Best Pawn Shops
in
Havering
We found 10 Pawn Shops
in Havering for
you.
Highest rated Pawn Shops in
Havering
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Pawn Shops have been ranked the best by
their users.
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09:30 AM - 17:30 PMCash Concepts @ Romford Market+44 1708 727844Cash Concepts @ Romford Market is a financial services company located in Romney Marsh, England. They offer a variety of services including check cashing, pawn shops, and notions stores. With a focus on providing quality financial services, Cash Concepts @ Romford Market is a trusted choice for those in need of financial assistance.See more
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10:00 AM - 21:00 PMLakeside Shopping Centre+44 1708 869933Lakeside Shopping Centre is a premier shopping destination located in Grays, England. With a wide range of stores and services, Lakeside Shopping Centre caters to all shopping needs. From clothing and fashion to electronics and beauty, the centre offers a variety of options. Additionally, Lakeside Shopping Centre is home to numerous restaurants, bars, and pubs, providing visitors with a diverse selection of dining options. The centre also offers warehousing and storage services, making it a one-stop-shop for businesses. Overall, Lakeside Shopping Centre is a hub for shopping, dining, and entertainment in the Grays area.See more
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9:30 AM - 17:30 PMRomford Airgun Centre Essex+44 1708 727844Romford Airgun Centre Essex is a reputable company located in Romney Marsh, England. They specialize in providing a wide range of products and services such as gun shops, airsoft supply stores, ammunition suppliers, archery ranges, hunting and fishing equipment stores, pawn shops, shooting ranges, skeet shooting ranges, and more. The company is dedicated to providing quality products and exceptional customer service to all their clients. In addition to their sports and hobbies offerings, they also provide financial services. Romford Airgun Centre Essex is a go-to destination for all your sports and hobbies needs.See more
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9:15 AM - 17:15 PMFish Brothers Pawnbrokers Romford+44 1708 762444Fish Brothers Pawnbrokers Romford is a reputable pawn shop and financial services provider located in Romney Marsh, England. They offer a range of services to their clients, including pawnbroking, gold buying, and cheque cashing. With years of experience in the industry, Fish Brothers Pawnbrokers Romford is committed to providing their customers with fair and transparent services. They pride themselves on their excellent customer service and aim to make the process as easy and stress-free as possible. Whether you need a short-term loan or want to sell your unwanted gold, Fish Brothers Pawnbrokers Romford is the place to go.See more
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9:15 AM - 18:00 PMGadget Collier Row+44 1708 767666Gadget Collier Row is a company based in Romney Marsh, England that specializes in electronics. They offer a range of services including electronics hire, video game rental, and pawn shops. Additionally, they have movie rental stores and provide financial services. Gadget Collier Row is a one-stop-shop for all your electronics needs and is committed to providing quality products and services to their customers.See more
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9:00 AM - 17:00 PMMallard Jewellers And Pawnbrokers - Romford+44 1708 751234Mallard Jewellers and Pawnbrokers is a reputable company located in Romford, United Kingdom. They offer a range of services including jewelry repair, pawn shops, financial services, and shops & shopping. With their experienced team, customers can trust that their jewelry will be handled with care and expertise. Mallard Jewellers and Pawnbrokers is committed to providing excellent customer service and ensuring customer satisfaction.See more
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About Pawn Shops
Definition and explanation of Pawn Shops
Pawn Shops are establishments that offer financial services to customers by allowing them to obtain loans by pawning their personal items as collateral. These items can include jewelry, electronics, musical instruments, and other valuable possessions. Pawn Shops also sell second-hand items such as jewelry, musical instruments, and electronics. Pawn Shops have been in existence for centuries in the UK and are regulated by the Financial Conduct Authority (FCA) to ensure they operate within legal boundaries.Types of items that can be pawned
Pawn Shops accept a wide range of items as collateral, including gold, silver, and diamond jewelry, high-end watches, electronics such as laptops, tablets and smartphones, musical instruments, power tools, classic cars, and antiques. The pawn shop determines the value of the item based on the condition, rarity and market value of the item.How Pawn Shops work
A customer brings their item to the pawn shop, and the pawnbroker assesses the value of the item. Based on the item's value, the pawnbroker offers a loan amount to the customer. The customer then provides their identification and signs a loan agreement. The pawnbroker gives the customer the loan amount in cash, and the item is kept as collateral. The customer has an agreed upon period to repay the loan and interest. If the loan is not repaid on time, the pawnbroker can sell the item to recoup the loan amount.Benefits of using a Pawn Shop for financial needs
Pawn Shops offer a quick and easy way to obtain a loan without the need for credit checks or income verification. They also offer lower interest rates and fees than payday lenders and other similar loan providers. Additionally, customers can reclaim their pawned items once the loan is repaid, and they have access to a wide range of second-hand items at affordable prices.Risks to consider when using a Pawn Shop
The main risk to consider when using a Pawn Shop is the possibility of not repaying the loan on time. If this happens, the customer risks losing their pawned item permanently. It is also important to note that some pawnshops charge high-interest rates and fees, so customers should carefully read the loan agreement before signing it.Typical interest rates and fees charged by Pawn Shops
Pawn Shops charge interest rates and fees that vary depending on the amount of the loan. The interest rate can range from 6% to 12% per month, and additional fees such as storage fees and insurance may apply.How to choose a reputable Pawn Shop
Customers should choose a Pawn Shop that is licensed and regulated by the FCA. They should also look for reviews and ratings online to ensure that the Pawn Shop has a good reputation. Moreover, customers should choose a Pawn Shop that is transparent and willing to explain the loan agreement and the terms and conditions.How to negotiate with a Pawn Shop to get the best deal
Customers can negotiate with a Pawn Shop to secure the best deal by doing their research and knowing the value of their item. They should also be willing to walk away if they are not satisfied with the offer.Alternatives to using a Pawn Shop for financial needs
Alternatives to using a Pawn Shop for financial needs include credit unions, banks, and community development financial institutions. Customers can also consider applying for personal loans, installment loans, or credit card loans.Common misconceptions about Pawn Shops
The common misconceptions about Pawn Shops are that they are illegal, they only deal with stolen or illegal items, and they charge exorbitant interest rates and fees. In reality, Pawn Shops are legal, regulate by the FCA, and operate within the legal boundary. They also deal with legal and legitimate items and charge competitive interest rates and fees.
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