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Mortgage Brokers

Your Home Mortgages

Your Home Mortgages is a reputable mortgage brokerage firm based in Wakefield, England. As experienced mortgage brokers, they specialize in providing a range of financial services to help clients secure the best mortgage deals. With a commitment to exceptional customer service, Your Home Mortgages is dedicated to helping clients navigate the complex process of securing a mortgage with ease. Whether you're a first-time buyer or looking to remortgage, they have the expertise and knowledge to guide you through the process. Contact Your Home Mortgages today for expert mortgage advice and financial services.

Introduction to Your Home Mortgages

Your Home Mortgages is a mortgage brokerage firm based in Wakefield, England. Their purpose is to provide customers with the best possible financial services and mortgage options tailored to their needs. The company was founded by a team of experienced mortgage brokers who wanted to make the process of purchasing a home more accessible to everyone. What makes Your Home Mortgages unique is their personal touch, as they take the time to understand each customer's unique situation.

Services & Products

Your Home Mortgages offers a range of services that includes mortgage advice, mortgage applications, and remortgaging. They work with a large network of lenders to find the best mortgage options for their customers, ensuring that they get the most competitive rates and terms available. Customers can also access free mortgage calculators and other useful tools on their website.

Location

Located on Pinderhill Avenue in Wakefield, Your Home Mortgages is situated in a bustling commercial area with a variety of businesses and services. Customers can expect to find restaurants, cafes, and shops within walking distance of the office. The nearest public transportation options are Wakefield Westgate Station (1.1 miles), Wakefield Kirkgate Station (1.5 miles), and Wakefield Bus Station (1.2 miles).

Benefits

One of the main benefits of choosing Your Home Mortgages is their team's expertise in finding the best mortgage options for their customers. They work with a wide range of lenders to ensure that customers get the most competitive rates and terms. Additionally, they offer personalized service and take the time to understand each customer's unique situation.

Good to Know

Customers should be aware that Your Home Mortgages is a mortgage brokerage firm, which means they do not offer mortgages directly. Instead, they work with a large network of lenders to find the best mortgage options for their customers.

Reviews

Customers have praised Your Home Mortgages for their excellent service and expertise in finding the best mortgage options. Many have noted that the team is friendly and responsive, and that they were able to secure mortgages with favorable rates and terms. Overall, customers have had positive experiences working with Your Home Mortgages and would recommend their services to others.

Amenities

  • amenity
    free consultation
  • amenity
    online application
  • amenity
    financial advice
  • amenity
    home loan pre-approval
  • amenity
    low interest rates
  • amenity
    fast approval
  • amenity
    flexible repayment options
  • amenity
    personalized service
  • amenity
    credit counseling
  • amenity
    refinancing options
  • amenity
    home equity loans

FAQ

What types of mortgages do you offer?

We offer a variety of mortgage types, including fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo loans. Our team will work with you to find the best mortgage option for your unique needs.

What are your interest rates?

Our interest rates vary depending on the type of mortgage and individual circumstances. We offer competitive rates, and our team will work to find the best rate for you.

How much can I borrow from your company?

The amount you can borrow from our company depends on several factors, such as your credit score, income, and debt-to-income ratio. Our team will work with you to determine the maximum amount you can borrow.

What are the fees associated with your services?

We charge fees for our mortgage services, including origination fees, processing fees, and underwriting fees. The specific fees and amounts vary depending on the type of mortgage and individual circumstances. Our team will provide you with a detailed breakdown of fees during the mortgage application process.

How long does it typically take to process a mortgage application with your company?

The time it takes to process a mortgage application depends on several factors, such as the type of mortgage, the complexity of the application, and the responsiveness of third-party providers (such as appraisers and title companies). Generally, the process takes between 30 and 45 days, but our team will keep you informed throughout the process and work to close your loan as quickly as possible.

Reviews

  • klaudia z

    I would recommend Your Home Mortgages to anyone looking for an attentive, knowledgeable and professional Mortgage Advisor. Neil is incredibly helpful, patient and kind, making the process easy to understand and follow.

    30-09-2022
  • Eve

    Neil was amazing. He was efficient, quick to communicate, friendly and incredibly knowledgeable. He put us at ease during the mortage process and we trusted his judgement, resulting in us having a very smooth and positive process. Would definitely recommend.

    30-08-2022
  • Stuart Hearn

    Neil was extremely helpful in obtaining the best mortgage for our second home. We bought a new build, which was contiunally delayed but Neil was able to keep us on the best rate, which reduced the stress of our house move. He was always there to answer our questions. Would definitely recommend.

    30-06-2022
  • Lucy Vincent

    Neil was fantastic throughout our buying process and made everything as seamless as possible. He was super responsive to any questions we had and explained everything openly at every stage. Can't recommend enough!

    30-06-2022
  • Christopher Rowell

    Neil provided great advice and went the extra mile in processing my mortgage application quickly. I will use Neil again in the future and would highly recommend him to family and friends.

    30-06-2022
  • Mariana Dineva

    We have had a great experience working with Neil to complete our first house purchase. He was very helpful, responsive to emails and found us a mortgage that suited our specific non-traditional circumstances! Thanks again!

    30-05-2022
  • Elizabeth Cartwright

    I was recommended Neil at Your Home Mortgages on Facebook and I was over the moon with the exceptional service I received. Nothing was too much to ask, speedy replies (even out of hours and on weekends!) and a mortgage in principle sorted within a day or two. Neil then was very patient waiting for my legal work before securing a mortgage offer that I was really happy with. As a solo first time buyer using the HTB equity loan, Neil made the process from end to end very smooth. Highly recommend!

    30-05-2022
  • Emma Kitchen

    We cannot recommend Neil enough for the help and support he’s given us during our latest home purchase. Totally professional throughout, very responsive and knowledgeable. A great service from a great company.

    30-05-2022
  • Amy Medlycott

    Neil took the pain and stress away from trying to find the right mortgage, completing lengthy applications and getting a decision through, and helped us sort a new life insurance policy too. He was quick to respond to questions, kept us updated on progress and gave us a few nudges when needed to keep the mortage application process moving. His service continued after the move and helped us chase an early repayment charge refund. Will definitely use again in the future and could not recommend them highly enough.

    30-05-2022
  • Domenico Valentino

    Neil has been absolutely amazing looking after us from day 1. Any question we had he was there to help us even not related to the mortgage he gave the right advice. Brilliant service.

    30-05-2020