-
Acorn Mortgage SolutionsAcorn Mortgage Solutions is a financial services company based in London, England. They specialize in mortgage lending and provide personalized solutions to their clients. With a team of experienced professionals, Acorn Mortgage Solutions is committed to helping their clients achieve their financial goals.See more
-
09:00 AM - 17:30 PMAcreAcre is a financial services company based in London, England. They specialize in mortgage lending and have a reputation for providing quality services to their clients. With their office located in St. Albans House, Acre is committed to helping individuals and businesses achieve their financial goals.See more
-
09:30 AM - 16:00 PMAhli United Bank+44 20 7487 6500Ahli United Bank is a leading financial institution that offers a range of banking services to its clients. With a focus on providing exceptional customer service, Ahli United Bank is committed to meeting the financial needs of individuals and businesses alike. As a private sector bank, Ahli United Bank is dedicated to providing innovative financial solutions that help its clients achieve their financial goals. Whether it's mortgage lending, investment banking, or wealth management services, Ahli United Bank has the expertise and experience to deliver top-notch financial services to its clients.See more
-
09:00 AM - 17:00 PMAmicus Finance Plc+44 20 3540 5120Amicus Finance Plc is a financial services company based in London, England. They specialize in mortgage lending and offer a range of financial services to their clients. With a commitment to providing excellent customer service and competitive rates, Amicus Finance Plc is a trusted choice for those seeking financial solutions.See more
-
09:00 AM - 17:00 PMASC Finance for Business, London+44 20 7616 6628ASC Finance for Business is a London-based company that specializes in providing financial services to businesses. They offer a range of services including mortgage lending, finance brokering, and food brokering. With expertise in the food and beverage industry, ASC Finance for Business is a trusted partner for businesses looking to secure funding and grow their operations.See more
-
11:00 AM - 15:00 PMBank of China+44 20 3192 8470Bank of China is a financial institution that offers a range of services including mortgage lending, banking, and ATM services. With a focus on serving the public sector, Bank of China provides financial services to customers in London, England. The company also offers Chinese language support for its customers. In addition to its financial services, Bank of China has partnerships with restaurants, bars, and pubs to offer additional benefits to its customers.See more
-
Mortgage Lenders
in North London with mortgage
(51)
-
Mortgage Lenders
in North London with interest rate
(48)
-
Mortgage Lenders
in North London with down payment
(45)
-
Mortgage Lenders
in North London with private mortgage insurance
(42)
-
Mortgage Lenders
in North London with closing costs
(41)
-
Mortgage Lenders
in North London with pre-approval
(40)
-
Mortgage Lenders
in North London with loan
(40)
-
Mortgage Lenders
in North London with credit score
(39)
-
Mortgage Lenders
in North London with appraisal
(38)
-
Mortgage Lenders
in North London with title insurance
(37)
-
Mortgage Lenders
in North London with refinancing
(36)
-
Mortgage Lenders
in North London with escrow
(35)
-
Mortgage Lenders
in North London with lock-in period
(34)
-
Mortgage Lenders
in North London with prepayment penalty
(33)
What are Mortgage Lenders?
Mortgage lenders are financial institutions that provide loans to individuals or businesses to purchase properties. This loan is secured against the property, which serves as collateral for the loan. The borrower is required to make monthly payments to the lender over a predetermined period of time, usually 25-30 years, until the loan is fully paid off.
Types of Mortgage Lenders
There are different types of mortgage lenders, including banks, building societies, specialist lenders, and mortgage brokers. Banks and building societies are the most common type of mortgage lenders, while specialist lenders offer loans to individuals who are self-employed or have poor credit history. Mortgage brokers act as intermediaries between borrowers and lenders, offering a range of mortgage products from different lenders.
How to Choose a Mortgage Lender
Choosing the right mortgage lender is important as it can save you money in the long run. When choosing a mortgage lender, consider factors such as interest rates, fees, loan terms, customer service, and reputation. You can compare rates and fees from different lenders using comparison websites or by speaking to a mortgage broker.
What to Expect during the Mortgage Process
The mortgage process involves several steps, including pre-approval, property search, application, valuation, and completion. During the pre-approval stage, the lender assesses your eligibility for a mortgage based on your income, expenses, and credit score. Once pre-approved, you can start searching for a property within your budget. Once you find a property, you can submit a formal application for a mortgage. The lender may then conduct a valuation of the property to determine its market value. If the application is approved, you can proceed with the purchase, and the lender will provide the funds to buy the property.
Mortgage Rates and Fees
Mortgage rates and fees vary depending on the lender and the type of mortgage. The interest rate is the amount of interest charged on the loan, while fees can include application fees, arrangement fees, and valuation fees. It is important to compare rates and fees from different lenders to ensure you get the best deal.
Benefits and Risks of Using a Mortgage Lender
The benefits of using a mortgage lender include the ability to buy a property that you may not be able to afford outright, and the flexibility of being able to spread the cost over a long period of time. However, there are also risks involved, such as the possibility of defaulting on the loan if you are unable to make the monthly payments.
How to Qualify for a Mortgage
To qualify for a mortgage, you will need to meet certain eligibility criteria, including having a steady income, a good credit score, and a sufficient deposit. The lender will also assess your ability to afford the monthly repayments based on your income and expenses.
Tips for Successful Mortgage Repayment
To ensure successful mortgage repayment, it is important to make your monthly payments on time and in full, and to avoid taking on any additional debt or credit during the mortgage term. You should also consider overpaying on your mortgage to reduce the amount of interest you pay over the term of the loan.
Mortgage Lender Regulations and Compliance
Mortgage lenders are regulated by the Financial Conduct Authority (FCA) in the UK, which sets out rules and standards to ensure lenders treat customers fairly and responsibly. Lenders are required to provide clear and transparent information about their products and services, and to comply with regulations around affordability and responsible lending.
Importance of Comparison Shopping for Mortgage Lenders
Comparison shopping for mortgage lenders is important to ensure you get the best deal and avoid overpaying in interest and fees. By comparing rates and fees from different lenders, you can save thousands of pounds over the term of the loan. It is also important to consider other factors such as customer service and reputation when choosing a lender.
![Image](../../../../assets-template/question-mark.png)
Pick a keyword
![Image](../../../../assets-template/world-pin.png)
Select location
![Image](../../../../assets-template/label-mark.png)
Select category
![Image](../../../../assets-template/filter-check.png)
View results!!!
-
Mortgage Lenders
in Central London
(80)
-
Mortgage Lenders
in Fenchurch Street
(8)
-
Mortgage Lenders
in Hackney
(72)
-
Mortgage Lenders
in Tower Hill
(7)
-
Mortgage Lenders
in Camden
(67)
-
Mortgage Lenders
in Tottenham Court Road
(67)
-
Mortgage Lenders
in Fitzrovia
(65)
-
Mortgage Lenders
in Holborn
(61)
-
Mortgage Lenders
in Brick Lane
(6)
-
Mortgage Lenders
in Spitalfields
(6)
-
Mortgage Lenders
in Russell Square
(59)
-
Mortgage Lenders
in Old Street
(5)
-
Mortgage Lenders
in Shoreditch
(5)
-
Mortgage Lenders
in Farringdon Without
(5)
-
Mortgage Lenders
in Fleet Street
(49)
-
Mortgage Lenders
in Blackfriars
(40)
-
Mortgage Lenders
in Bloomsbury
(4)
-
Mortgage Lenders
in Farringdon Within
(4)
-
Mortgage Lenders
in Castle Baynard
(4)
-
Mortgage Lenders
in Waltham Forest
(37)
-
Mortgage Lenders
in Mount Pleasant
(30)
-
Mortgage Lenders
in Puddle Dock
(30)
-
Mortgage Lenders
in Islington
(3)
-
Mortgage Lenders
in Broad Street
(3)
-
Mortgage Lenders
in Cornhill
(3)
-
Mortgage Lenders
in Ludgate Hill
(29)
-
Mortgage Lenders
in Old Bailey
(27)
-
Mortgage Lenders
in Farringdon
(26)
-
Mortgage Lenders
in Euston
(25)
-
Mortgage Lenders
in St Paul's
(25)
-
Mortgage Lenders
in Saint Pancras
(2)
-
Mortgage Lenders
in Bishopsgate
(2)
-
Mortgage Lenders
in Coleman Street
(2)
-
Mortgage Lenders
in Walbrook
(2)
-
Mortgage Lenders
in Whitechapel
(2)
-
Mortgage Lenders
in Mansion House
(16)
-
Mortgage Lenders
in Holborn and Covent Garden
(14)
-
Mortgage Lenders
in Tower Hamlets
(13)
-
Mortgage Lenders
in Barbican
(11)
-
Mortgage Lenders
in City of London
(11)
-
Mortgage Lenders
in Bank
(11)
-
Mortgage Lenders
in Cannon Street
(11)
-
Mortgage Lenders
in Monument
(11)
-
Mortgage Lenders
in Finsbury
(10)
-
Mortgage Lenders
in Clerkenwell
(1)
-
Mortgage Lenders
in Primrose Hill
(1)
-
Mortgage Lenders
in Cheap
(1)
-
Mortgage Lenders
in Lime Street
(1)
-
Mortgage Lenders
in Bread Street
(1)
-
Mortgage Lenders
in Cordwainer
(1)
-
Notary Publics
in North London
(95)
-
Gold Dealers
in North London
(91)
-
Insolvency Services
in North London
(9)
-
Notary Services
in North London
(9)
-
Fund Management Companies
in North London
(89)
-
Jewelry Appraisers
in North London
(88)
-
Venture Capital Companies
in North London
(85)
-
Financial Consultants
in North London
(76)
-
Commercial Agents
in North London
(74)
-
Paralegal Services Providers
in North London
(72)
-
Mortgages
in North London
(7)
-
Tax Preparations
in North London
(69)
-
Private Sector Banks
in North London
(68)
-
Money Transfer Services
in North London
(61)
-
Passport Photo Processors
in North London
(60)
-
Credit Reporting Agencies
in North London
(6)
-
Atms
in North London
(59)
-
Bookkeeping Services
in North London
(59)
-
Chartered Accountants
in North London
(58)
-
Investment Companies
in North London
(53)
-
Yacht Brokers
in North London
(53)
-
Auto Tag Agencies
in North London
(5)
-
Central Banks
in North London
(5)
-
Check Cashing Services
in North London
(5)
-
Goldsmiths
in North London
(5)
-
Liquidators
in North London
(5)
-
Shinkin Banks
in North London
(5)
-
Building Societies
in North London
(48)
-
Chartered Surveyors
in North London
(46)
-
Debt Collection Agencies
in North London
(44)
-
Debt Collectings
in North London
(41)
-
Appraisal Services
in North London
(4)
-
Company Registries
in North London
(4)
-
Car Finance & Loan Companies
in North London
(39)
-
Coin Dealers
in North London
(39)
-
Pawn Shops
in North London
(39)
-
Financial Audits
in North London
(37)
-
Loss Adjusters
in North London
(37)
-
Lottery Shops
in North London
(36)
-
Diamond Buyers
in North London
(34)
-
Consultants
in North London
(32)
-
Credit Counseling Services
in North London
(32)
-
Accountants
in North London
(309)
-
Money Order Services
in North London
(30)
-
Credit Unions
in North London
(3)
-
Title Companies
in North London
(28)
-
Betting Agencies
in North London
(27)
-
Customs Consultants
in North London
(26)
-
Pension Offices
in North London
(26)
-
Certified Public Accountants
in North London
(253)
-
Foreclosure Services
in North London
(25)
-
Appraisers
in North London
(247)
-
Financial Planners
in North London
(247)
-
Real Estate Attorneys
in North London
(247)
-
Bookmakers
in North London
(24)
-
Savings Banks
in North London
(24)
-
Commissioners For Oaths
in North London
(23)
-
Diamond Dealers
in North London
(219)
-
Property Investments
in North London
(216)
-
Tax Preparation Services
in North London
(216)
-
Tax Consultants
in North London
(211)
-
Currency Exchanges
in North London
(21)
-
Lottery Retailers
in North London
(21)
-
Private Equity Firms
in North London
(207)
-
Visa Consultants
in North London
(201)
-
Federal Credit Unions
in North London
(20)
-
Federal Reserve Banks
in North London
(2)
-
Financial Advisors
in North London
(2)
-
Financial Advising Services
in North London
(2)
-
Financial Institutions
in North London
(198)
-
Accounting Firms
in North London
(197)
-
Mortgage Brokers
in North London
(197)
-
Finance Brokers
in North London
(190)
-
Escrow Services
in North London
(19)
-
Tax Attorneys
in North London
(188)
-
Loan Agencies
in North London
(185)
-
Business Brokers
in North London
(18)
-
Superannuation Consultants
in North London
(18)
-
Customs Brokers
in North London
(17)
-
Investment Services
in North London
(169)
-
Stock Exchange Buildings
in North London
(16)
-
Off Track Betting Shops
in North London
(15)
-
Paternity Testing Services
in North London
(15)
-
Corporate Offices
in North London
(147)
-
Conveyancers
in North London
(145)
-
Banks
in North London
(140)
-
Office Equipment Rental Services
in North London
(140)
-
Payroll Services
in North London
(14)
-
Investment Banks
in North London
(137)
-
Car Leasing Services
in North London
(135)
-
Patent Attorneys
in North London
(130)
-
Leasing Services
in North London
(122)
-
Trust Banks
in North London
(12)
-
Stock Brokers
in North London
(114)
-
Currency Exchange Services
in North London
(109)
-
Public Sector Banks
in North London
(107)
-
Gemologists
in North London
(103)
-
Jewelry Buyers
in North London
(101)
-
Passport Agents
in North London
(10)
-
Auction Rooms
in North London
(1)
-
Mobile Money Agents
in North London
(1)