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8:30 AM - 18:00 PMMorgan Brookes+44 1268 755626Morgan Brookes is a real estate agency based in Benfleet, England. They offer a wide range of services including apartment complexes, appraisers, commercial agents, condominium rental agencies, estate appraisers, finance brokers, industrial real estate agencies, property administrators, real estate consultants, retail space rental agencies, short term apartment rental agencies, and townhouse complexes. In addition to their real estate services, Morgan Brookes also provides financial services. They are dedicated to providing their clients with exceptional service and expertise in the real estate and financial industries.See more
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9:00 AM - 17:00 PMLewis Valuation+44 7584 679733Lewis Valuation is a company based in Leigh-on-Sea, England. They specialize in providing appraisal services, as well as being Chartered Surveyors and Real Estate Surveyors. In addition, they offer financial services and resources related to jobs and education.See more
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9:00 AM - 18:00 PMWinkworth Leigh-on-Sea Estate Agents+44 1702 470625Winkworth LeighonSea Estate Agents is a real estate agency located in Leigh-on-Sea, England. They specialize in apartment and condominium rental agencies, estate appraisers, real estate rental agencies, townhouse complexes, and other related financial services. Their team of experienced professionals provides top-notch real estate and housing services to their clients.See more
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9:00 AM - 18:00 PMRichard Poyntz and Co+44 1268 699599Richard Poyntz and Co is a real estate agency based in Canvey Island, England. They specialize in property management, appraisals, and rentals for apartments and mobile homes. In addition to their real estate services, they also offer financial services to their clients. Richard Poyntz and Co is dedicated to providing their customers with reliable and professional real estate solutions.See more
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9:00 AM - 18:00 PMHunt Roche Estate Agents Thundersley, Benfleet+44 1268 566555Hunt Roche Estate Agents is a reputable real estate agency located in Thundersley, Benfleet, England. They offer a wide range of services including apartment and condominium rental agencies, commercial agents, estate appraisers, property investments, and real estate consulting. In addition, they provide financial services, investment banking, and hunting grounds for sports enthusiasts. With a team of experienced professionals, Hunt Roche Estate Agents is committed to providing exceptional services to their clients.See more
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Mouseprice.comMouseprice.com is a UK-based company that offers a range of real estate and financial services. Their services include appraisal services, estate agents, estate appraisers, property investments, real estate agencies, and real estate appraisers. The company is committed to providing clients with accurate and reliable information to help them make informed decisions about their real estate investments. Mouseprice.com also offers financial services to help clients manage their finances and make sound investment decisions. With their expertise in real estate and financial services, Mouseprice.com is a trusted partner for clients looking to buy, sell, or invest in real estate.See more
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Overview of Appraisers as a Business Category
Appraisers are professionals who evaluate the value of real estate, personal property, or business assets, among other things. They offer their services to individuals, companies, banks, and government agencies, among others. In the United Kingdom, appraisers are regulated by the Royal Institution of Chartered Surveyors (RICS), which sets standards for their education, training, and professional conduct.
Types of Appraisers and their Specializations
There are different types of appraisers, each with their own specializations:
- Real Estate Appraisers - evaluate the value of real property, including homes, land, and commercial buildings.
- Personal Property Appraisers - evaluate the value of movable objects, such as art, jewelry, antiques, and collectibles.
- Business Valuation Appraisers - evaluate the value of a business, including its assets, liabilities, and future earning potential.
- Machinery and Equipment Appraisers - evaluate the value of industrial equipment, machinery, and tools.
Importance of Appraisers in Financial Services
Appraisers are important in financial services because they help determine the value of collateral for loans and mortgages. Lenders use their appraisals to determine how much money they are willing to lend to borrowers. Appraisers also play a role in estate planning, tax assessments, insurance claims, and legal disputes.
Appraisal Process and Procedures
The appraisal process involves gathering information about the property or asset being evaluated, analyzing the data, and assigning a value to the item. The appraiser conducts an inspection of the property or asset and may also research the local real estate market or other relevant factors. The final appraisal report typically includes a description of the item, the methodology used to determine its value, and any relevant market data or other factors that influenced the appraisal.
Qualifications and Credentials of Appraisers
Appraisers in the UK must be qualified and accredited by the RICS. To become a Chartered Surveyor, an individual must complete an accredited degree or postgraduate diploma and gain relevant work experience. They must also pass a professional assessment and maintain their skills and knowledge through continuing professional development.
Industry Regulations and Standards
The RICS sets standards for appraisers' education, training, and professional conduct. The organization also has a code of ethics that appraisers must follow. Additionally, the UK government regulates some aspects of the appraisal industry, such as tax assessments and compensation for compulsory purchase orders.
Factors Affecting Appraisal Values
Appraisers consider many factors when determining the value of an asset or property, including its location, size, condition, and market demand. They also consider external factors, such as economic trends, interest rates, and government policies that may affect the asset's value. Other factors may include the property's zoning, nearby amenities or attractions, and potential for renovation or development.
Choosing an Appraiser: Considerations for Customers
When selecting an appraiser, customers should consider hiring a qualified, experienced professional who specializes in the type of property or asset they want appraised. It is also important to check the appraiser's accreditation and professional affiliations. Customers should request a written estimate of the appraisal cost and timeline, and ask about any potential conflicts of interest. They may also consider seeking referrals from friends, family, or other professionals in the industry.
Cost of Appraisals and Payment Options
The cost of an appraisal can vary depending on the type of asset or property being appraised, as well as the complexity of the assignment. Some appraisers charge an hourly rate or flat fee, while others may charge a percentage of the property or asset's value. Payment options may include cash or check, or payment through a third-party provider or lender.
Future Outlook for Appraisers in the Financial Services Industry
Although advances in technology may enable automated appraisals for some types of property and assets, it is unlikely that human appraisers will become obsolete. The need for accurate and reliable appraisals will continue to be important in the financial services industry, particularly for more complex or unique assets. Additionally, changes in the real estate market or regulatory environment may create new opportunities or challenges for appraisers in the future.

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