Your Mortgage People
Your Mortgage People is a leading mortgage brokerage firm based in Fareham, England. They are committed to providing fair and transparent financial services to their clients. As a member of various fair trade organizations and associations, they strive to uphold ethical standards in the industry. Their team of experienced mortgage brokers work closely with clients to find the best mortgage solutions tailored to their individual needs.
Introduction to Your Mortgage People
Your Mortgage People is a company that specializes in providing financial services related to mortgage brokering. Founded in 2012, the company's purpose is to help individuals and families navigate the complex process of securing a mortgage. Unique to this company is their commitment to ethical business practices and being a fair trade organization.Services & Products
Your Mortgage People offers a variety of services related to mortgage brokering, including advice on obtaining and refinancing mortgages, as well as assistance in finding the best possible mortgage rates. Additionally, they provide support for customers in completing loan applications and other necessary paperwork.Location
Located in Fareham, England, Your Mortgage People is situated in a bustling area with a variety of businesses nearby. Customers can expect to find restaurants, shops, and other services in the surrounding area. Public transportation options are plentiful, with the closest bus stops being within a 5 to 10 minute walk from the office.Benefits
Customers should choose Your Mortgage People because of their commitment to ethical business practices, fair trade, and customer service. They provide personalized support to each customer and work to find the best mortgage solutions for their unique needs.Good to Know
Customers should be aware that Your Mortgage People is a mortgage brokerage firm and not a lender. This means that they work with a variety of lenders to find the best mortgage solutions for their clients.Reviews
Customers have praised Your Mortgage People for their personalized service, attention to detail, and commitment to ethical business practices. Many have noted that they were able to secure favorable mortgage rates with their help.Amenities
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transparency -
free consultation
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online application
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financial advice
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home loan pre-approval
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low interest rates
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fast approval
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flexible repayment options
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personalized service
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credit counseling
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refinancing options
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home equity loans
FAQ
What types of mortgages do you offer?
We offer a variety of mortgage options including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans. Our team works with clients to find the best mortgage option to fit their unique financial situation and goals.How do you determine the fair price for your products?
At Your Mortgage People, we use a combination of market analysis and industry expertise to determine fair pricing for our mortgage products. We also take into consideration the individual financial situation and goals of each client to ensure they are receiving a fair and competitive rate.Can you provide information about the impact of your organization on the communities and individuals it supports?
We are committed to supporting our local communities and individuals by providing access to affordable and responsible mortgage options. We work with clients to educate them on the homebuying process and provide resources to help them make informed decisions. Additionally, we support various local organizations and events to give back to our community.What are the fees associated with your services?
Our fees vary depending on the type of mortgage and services required by each client. We are transparent about all fees associated with our services and provide a detailed breakdown of all costs upfront. Our goal is to provide affordable and accessible mortgage options while being transparent about all associated fees.What certifications or accreditations does your company have to ensure fair trade practices?
Your Mortgage People is a member of the National Association of Mortgage Brokers and the Mortgage Bankers Association. We are also licensed by the Nationwide Multistate Licensing System & Registry (NMLS) and adhere to their strict standards and regulations. These affiliations and accreditations ensure that we operate with ethical and fair trade practices.Reviews
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Darren Waller
As soon as I signed the agreement on finding a mortgage, the assistance, communication and service was mediocre to say the least. Get a local financial advisor, with a personal touch.
28-02-2023
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Jenny Foggo
Nearly £1000 in fees...for what...incompetent, rude advisers who did the bare minimum not taking stress away from the customer. Hopefully that £1000 will go towards some customer service training.
30-01-2023
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Robyn Adams
They were incredibly helpful in finding a great product for me despite an unusual issue with demonstrating my income. The only negative was a little bit of a hard sell on other insurance products - I said no but they kept pushing. That said if you can ignore that bit, I would absolutely 100% recommend them - thank you so much.
30-07-2022
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Alan Franker
Mortgage advisors are Incompetent, Liars and management trying to cover up. They submitted our mortgage application with Halifax, week later the mortgage advisor called me to say the application has been rejected but they didn’t get any reason whatsoever from the lender in writing ( It’s a big lie to cover their mistake) and he said they had a phone call from Halifax to say our application has been declined. I was so stressed and desperate to find out the reason as we had all the documents in order. I didn’t believe from day 1, a lender will decline the application without giving a reason in writing but the mortgage advisor was adamant he didn’t get anything in writing. I had so many phone call and email with mortgage advisor asking to contact the lender to get the reason in writing but he wasn’t interested at all. Three weeks late, after making further complain, our complain was handled by a fellow mortgage advisor called Peter. He then confirmed in fact they did get the reason in writing from Halifax and he forwarded the reply from Halifax. After doing my own investigation, It turned out The mortgage processor messed up our application and typed completely wrong employer name , address including a telephone number that doesn’t even exist in the planet. Interestingly they had no knowledge of this until I point this out to them but yeah they call them self an expert in this industry. As the result the application was rejected for discrepancy and not being able to verify employer detail and Your mortgage people tried to coverup their own mistakes by not sending me the decision from Halifax for weeks. What is more interesting is when I made complain with email evidence about their lie and mess up on my application Mr Peter argue they have done nothing wrong and he has no decency to apologise and improve their service. Shame on you Peter.
30-05-2022
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Stephen Osborne
I have no hesitation in recommending 'Your Mortgage people' In particular Aaron and Anne-Marie who were determined to get us what we needed and were prompt and pleasant throughout the process
30-05-2022
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Aaron Masters
Every day is like a game of 20 questions. Just continuous pointless dumb questions. If they have a way of making it complicated they will. Would not recommend at all. You pay them to make it easier for you but it would be just as easy and cheaper to contact lenders directly. Will not use again! Bunch of .....
30-05-2022
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Mike Ellis
We received a great service, excellent advice and great outcome with our mortgage renewal. Aaron Wright and Helen Johnson have been absolutely terrific for us, taking the stress away and always keeping us up to date. Would highly recommend this company.
30-05-2022
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mick stebbings
Positive: Professionalism
30-05-2022
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Donna Scappaticci
Positive: Professionalism, Quality, Responsiveness
30-05-2022
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Murali Veeranna
Positive: Quality
30-05-2021
