Credit Unions
Wirral Credit Union Ltd
Wirral Credit Union Ltd is a financial services company based in Wallasey, England. As a credit union, they offer a range of financial products and services to their members. Their mission is to provide affordable and accessible financial services to the local community. With a commitment to ethical and responsible lending, Wirral Credit Union Ltd is a trusted provider of financial solutions for individuals and families.
Introduction to Wirral Credit Union Ltd
Wirral Credit Union Ltd is a financial cooperative that has been serving the Wirral community since 1992. The company's aim is to provide affordable financial services to its members, who are also its owners. Unlike traditional banks, Wirral Credit Union Ltd is a non-profit organization, which means that it reinvests its earnings back into the business to improve services for its members. This unique structure allows the company to provide loans, savings accounts, and other financial services at lower interest rates.Services & Products
Wirral Credit Union Ltd offers a range of financial services to its members, including savings accounts, loans, and budgeting advice. Members can save for the future with flexible savings accounts, which offer competitive interest rates. Loans are available for a variety of purposes, including home improvements, car purchases, and debt consolidation. Wirral Credit Union Ltd also provides free budgeting advice to help members manage their finances.Location
Wirral Credit Union Ltd is located in Credit Union House on Poulton Road in Wallasey, England. The area around the office is a mix of residential and commercial properties, with a number of shops and restaurants nearby. The office is easily accessible by public transportation, with the nearest bus stop just a few minutes' walk away. The three closest public transportation options are the Wallasey Village Train Station (0.5 miles), the Poulton Road Bus Stop (0.1 miles), and the Liscard Village Bus Station (0.9 miles).Benefits
Customers should choose Wirral Credit Union Ltd over other financial institutions because of its commitment to providing affordable financial services to its members. The company is owned and controlled by its members, which means that decisions are made with the best interests of the members in mind. Unlike traditional banks, Wirral Credit Union Ltd is a not-for-profit organization, which means that it can offer lower interest rates on loans and higher interest rates on savings accounts.Good to Know
Customers should be aware that Wirral Credit Union Ltd is a member-owned financial cooperative, which means that they will need to become members in order to access the company's services. Membership is open to anyone who lives or works in the Wirral area.Reviews
Customers have praised Wirral Credit Union Ltd for its friendly and helpful staff, as well as its commitment to providing affordable financial services. Members have also noted that the company's loans have helped them to achieve their financial goals, whether that be buying a car or making home improvements. Overall, customers have reported a positive experience with Wirral Credit Union Ltd.Amenities
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online banking -
mobile banking
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loan services
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bill payment services
FAQ
What interest rates do you offer on savings accounts and loans?
We offer competitive interest rates on both savings accounts and loans. Our rates are subject to change based on market conditions and other factors, but we always strive to offer the best rates possible for our members.Can you explain the eligibility requirements for becoming a member of your credit union?
To become a member of Wirral Credit Union, you must live, work, or study in the Wirral area. You will need to provide proof of your identity and address, and pay a one-time membership fee of £1. Once you become a member, you can take advantage of all of our financial services and products.What types of services do you offer, such as mobile banking or investment advice?
We offer a wide range of financial services, including savings accounts, loans, budgeting advice, and more. We also offer mobile banking, so you can access your accounts and manage your finances on-the-go. While we do not offer investment advice, we can help you make informed decisions about your money and provide guidance on financial planning.How do you ensure the security of my personal and financial information?
We take the security of our members' personal and financial information very seriously. We use industry-standard encryption and other security measures to protect your data, and we regularly review and update our systems to ensure they are as secure as possible. We also have strict policies and procedures in place to prevent unauthorized access to your information.What fees do you charge for your services and how do they compare to other credit unions and banks?
We strive to keep our fees as low as possible, and we are committed to offering fair and transparent pricing for all of our financial services. Our fees may vary depending on the specific service or product you are using, but we always provide clear information about any fees upfront. We encourage you to compare our fees to those of other credit unions and banks to see how we stack up.Reviews
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mplimley10330
All the staff are always very polite, professional and very helpful!!! Never had an issue and I don't expect that I will.
30-05-2022
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Marilyn Vaughan
30-05-2021
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Lynn Birks
30-05-2021
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Kim Hardman
30-05-2020
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Elaine Stewart
30-05-2019
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Paula Ferns
After my rant from this morning I was contacted by a a very nice man named Robert. He is sorting my problem as we speak. fast & friendly responce ....one happy lady again
30-05-2018
