Best Pawn Shops
in
Rochford
We found 17 Pawn Shops
in Rochford for
you.
Highest rated Pawn Shops in
Rochford
These
Pawn Shops have been ranked the best by
their users.
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09:00 AM - 17:30 PMCashConsoles+44 1795 668711CashConsoles is a company located in Sheerness, England that provides a variety of services related to the gaming industry. They specialize in generator shops, pawn shops, used game stores, and video game rental services. Additionally, they offer machinery and equipment, financial services, and shopping experiences. CashConsoles is dedicated to providing top-notch customer service and creating a culture of entertainment and events for their clients.See more
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9:00 AM - 17:30 PMSouthend Discount Gold Ltd+44 1702 332482Southend Discount Gold Ltd is a company based in Southend-on-Sea, England. They specialize in jewelry repairs and buying, as well as offering pawn shop services. In addition, they provide financial services for their customers. With their expertise and quality services, Southend Discount Gold Ltd is a trusted choice for all jewelry needs.See more
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9:30 AM - 16:30 PMAlex John Jewellers+44 1702 390909Alex John Jewellers is a reputable company based in Southend-on-Sea, England. They specialize in providing high-quality jewellery and offer a range of financial services. They are also known for their pawn shops and are a popular choice for those looking to buy or sell jewellery. With their commitment to customer satisfaction and quality products, Alex John Jewellers is a trusted name in the jewellery industry.See more
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9:30 AM - 17:30 PMAlistair Black Ltd+44 1245 322334Alistair Black Ltd is a UK-based company that specializes in a variety of services including appraisals, estate appraisals, jewelry repair, and watch sales. They also offer financial services and have a range of shops including costume jewelry, pawn shops, and beauty and wellness. Their team of experts provides quality services to their clients and they are committed to providing the best customer experience possible. Alistair Black Ltd is dedicated to providing their clients with the highest level of service and expertise in the industry.See more
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10:00 AM - 16:30 PMCash for Gold Pawnbroker+44 1702 472227Cash for Gold Pawnbroker is a leading pawn shop and jewelry buyer located in Leigh-on-Sea, England. They offer a range of financial services to their customers, including buying and selling jewelry, as well as providing pawn loans. With their expertise in the industry, Cash for Gold Pawnbroker is dedicated to providing their customers with the best possible service and fair prices.See more
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9:30 AM - 17:00 PMG. Davison & Sons+44 1702 472227G. Davison & Sons is a company located in Leigh-on-Sea, England. They offer a range of services including jewelry repair, pawn shops, watch stores, wedding souvenir shops, costume jewelry shops, and financial services. As a jeweler, they provide high-quality products and services to their customers. G. Davison & Sons is a one-stop-shop for all your shopping needs, including clothing and fashion.See more
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Pawn Shops
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Pawn Shops
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(9)
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Pawn Shops
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(8)
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(7)
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(7)
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(7)
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About Pawn Shops
Definition and explanation of Pawn Shops
Pawn Shops are establishments that offer financial services to customers by allowing them to obtain loans by pawning their personal items as collateral. These items can include jewelry, electronics, musical instruments, and other valuable possessions. Pawn Shops also sell second-hand items such as jewelry, musical instruments, and electronics. Pawn Shops have been in existence for centuries in the UK and are regulated by the Financial Conduct Authority (FCA) to ensure they operate within legal boundaries.Types of items that can be pawned
Pawn Shops accept a wide range of items as collateral, including gold, silver, and diamond jewelry, high-end watches, electronics such as laptops, tablets and smartphones, musical instruments, power tools, classic cars, and antiques. The pawn shop determines the value of the item based on the condition, rarity and market value of the item.How Pawn Shops work
A customer brings their item to the pawn shop, and the pawnbroker assesses the value of the item. Based on the item's value, the pawnbroker offers a loan amount to the customer. The customer then provides their identification and signs a loan agreement. The pawnbroker gives the customer the loan amount in cash, and the item is kept as collateral. The customer has an agreed upon period to repay the loan and interest. If the loan is not repaid on time, the pawnbroker can sell the item to recoup the loan amount.Benefits of using a Pawn Shop for financial needs
Pawn Shops offer a quick and easy way to obtain a loan without the need for credit checks or income verification. They also offer lower interest rates and fees than payday lenders and other similar loan providers. Additionally, customers can reclaim their pawned items once the loan is repaid, and they have access to a wide range of second-hand items at affordable prices.Risks to consider when using a Pawn Shop
The main risk to consider when using a Pawn Shop is the possibility of not repaying the loan on time. If this happens, the customer risks losing their pawned item permanently. It is also important to note that some pawnshops charge high-interest rates and fees, so customers should carefully read the loan agreement before signing it.Typical interest rates and fees charged by Pawn Shops
Pawn Shops charge interest rates and fees that vary depending on the amount of the loan. The interest rate can range from 6% to 12% per month, and additional fees such as storage fees and insurance may apply.How to choose a reputable Pawn Shop
Customers should choose a Pawn Shop that is licensed and regulated by the FCA. They should also look for reviews and ratings online to ensure that the Pawn Shop has a good reputation. Moreover, customers should choose a Pawn Shop that is transparent and willing to explain the loan agreement and the terms and conditions.How to negotiate with a Pawn Shop to get the best deal
Customers can negotiate with a Pawn Shop to secure the best deal by doing their research and knowing the value of their item. They should also be willing to walk away if they are not satisfied with the offer.Alternatives to using a Pawn Shop for financial needs
Alternatives to using a Pawn Shop for financial needs include credit unions, banks, and community development financial institutions. Customers can also consider applying for personal loans, installment loans, or credit card loans.Common misconceptions about Pawn Shops
The common misconceptions about Pawn Shops are that they are illegal, they only deal with stolen or illegal items, and they charge exorbitant interest rates and fees. In reality, Pawn Shops are legal, regulate by the FCA, and operate within the legal boundary. They also deal with legal and legitimate items and charge competitive interest rates and fees.
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