Your Mortgage Experts
Your Mortgage Experts is a leading mortgage lending company based in London, England. They offer a range of financial services to help clients secure the best mortgage deals. With a team of knowledgeable experts, they provide personalized advice and guidance to ensure that clients make informed decisions. Their commitment to customer satisfaction has earned them a reputation as one of the most trusted mortgage lenders in the United Kingdom.
Introduction to Your Mortgage Experts
Your Mortgage Experts is a financial services company that specializes in providing mortgage lending services. Established in London, the company has been in operation for several years and has gained a reputation for its exceptional customer service and competitive rates. Your Mortgage Experts is unique because it offers personalized services that are tailored to meet the unique needs of each customer.Services & Products
Your Mortgage Experts offers a wide range of services to customers, including mortgage lending, refinancing, and debt consolidation. Customers can also benefit from the company's financial planning services, which are designed to help them manage their finances and plan for the future. The company's team of experts is always available to guide customers through the lending process and provide them with the support they need to make informed decisions.Location
Located in London, Your Mortgage Experts is situated in a vibrant area that is home to a diverse range of businesses. Customers can expect to find a variety of shops, restaurants, and other businesses in the area, making it a convenient location for those who want to combine their mortgage lending needs with other errands. The company is conveniently located near several public transportation options, including the Kilburn High Road Overground Station, the Kilburn Park Tube Station, and the Queen's Park Tube Station.Benefits
Customers should choose Your Mortgage Experts because of the company's commitment to providing excellent customer service and competitive rates. The company's team of experts is highly knowledgeable and experienced, and they work closely with each customer to ensure that they receive the best possible service. Additionally, the company offers a range of services that are designed to meet the unique needs of each customer, ensuring that they receive personalized support throughout the lending process.Good to Know
Customers should be aware that Your Mortgage Experts is committed to providing transparent and honest services. The company is dedicated to ensuring that each customer fully understands the lending process and the terms of their mortgage, and they work to provide clear and concise information throughout the process.Reviews
Customers have praised Your Mortgage Experts for its exceptional customer service, competitive rates, and personalized approach to lending. Many customers have noted that the company's team of experts is highly knowledgeable and always willing to go the extra mile to ensure that customers are satisfied with their services. Overall, Your Mortgage Experts has received high marks from customers who appreciate the company's commitment to providing excellent service.Amenities
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loan -
mortgage
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refinancing
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credit score
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interest rate
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pre-approval
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down payment
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closing costs
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escrow
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title insurance
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appraisal
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lock-in period
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prepayment penalty
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private mortgage insurance
FAQ
What types of mortgages do you offer and what are their rates?
We offer a variety of mortgages including fixed-rate, adjustable-rate, and interest-only mortgages. Our rates depend on various factors such as the type of mortgage, credit score, down payment, and loan amount. We can provide a personalized quote based on your specific situation.What are the terms and conditions of the mortgage?
The terms and conditions of the mortgage vary depending on the type of mortgage you select. Generally, our mortgages have a repayment term of 15 to 30 years, and we require a down payment of at least 5% of the purchase price. We also require mortgage insurance if your down payment is less than 20%.What are the eligibility criteria and application process for the mortgage?
To be eligible for our mortgages, you must have a steady income, a good credit score, and a down payment of at least 5% of the purchase price. The application process involves filling out an application form, providing documentation such as proof of income and employment, and undergoing a credit check. We can guide you through the process and provide assistance where needed.What is the timeline for processing the mortgage application?
The timeline for processing the mortgage application can vary depending on various factors such as the complexity of the application and the responsiveness of the borrower. Generally, we aim to process applications within 30 days, but it can sometimes take longer. We will keep you informed throughout the process.What are the fees associated with the mortgage and how are they calculated?
The fees associated with the mortgage include origination fees, appraisal fees, title fees, and closing costs. These fees vary depending on the type of mortgage and the location of the property. We can provide a detailed breakdown of the fees and how they are calculated.Reviews
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Alexandra Adela Pelivan
We worked with Luca for our first ever house buy. He is very knowledgeable and really works hard to provide you with the best solution for your needs. He answers calls and emails promptly and is there for you if you have any additional questions! He even contacted us when a better offer was available on the market and quickly applied for it so that we can get a better deal. Thanks Luca!
21-05-2023
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abiharan sivanadarajah
I encountered Luca's services via Google and haven't regretted my choice. He has methodically, expertly and calmly navigated through a rather difficult set of circumstances to get me a mortgage offer for my property purchase. In this time he has navigated various hurdles including the potential expiration of the offer by working tirelessly with the lender to ensure I'm happy. I would highly recommend Luca's services if you're looking to secure a mortgage with the best possible rate. He is honest and open and works in your best interest.
28-04-2023
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Nathan Paterson
Luca was simply fantastic from start to finish as a mortgage advisor. He was readily available to answer my queries, a true expert in his profession, and a trusted source of invaluable advice in my home-buying journey. I highly recommend his services.
28-04-2023
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Virga Virga
I had the pleasure of working with Luca Bertolino recently and cannot recommend his services highly enough. As I was having remortgage i was nervous about the mortgage process and had many questions. Luca was patient, knowledgeable, and incredibly helpful throughout the entire process. From our initial consultation to the final closing, Luca was always available to answer our questions and provide guidance. He took the time to explain the different types of mortgages and helped us find the one that was the best fit for our financial situation. Additionally, Luca went above and beyond to ensure that the process was as smooth and stress-free as possible. He kept us updated on the progress of our application and worked closely with the lender to make sure everything was on track. Overall, I had an excellent experience working with Luca and would highly recommend him to anyone in need of a mortgage advisor. His professionalism, expertise, and dedication to their clients make him stand out in a crowded industry. Virginia
28-04-2023
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Lorenzo Bencivenni
Thank you so much to Luca of Your Mortgage Experts. Buying a property is really stressful, but Luca made it really easy for me and my partner. Really knowledgeable and always professional and available. I recommend him to everyone that is going to the same process. Thanks again
28-03-2023
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Rachael Cole
Luca has been brilliant throughout the entire mortgage application process; offering explanations and advice in a clear, concise and friendly manner. He acted quickly and efficiently when needed and within my best interests. Would highly recommend, especially to first time buyers.
28-03-2023
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Ross Berrisford
Luca has been very knowledgeable and quick in getting us a mortgage agreed. Very happy with the service and will use again
28-03-2023
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Joshua Le Cornu
Luca was excellent and provided great service from the start. Made the mortgage application process smooth and offered well thought out advice on numerous different aspects!
28-02-2023
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Rana Ali
Luca was awesome, the whole process was easy and went without any problems. I would 100% recommend this service.
28-12-2022
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Faisal ijaz
I am a buy-to-ley landlord with multiple properties. And I needed a new mortgage for a BLT house in multiple occupation (HMO). Your Mortgage Experts not only sourced a great specialist product but also looked at the ‘bigger picture’ of my finances and current difficult economic climate to advise accordingly. During the process there were several unforeseen challenges with the mortgage lender who initially rejected my application. Your Mortgage Experts managed to turn things around for me through sheer perseverance and patience. I was very impressed by their level of knowledge, experience, and ability to handle my challenging case and ultimately get it to mortgage offer. I cannot recommend them enough!
28-11-2022
