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Open 24 hours AM - PMEweMove Estate Agents in Canterbury+44 1227 230533EweMove Estate Agents in Canterbury is a reputable company that offers a range of real estate and financial services. Their team of appraisers and real estate appraisers provide expert advice on property valuation and management. They also have experienced commercial agents and letting agents who assist clients with buying, selling, and renting properties. In addition, EweMove Estate Agents in Canterbury offers mortgage services and property administration. They are committed to providing quality financial services and real estate solutions to their clients.See more
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9:00 AM - 17:30 PMWinkworth Canterbury Estate Agents+44 1227 456645Winkworth Canterbury Estate Agents is a reputable real estate agency located in Canterbury, England. They specialize in a range of services including appraisals, commercial and letting agency, and condominium rentals. With a team of experienced professionals, Winkworth Canterbury Estate Agents provides top-notch real estate and financial services to clients. They are committed to delivering exceptional customer service and ensuring that clients find their dream property.See more
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9:00 AM - 17:30 PMJackson-Stops Canterbury+44 1227 781600JacksonStops Canterbury is a real estate and financial services company located in Canterbury, England. They specialize in appraisals for both residential and commercial properties and offer a range of real estate and housing services. With a team of experienced estate appraisers, JacksonStops Canterbury provides reliable and accurate valuations for their clients.See more
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9:00 AM - 18:00 PMWards Lettings Canterbury+44 1227 453793Wards Lettings Canterbury is a real estate and housing company based in Canterbury, England. They offer a range of services including appraisals, estate appraisals, real estate appraisals, renters insurance agencies, financial services, and insurance. Their team of experts is dedicated to providing high-quality services to their clients.See more
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9:00 AM - 17:00 PMMartin & Co Canterbury Lettings & Estate Agents+44 1227 455717Martin & Co Canterbury Lettings & Estate Agents is a reputable company based in Canterbury, England. They specialize in providing a range of services including apartment buildings, appraisers, condominium rental agencies, emergency rooms, letting agents, real estate surveyors, financial services, healthcare & medicine, and jobs & education. With a team of experienced professionals, they strive to provide their clients with the best possible service and advice in the real estate and housing industry.See more
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10:00 AM - 17:00 PMJustin Richardson - Jewellery Designer Maker+44 1227 471693Justin Richardson is a talented jewellery designer and maker based in Canterbury, England. His expertise includes appraisals, engravings, and estate appraisals. He also offers a range of fashion accessories, including jewellery and watches, as well as men's clothing and souvenirs. Justin's metal workshops provide high-quality manufacturing and fabrication services, and he also offers watch repairs. In addition, Justin's business provides financial services, printing and publishing, and real estate and housing solutions. With a focus on building and construction, Justin's shop is the perfect destination for all your clothing and fashion needs.See more
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Overview of Appraisers as a Business Category
Appraisers are professionals who evaluate the value of real estate, personal property, or business assets, among other things. They offer their services to individuals, companies, banks, and government agencies, among others. In the United Kingdom, appraisers are regulated by the Royal Institution of Chartered Surveyors (RICS), which sets standards for their education, training, and professional conduct.
Types of Appraisers and their Specializations
There are different types of appraisers, each with their own specializations:
- Real Estate Appraisers - evaluate the value of real property, including homes, land, and commercial buildings.
- Personal Property Appraisers - evaluate the value of movable objects, such as art, jewelry, antiques, and collectibles.
- Business Valuation Appraisers - evaluate the value of a business, including its assets, liabilities, and future earning potential.
- Machinery and Equipment Appraisers - evaluate the value of industrial equipment, machinery, and tools.
Importance of Appraisers in Financial Services
Appraisers are important in financial services because they help determine the value of collateral for loans and mortgages. Lenders use their appraisals to determine how much money they are willing to lend to borrowers. Appraisers also play a role in estate planning, tax assessments, insurance claims, and legal disputes.
Appraisal Process and Procedures
The appraisal process involves gathering information about the property or asset being evaluated, analyzing the data, and assigning a value to the item. The appraiser conducts an inspection of the property or asset and may also research the local real estate market or other relevant factors. The final appraisal report typically includes a description of the item, the methodology used to determine its value, and any relevant market data or other factors that influenced the appraisal.
Qualifications and Credentials of Appraisers
Appraisers in the UK must be qualified and accredited by the RICS. To become a Chartered Surveyor, an individual must complete an accredited degree or postgraduate diploma and gain relevant work experience. They must also pass a professional assessment and maintain their skills and knowledge through continuing professional development.
Industry Regulations and Standards
The RICS sets standards for appraisers' education, training, and professional conduct. The organization also has a code of ethics that appraisers must follow. Additionally, the UK government regulates some aspects of the appraisal industry, such as tax assessments and compensation for compulsory purchase orders.
Factors Affecting Appraisal Values
Appraisers consider many factors when determining the value of an asset or property, including its location, size, condition, and market demand. They also consider external factors, such as economic trends, interest rates, and government policies that may affect the asset's value. Other factors may include the property's zoning, nearby amenities or attractions, and potential for renovation or development.
Choosing an Appraiser: Considerations for Customers
When selecting an appraiser, customers should consider hiring a qualified, experienced professional who specializes in the type of property or asset they want appraised. It is also important to check the appraiser's accreditation and professional affiliations. Customers should request a written estimate of the appraisal cost and timeline, and ask about any potential conflicts of interest. They may also consider seeking referrals from friends, family, or other professionals in the industry.
Cost of Appraisals and Payment Options
The cost of an appraisal can vary depending on the type of asset or property being appraised, as well as the complexity of the assignment. Some appraisers charge an hourly rate or flat fee, while others may charge a percentage of the property or asset's value. Payment options may include cash or check, or payment through a third-party provider or lender.
Future Outlook for Appraisers in the Financial Services Industry
Although advances in technology may enable automated appraisals for some types of property and assets, it is unlikely that human appraisers will become obsolete. The need for accurate and reliable appraisals will continue to be important in the financial services industry, particularly for more complex or unique assets. Additionally, changes in the real estate market or regulatory environment may create new opportunities or challenges for appraisers in the future.
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