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09:00 AM - 17:30 PMAsset Residential+44 121 616 2171Asset Residential is a company based in Birmingham, England that offers a variety of services including real estate and housing, financial services, short term apartment rental agencies, and appraisers. They also specialize in food and beverage and confectioneries.See more
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09:00 AM - 17:30 PMBelvoir Birmingham Central+44 121 212 0122Belvoir Birmingham Central is a real estate and property management company located in Birmingham, England. They specialize in apartment, condominium, and short-term rental agencies, as well as appraisals and letting services. Belvoir Birmingham Central also offers financial services and is involved in the travel and hotel industry. They are committed to providing top-quality services to their clients in the public sector and society.See more
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08:30 AM - 16:00 PMAnchorCert Gem Lab+44 121 236 6951AnchorCert Gem Lab is a company based in Birmingham, England. They offer a range of services including appraisals for diamonds, jewelry, and real estate. They also specialize in gemology and operate a laboratory. In addition, they provide financial services and have expertise in healthcare and medicine, as well as real estate and housing.See more
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10:00 AM - 16:00 PMEricoz Goldsmith+44 7950 233979Ericoz Goldsmith is a company located in Birmingham, England. They offer a variety of services including appraisals, jewelry repairs, mining consulting, real estate appraisals, and financial services. Additionally, they provide shopping options and educational opportunities related to real estate and housing.See more
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09:00 AM - 17:30 PMCarter Jonas Birmingham+44 121 794 6250Carter Jonas Birmingham is a leading company based in Birmingham, England. They specialize in providing a range of services including appraisers, chartered surveyors, land surveying offices, real estate appraisers, financial services, and real estate & housing. With their expertise and experience, they have established themselves as a trusted and reliable partner for their clients.See more
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9:30 AM - 16:30 PMROCKS fine jewels+44 121 245 0500ROCKS fine jewels is a company based in Birmingham, England. They offer a wide range of services including appraisals, buying and selling of diamonds and gold, exporting of handicrafts, manufacturing of jewelry, repair services, and real estate appraisals. They also provide financial services to their clients. The company is known for its expertise in the art and creative industry, as well as manufacturing and fabrication. They have a reputation for providing excellent customer service and quality products.See more
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Overview of Appraisers as a Business Category
Appraisers are professionals who evaluate the value of real estate, personal property, or business assets, among other things. They offer their services to individuals, companies, banks, and government agencies, among others. In the United Kingdom, appraisers are regulated by the Royal Institution of Chartered Surveyors (RICS), which sets standards for their education, training, and professional conduct.
Types of Appraisers and their Specializations
There are different types of appraisers, each with their own specializations:
- Real Estate Appraisers - evaluate the value of real property, including homes, land, and commercial buildings.
- Personal Property Appraisers - evaluate the value of movable objects, such as art, jewelry, antiques, and collectibles.
- Business Valuation Appraisers - evaluate the value of a business, including its assets, liabilities, and future earning potential.
- Machinery and Equipment Appraisers - evaluate the value of industrial equipment, machinery, and tools.
Importance of Appraisers in Financial Services
Appraisers are important in financial services because they help determine the value of collateral for loans and mortgages. Lenders use their appraisals to determine how much money they are willing to lend to borrowers. Appraisers also play a role in estate planning, tax assessments, insurance claims, and legal disputes.
Appraisal Process and Procedures
The appraisal process involves gathering information about the property or asset being evaluated, analyzing the data, and assigning a value to the item. The appraiser conducts an inspection of the property or asset and may also research the local real estate market or other relevant factors. The final appraisal report typically includes a description of the item, the methodology used to determine its value, and any relevant market data or other factors that influenced the appraisal.
Qualifications and Credentials of Appraisers
Appraisers in the UK must be qualified and accredited by the RICS. To become a Chartered Surveyor, an individual must complete an accredited degree or postgraduate diploma and gain relevant work experience. They must also pass a professional assessment and maintain their skills and knowledge through continuing professional development.
Industry Regulations and Standards
The RICS sets standards for appraisers' education, training, and professional conduct. The organization also has a code of ethics that appraisers must follow. Additionally, the UK government regulates some aspects of the appraisal industry, such as tax assessments and compensation for compulsory purchase orders.
Factors Affecting Appraisal Values
Appraisers consider many factors when determining the value of an asset or property, including its location, size, condition, and market demand. They also consider external factors, such as economic trends, interest rates, and government policies that may affect the asset's value. Other factors may include the property's zoning, nearby amenities or attractions, and potential for renovation or development.
Choosing an Appraiser: Considerations for Customers
When selecting an appraiser, customers should consider hiring a qualified, experienced professional who specializes in the type of property or asset they want appraised. It is also important to check the appraiser's accreditation and professional affiliations. Customers should request a written estimate of the appraisal cost and timeline, and ask about any potential conflicts of interest. They may also consider seeking referrals from friends, family, or other professionals in the industry.
Cost of Appraisals and Payment Options
The cost of an appraisal can vary depending on the type of asset or property being appraised, as well as the complexity of the assignment. Some appraisers charge an hourly rate or flat fee, while others may charge a percentage of the property or asset's value. Payment options may include cash or check, or payment through a third-party provider or lender.
Future Outlook for Appraisers in the Financial Services Industry
Although advances in technology may enable automated appraisals for some types of property and assets, it is unlikely that human appraisers will become obsolete. The need for accurate and reliable appraisals will continue to be important in the financial services industry, particularly for more complex or unique assets. Additionally, changes in the real estate market or regulatory environment may create new opportunities or challenges for appraisers in the future.

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