Best Pawn Shops
in
Wiltshire
We found 13 Pawn Shops
in Wiltshire for
you.
Highest rated Pawn Shops in
Wiltshire
These
Pawn Shops have been ranked the best by
their users.
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9:00 AM - 16:00 PMGreat Western Cameras Ltd.+44 1793 537436Great Western Cameras Ltd. is a company based in Swindon, England. They specialize in providing high-quality camera equipment and electronics to their customers. In addition to their camera stores, they also offer pawn shop services and financial services. With a commitment to customer satisfaction and a wide range of products, Great Western Cameras Ltd. is a top choice for anyone looking for quality electronics and financial services.See more
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10:00 AM - 17:00 PMBath City Pawnbrokers: Buy, Sell, Loan and Cash for Gold Pawn Shop+44 1225 461178Bath City Pawnbrokers is a pawn shop that offers a range of financial services including buying, selling, loaning, and cash for gold. Located in Bathgate, Scotland, Bath City Pawnbrokers is a trusted name in the industry. Specializing in pawn shops and financial services, they strive to provide their customers with the best possible experience.See more
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9:00 AM - 17:30 PMCash Generator Shirley+44 23 8078 7570Cash Generator Shirley is a company located in Southampton, England. They offer a variety of services including appliance parts suppliers, car stereo installations, currency exchanges, foreign exchange student organizations, generator shops, golf cart dealers, jewelry repairs, money transfer services, pawn shops, theater supply stores, vacuum cleaner repair shops, video camera repair services, and more. They specialize in machinery and equipment, cars, boats, and motorcycles, as well as financial services. Cash Generator Shirley is a trusted name in the industry, providing quality services to their customers.See more
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9:00 AM - 16:00 PMDWMONEY+44 1225 766859DWMONEY is a financial services company located in Trowbridge, England. They specialize in pawn shops and offer a variety of financial services to their clients.See more
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9:30 AM - 17:00 PMEwe Cash+44 1264 335566Ewe Cash is a company that offers a range of financial services to its customers. These services include check cashing, currency exchanges, money transfer, and pawn shop services. In addition, Ewe Cash also provides video camera repair services and sells western apparel. The company is committed to providing high-quality services to its customers and is dedicated to meeting their financial needs. Ewe Cash is located in Andover, England, and is a trusted provider of financial services in the area.See more
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10:00 AM - 16:00 PMGold Buying Shop+44 7923 025110Gold Buying Shop is a pawn shop and financial services provider located in Newbury, England. They specialize in buying gold and other precious metals from customers in exchange for cash. With a convenient location in The Arcade, Gold Buying Shop offers a quick and easy way for customers to get cash for their unwanted items.See more
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About Pawn Shops
Definition and explanation of Pawn Shops
Pawn Shops are establishments that offer financial services to customers by allowing them to obtain loans by pawning their personal items as collateral. These items can include jewelry, electronics, musical instruments, and other valuable possessions. Pawn Shops also sell second-hand items such as jewelry, musical instruments, and electronics. Pawn Shops have been in existence for centuries in the UK and are regulated by the Financial Conduct Authority (FCA) to ensure they operate within legal boundaries.Types of items that can be pawned
Pawn Shops accept a wide range of items as collateral, including gold, silver, and diamond jewelry, high-end watches, electronics such as laptops, tablets and smartphones, musical instruments, power tools, classic cars, and antiques. The pawn shop determines the value of the item based on the condition, rarity and market value of the item.How Pawn Shops work
A customer brings their item to the pawn shop, and the pawnbroker assesses the value of the item. Based on the item's value, the pawnbroker offers a loan amount to the customer. The customer then provides their identification and signs a loan agreement. The pawnbroker gives the customer the loan amount in cash, and the item is kept as collateral. The customer has an agreed upon period to repay the loan and interest. If the loan is not repaid on time, the pawnbroker can sell the item to recoup the loan amount.Benefits of using a Pawn Shop for financial needs
Pawn Shops offer a quick and easy way to obtain a loan without the need for credit checks or income verification. They also offer lower interest rates and fees than payday lenders and other similar loan providers. Additionally, customers can reclaim their pawned items once the loan is repaid, and they have access to a wide range of second-hand items at affordable prices.Risks to consider when using a Pawn Shop
The main risk to consider when using a Pawn Shop is the possibility of not repaying the loan on time. If this happens, the customer risks losing their pawned item permanently. It is also important to note that some pawnshops charge high-interest rates and fees, so customers should carefully read the loan agreement before signing it.Typical interest rates and fees charged by Pawn Shops
Pawn Shops charge interest rates and fees that vary depending on the amount of the loan. The interest rate can range from 6% to 12% per month, and additional fees such as storage fees and insurance may apply.How to choose a reputable Pawn Shop
Customers should choose a Pawn Shop that is licensed and regulated by the FCA. They should also look for reviews and ratings online to ensure that the Pawn Shop has a good reputation. Moreover, customers should choose a Pawn Shop that is transparent and willing to explain the loan agreement and the terms and conditions.How to negotiate with a Pawn Shop to get the best deal
Customers can negotiate with a Pawn Shop to secure the best deal by doing their research and knowing the value of their item. They should also be willing to walk away if they are not satisfied with the offer.Alternatives to using a Pawn Shop for financial needs
Alternatives to using a Pawn Shop for financial needs include credit unions, banks, and community development financial institutions. Customers can also consider applying for personal loans, installment loans, or credit card loans.Common misconceptions about Pawn Shops
The common misconceptions about Pawn Shops are that they are illegal, they only deal with stolen or illegal items, and they charge exorbitant interest rates and fees. In reality, Pawn Shops are legal, regulate by the FCA, and operate within the legal boundary. They also deal with legal and legitimate items and charge competitive interest rates and fees.
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