Best Pawn Shops
in
North West
We found 160 Pawn Shops
in North West for
you.
Highest rated Pawn Shops in
North West
These
Pawn Shops have been ranked the best by
their users.
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09:30 AM - 17:00 PMAny Old Gold (Gold And Silver Buyers)+44 1527 592992Any Old Gold is a reputable gold and silver buying company located in Birmingham, England. They specialize in providing top-notch financial services to their clients. Their services include buying and selling gold and silver, as well as offering pawn shop services. Any Old Gold is committed to providing their clients with the best possible experience and ensuring that they receive fair prices for their precious metals.See more
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10:00 AM - 18:00 PMBabber Jewellers LTD+44 121 554 0437Babber Jewellers LTD is a company based in Birmingham, England. They specialize in various services such as goldsmithing, lapidary work, pawn shops, financial services, and art & creative services. With their expertise in these fields, they provide high-quality services to their customers.See more
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08:00 AM - 14:00 PMBirmingham Gold Company - Gold Buyers+44 121 448 0488Birmingham Gold Company is a reputable gold buyer located in Birmingham, England. They specialize in buying gold and silver from individuals and businesses, and also offer services such as jewelry appraisal, pawn shops, and watch stores. In addition, they provide financial services, including real estate appraisal and traditional market analysis. They are also involved in manufacturing and fabrication, as well as the sale of cars, boats, and motorcycles. With a team of experienced goldsmiths and silversmiths, Birmingham Gold Company is committed to providing top-notch services to their clients.See more
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09:30 AM - 16:30 PMBowjangles Midlands Jewellers & Gold Buyers+44 121 556 6868Bowjangles Midlands Jewellers & Gold Buyers is a company located in Wednesbury, England. They offer a variety of services including jewelry repairs, diamond buying, goldsmithing, and gemology. They also have a range of products available such as costume jewelry, traditional costumes, and wholesale jewelry. In addition, they provide financial services such as currency exchange and pawn shops. The company is known for their expertise in silversmithing and manufacturing and fabrication of clothing and fashion items.See more
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09:00 AM - 17:00 PMBrowns Family Jewellers - RochdaleBrowns Family Jewellers is a reputable company located in Rochdale, England. They specialize in diamond dealing, jewelry engraving, and jewelry appraisal services. In addition, they also offer pawn shop services and financial services to their clients. The company is known for its high-quality manufacturing and fabrication of jewelry products. With their expertise in financial services, Browns Family Jewellers is a trusted name in the industry.See more
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10:00 AM - 17:00 PMBullion Dealers+44 1789 576009Bullion Dealers is a company located in the United Kingdom that specializes in gold dealing, goldsmithing, silversmithing, pawn shops, financial services, manufacturing and fabrication. They offer a variety of financial services to their clients.See more
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About Pawn Shops
Definition and explanation of Pawn Shops
Pawn Shops are establishments that offer financial services to customers by allowing them to obtain loans by pawning their personal items as collateral. These items can include jewelry, electronics, musical instruments, and other valuable possessions. Pawn Shops also sell second-hand items such as jewelry, musical instruments, and electronics. Pawn Shops have been in existence for centuries in the UK and are regulated by the Financial Conduct Authority (FCA) to ensure they operate within legal boundaries.Types of items that can be pawned
Pawn Shops accept a wide range of items as collateral, including gold, silver, and diamond jewelry, high-end watches, electronics such as laptops, tablets and smartphones, musical instruments, power tools, classic cars, and antiques. The pawn shop determines the value of the item based on the condition, rarity and market value of the item.How Pawn Shops work
A customer brings their item to the pawn shop, and the pawnbroker assesses the value of the item. Based on the item's value, the pawnbroker offers a loan amount to the customer. The customer then provides their identification and signs a loan agreement. The pawnbroker gives the customer the loan amount in cash, and the item is kept as collateral. The customer has an agreed upon period to repay the loan and interest. If the loan is not repaid on time, the pawnbroker can sell the item to recoup the loan amount.Benefits of using a Pawn Shop for financial needs
Pawn Shops offer a quick and easy way to obtain a loan without the need for credit checks or income verification. They also offer lower interest rates and fees than payday lenders and other similar loan providers. Additionally, customers can reclaim their pawned items once the loan is repaid, and they have access to a wide range of second-hand items at affordable prices.Risks to consider when using a Pawn Shop
The main risk to consider when using a Pawn Shop is the possibility of not repaying the loan on time. If this happens, the customer risks losing their pawned item permanently. It is also important to note that some pawnshops charge high-interest rates and fees, so customers should carefully read the loan agreement before signing it.Typical interest rates and fees charged by Pawn Shops
Pawn Shops charge interest rates and fees that vary depending on the amount of the loan. The interest rate can range from 6% to 12% per month, and additional fees such as storage fees and insurance may apply.How to choose a reputable Pawn Shop
Customers should choose a Pawn Shop that is licensed and regulated by the FCA. They should also look for reviews and ratings online to ensure that the Pawn Shop has a good reputation. Moreover, customers should choose a Pawn Shop that is transparent and willing to explain the loan agreement and the terms and conditions.How to negotiate with a Pawn Shop to get the best deal
Customers can negotiate with a Pawn Shop to secure the best deal by doing their research and knowing the value of their item. They should also be willing to walk away if they are not satisfied with the offer.Alternatives to using a Pawn Shop for financial needs
Alternatives to using a Pawn Shop for financial needs include credit unions, banks, and community development financial institutions. Customers can also consider applying for personal loans, installment loans, or credit card loans.Common misconceptions about Pawn Shops
The common misconceptions about Pawn Shops are that they are illegal, they only deal with stolen or illegal items, and they charge exorbitant interest rates and fees. In reality, Pawn Shops are legal, regulate by the FCA, and operate within the legal boundary. They also deal with legal and legitimate items and charge competitive interest rates and fees.
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