Best Pawn Shops
in
Southsea
We found 4 Pawn Shops
in Southsea for
you.
Highest rated Pawn Shops in
Southsea
These
Pawn Shops have been ranked the best by
their users.
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9:00 AM - 17:30 PMCash Generator Portsmouth+44 23 9266 7107Cash Generator Portsmouth is a diverse company located in Portsmouth, England. They offer a range of services including currency exchanges, pawn shops, video conferencing services, Western apparel stores, financial services, machinery & equipment, IT & E-Commerce, and clothing & fashion. With a commitment to providing quality products and services, Cash Generator Portsmouth is a trusted name in the industry.See more
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Goodalls+44 23 9275 2448Goodalls is a company based in Portsmouth, England that specializes in pawn shops and financial services. They offer a variety of financial solutions to their clients and are committed to providing excellent customer service. Goodalls is dedicated to helping their clients achieve their financial goals and providing them with the resources they need to succeed.See more
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10:00 AM - 17:00 PMHatton Goldsmiths Limited+44 1604 405850Hatton Goldsmiths Limited is a company based in Portsmouth, England. They specialize in providing financial services such as pawn shops and goldsmiths. With their expertise in the field, they offer top-notch services to their clients.See more
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10:00 AM - 16:00 PMYoung George+44 23 9275 6622Young George is a company based in Southsea, England that specializes in pawn shops, wholesale jewelers, financial services, and shops & shopping. They provide a range of services to their customers and are committed to providing high-quality products at affordable prices. With a team of experienced professionals, Young George is dedicated to ensuring customer satisfaction and building long-term relationships with their clients.See more
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About Pawn Shops
Definition and explanation of Pawn Shops
Pawn Shops are establishments that offer financial services to customers by allowing them to obtain loans by pawning their personal items as collateral. These items can include jewelry, electronics, musical instruments, and other valuable possessions. Pawn Shops also sell second-hand items such as jewelry, musical instruments, and electronics. Pawn Shops have been in existence for centuries in the UK and are regulated by the Financial Conduct Authority (FCA) to ensure they operate within legal boundaries.Types of items that can be pawned
Pawn Shops accept a wide range of items as collateral, including gold, silver, and diamond jewelry, high-end watches, electronics such as laptops, tablets and smartphones, musical instruments, power tools, classic cars, and antiques. The pawn shop determines the value of the item based on the condition, rarity and market value of the item.How Pawn Shops work
A customer brings their item to the pawn shop, and the pawnbroker assesses the value of the item. Based on the item's value, the pawnbroker offers a loan amount to the customer. The customer then provides their identification and signs a loan agreement. The pawnbroker gives the customer the loan amount in cash, and the item is kept as collateral. The customer has an agreed upon period to repay the loan and interest. If the loan is not repaid on time, the pawnbroker can sell the item to recoup the loan amount.Benefits of using a Pawn Shop for financial needs
Pawn Shops offer a quick and easy way to obtain a loan without the need for credit checks or income verification. They also offer lower interest rates and fees than payday lenders and other similar loan providers. Additionally, customers can reclaim their pawned items once the loan is repaid, and they have access to a wide range of second-hand items at affordable prices.Risks to consider when using a Pawn Shop
The main risk to consider when using a Pawn Shop is the possibility of not repaying the loan on time. If this happens, the customer risks losing their pawned item permanently. It is also important to note that some pawnshops charge high-interest rates and fees, so customers should carefully read the loan agreement before signing it.Typical interest rates and fees charged by Pawn Shops
Pawn Shops charge interest rates and fees that vary depending on the amount of the loan. The interest rate can range from 6% to 12% per month, and additional fees such as storage fees and insurance may apply.How to choose a reputable Pawn Shop
Customers should choose a Pawn Shop that is licensed and regulated by the FCA. They should also look for reviews and ratings online to ensure that the Pawn Shop has a good reputation. Moreover, customers should choose a Pawn Shop that is transparent and willing to explain the loan agreement and the terms and conditions.How to negotiate with a Pawn Shop to get the best deal
Customers can negotiate with a Pawn Shop to secure the best deal by doing their research and knowing the value of their item. They should also be willing to walk away if they are not satisfied with the offer.Alternatives to using a Pawn Shop for financial needs
Alternatives to using a Pawn Shop for financial needs include credit unions, banks, and community development financial institutions. Customers can also consider applying for personal loans, installment loans, or credit card loans.Common misconceptions about Pawn Shops
The common misconceptions about Pawn Shops are that they are illegal, they only deal with stolen or illegal items, and they charge exorbitant interest rates and fees. In reality, Pawn Shops are legal, regulate by the FCA, and operate within the legal boundary. They also deal with legal and legitimate items and charge competitive interest rates and fees.
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