Best Pawn Shops
in
Itchen
We found 6 Pawn Shops
in Itchen for
you.
Highest rated Pawn Shops in
Itchen
These
Pawn Shops have been ranked the best by
their users.
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9:00 AM - 17:30 PMAlmagrove Private Asset Finance+44 23 8127 7964Almagrove Private Asset Finance is a financial services company located in Southampton, England. They specialize in pawn shops and offer private asset finance solutions to their clients. With a focus on providing personalized and confidential services, Almagrove Private Asset Finance is committed to helping their clients achieve their financial goals.See more
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10:00 AM - 17:30 PMDao WayDao Way is a company based in Southampton, England that offers a range of services including luggage stores, pawn shops, shops & shopping, and financial services. With a focus on customer satisfaction, Dao Way strives to provide high-quality products and services to meet the needs of their clients.See more
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9:30 AM - 17:30 PMEST1897+44 23 8022 5336EST1897 is a company based in Southampton, England that specializes in diamond dealing, pawn shops, and financial services. With a focus on providing top-quality services to their clients, EST1897 has become a trusted name in the industry. Whether you're looking to buy or sell diamonds, or need financial assistance, EST1897 has the expertise and experience to help you achieve your goals.See more
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9:30 AM - 17:30 PMPawnbroker Southampton & Cash Recycle+44 23 8063 9344Pawnbroker Southampton & Cash Recycle is a company based in Southampton, England. They offer a range of services including pawn shops, jewelry repairs, video camera repair services, and financial services. They also specialize in diamond dealing, gold mining, and energy and resources. Additionally, they offer a variety of shopping options for electronics and other items.See more
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11:00 AM - 18:00 PMSant Jewellers+44 23 8067 7737Sant Jewellers is a company based in Southampton, England. They offer a wide range of services including body piercing, ear piercing, engraving, watch repair, and jewelry sales. They specialize in diamond dealing and gold mining. Sant Jewellers also offers pawn shop services and wholesale jewelry. In addition, they provide services in the beauty and wellness industry, financial services, printing and publishing, energy and resources, manufacturing and fabrication, and cars, boats, and motorcycles.See more
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9:00 AM - 17:30 PMWatch Buyers+44 23 8063 9355Watch Buyers is a company located in Southampton, England. They specialize in buying and selling watches, and offer a range of services including antique dealing, fashion accessories, pawn shops, and financial services. Their shop is located in the Marlands shopping centre, Unit 6, The, Southampton SO14 7SJ, United Kingdom. Watch Buyers is a trusted source for those looking to buy or sell watches, and is a popular destination for those interested in clothing and fashion.See more
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Pawn Shops
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(1)
About Pawn Shops
Definition and explanation of Pawn Shops
Pawn Shops are establishments that offer financial services to customers by allowing them to obtain loans by pawning their personal items as collateral. These items can include jewelry, electronics, musical instruments, and other valuable possessions. Pawn Shops also sell second-hand items such as jewelry, musical instruments, and electronics. Pawn Shops have been in existence for centuries in the UK and are regulated by the Financial Conduct Authority (FCA) to ensure they operate within legal boundaries.Types of items that can be pawned
Pawn Shops accept a wide range of items as collateral, including gold, silver, and diamond jewelry, high-end watches, electronics such as laptops, tablets and smartphones, musical instruments, power tools, classic cars, and antiques. The pawn shop determines the value of the item based on the condition, rarity and market value of the item.How Pawn Shops work
A customer brings their item to the pawn shop, and the pawnbroker assesses the value of the item. Based on the item's value, the pawnbroker offers a loan amount to the customer. The customer then provides their identification and signs a loan agreement. The pawnbroker gives the customer the loan amount in cash, and the item is kept as collateral. The customer has an agreed upon period to repay the loan and interest. If the loan is not repaid on time, the pawnbroker can sell the item to recoup the loan amount.Benefits of using a Pawn Shop for financial needs
Pawn Shops offer a quick and easy way to obtain a loan without the need for credit checks or income verification. They also offer lower interest rates and fees than payday lenders and other similar loan providers. Additionally, customers can reclaim their pawned items once the loan is repaid, and they have access to a wide range of second-hand items at affordable prices.Risks to consider when using a Pawn Shop
The main risk to consider when using a Pawn Shop is the possibility of not repaying the loan on time. If this happens, the customer risks losing their pawned item permanently. It is also important to note that some pawnshops charge high-interest rates and fees, so customers should carefully read the loan agreement before signing it.Typical interest rates and fees charged by Pawn Shops
Pawn Shops charge interest rates and fees that vary depending on the amount of the loan. The interest rate can range from 6% to 12% per month, and additional fees such as storage fees and insurance may apply.How to choose a reputable Pawn Shop
Customers should choose a Pawn Shop that is licensed and regulated by the FCA. They should also look for reviews and ratings online to ensure that the Pawn Shop has a good reputation. Moreover, customers should choose a Pawn Shop that is transparent and willing to explain the loan agreement and the terms and conditions.How to negotiate with a Pawn Shop to get the best deal
Customers can negotiate with a Pawn Shop to secure the best deal by doing their research and knowing the value of their item. They should also be willing to walk away if they are not satisfied with the offer.Alternatives to using a Pawn Shop for financial needs
Alternatives to using a Pawn Shop for financial needs include credit unions, banks, and community development financial institutions. Customers can also consider applying for personal loans, installment loans, or credit card loans.Common misconceptions about Pawn Shops
The common misconceptions about Pawn Shops are that they are illegal, they only deal with stolen or illegal items, and they charge exorbitant interest rates and fees. In reality, Pawn Shops are legal, regulate by the FCA, and operate within the legal boundary. They also deal with legal and legitimate items and charge competitive interest rates and fees.
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