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9:00 AM - 18:00 PMMichael Adam+44 1202 487587Michael Adam is a company based in Christchurch, England that offers a range of services related to real estate and housing. Their team of appraisers provides accurate valuations of properties, while their estate liquidators help clients manage the sale of assets. In addition, Michael Adam offers financial services to assist with property investments and transactions. With their expertise in the real estate industry, Michael Adam is a trusted partner for clients seeking professional guidance and support.See more
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9:00 AM - 18:00 PMWinkworth Highcliffe Estate Agents+44 1425 270055Winkworth Highcliffe Estate Agents is a reputable company based in Christchurch, England. They offer a range of services including appraisals, solicitor services, financial services, and expertise in economics and law. Their team of professionals is dedicated to providing high-quality services to their clients.See more
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8:45 AM - 18:00 PMRoss Nicholas & Company Highcliffe+44 1425 277777Ross Nicholas & Company Highcliffe is a reputable company based in Christchurch, England. They specialize in providing professional services such as appraisals, estate agency, financial services, and real estate and housing. With years of experience in the industry, they have built a strong reputation for their expertise and commitment to delivering excellent results. Whether you are looking to buy or sell a property, or need financial advice, Ross Nicholas & Company Highcliffe is the go-to company for all your needs.See more
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8:00 AM - 20:00 PMCraig Thompson Bespoke Estate Agents Christchurch+44 1202 028059Craig Thompson Bespoke Estate Agents Christchurch is a leading provider of real estate services in the Christchurch area. The company offers a range of services including appraisal services, estate appraisers, letting agents, and solicitors. They also provide financial services to help clients with their real estate needs. With a team of experienced professionals, Craig Thompson Bespoke Estate Agents Christchurch is committed to providing their clients with the highest level of service and expertise. They specialize in real estate and housing, as well as economics and law, making them a trusted partner for all real estate needs.See more
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8:00 AM - 18:00 PMLloyd Young Homes+44 1202 800571Lloyd Young Homes is a company that specializes in providing appraisers and financial services. They are committed to providing their clients with accurate and reliable appraisals and financial advice. With years of experience in the industry, Lloyd Young Homes has built a reputation for their professionalism and expertise. They are dedicated to helping their clients make informed decisions about their properties and finances.See more
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9:00 AM - 18:00 PMWinkworth Mudeford Estate Agents+44 1425 274444Winkworth Mudeford Estate Agents is a reputable company based in Christchurch, England. They offer a wide range of services including appraisals and financial services. With their expertise and experience, clients can trust Winkworth Mudeford Estate Agents to provide them with accurate and reliable information.See more
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Overview of Appraisers as a Business Category
Appraisers are professionals who evaluate the value of real estate, personal property, or business assets, among other things. They offer their services to individuals, companies, banks, and government agencies, among others. In the United Kingdom, appraisers are regulated by the Royal Institution of Chartered Surveyors (RICS), which sets standards for their education, training, and professional conduct.
Types of Appraisers and their Specializations
There are different types of appraisers, each with their own specializations:
- Real Estate Appraisers - evaluate the value of real property, including homes, land, and commercial buildings.
- Personal Property Appraisers - evaluate the value of movable objects, such as art, jewelry, antiques, and collectibles.
- Business Valuation Appraisers - evaluate the value of a business, including its assets, liabilities, and future earning potential.
- Machinery and Equipment Appraisers - evaluate the value of industrial equipment, machinery, and tools.
Importance of Appraisers in Financial Services
Appraisers are important in financial services because they help determine the value of collateral for loans and mortgages. Lenders use their appraisals to determine how much money they are willing to lend to borrowers. Appraisers also play a role in estate planning, tax assessments, insurance claims, and legal disputes.
Appraisal Process and Procedures
The appraisal process involves gathering information about the property or asset being evaluated, analyzing the data, and assigning a value to the item. The appraiser conducts an inspection of the property or asset and may also research the local real estate market or other relevant factors. The final appraisal report typically includes a description of the item, the methodology used to determine its value, and any relevant market data or other factors that influenced the appraisal.
Qualifications and Credentials of Appraisers
Appraisers in the UK must be qualified and accredited by the RICS. To become a Chartered Surveyor, an individual must complete an accredited degree or postgraduate diploma and gain relevant work experience. They must also pass a professional assessment and maintain their skills and knowledge through continuing professional development.
Industry Regulations and Standards
The RICS sets standards for appraisers' education, training, and professional conduct. The organization also has a code of ethics that appraisers must follow. Additionally, the UK government regulates some aspects of the appraisal industry, such as tax assessments and compensation for compulsory purchase orders.
Factors Affecting Appraisal Values
Appraisers consider many factors when determining the value of an asset or property, including its location, size, condition, and market demand. They also consider external factors, such as economic trends, interest rates, and government policies that may affect the asset's value. Other factors may include the property's zoning, nearby amenities or attractions, and potential for renovation or development.
Choosing an Appraiser: Considerations for Customers
When selecting an appraiser, customers should consider hiring a qualified, experienced professional who specializes in the type of property or asset they want appraised. It is also important to check the appraiser's accreditation and professional affiliations. Customers should request a written estimate of the appraisal cost and timeline, and ask about any potential conflicts of interest. They may also consider seeking referrals from friends, family, or other professionals in the industry.
Cost of Appraisals and Payment Options
The cost of an appraisal can vary depending on the type of asset or property being appraised, as well as the complexity of the assignment. Some appraisers charge an hourly rate or flat fee, while others may charge a percentage of the property or asset's value. Payment options may include cash or check, or payment through a third-party provider or lender.
Future Outlook for Appraisers in the Financial Services Industry
Although advances in technology may enable automated appraisals for some types of property and assets, it is unlikely that human appraisers will become obsolete. The need for accurate and reliable appraisals will continue to be important in the financial services industry, particularly for more complex or unique assets. Additionally, changes in the real estate market or regulatory environment may create new opportunities or challenges for appraisers in the future.

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