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Mortgage Lenders, Federal Credit Unions, Credit Unions, Banks, Savings Banks

Wessex Community Bank

Wessex Community Bank is a financial institution located in Portsmouth, England. They offer a range of financial services including banking, credit unions, federal credit unions, mortgage lenders, savings banks, and other financial services. With a commitment to serving the local community, Wessex Community Bank is dedicated to providing personalized and reliable financial solutions to their customers.

Introduction to Wessex Community Bank

Wessex Community Bank is a financial institution that provides banking services to the community in Portsmouth, England. The company was founded with the mission to provide affordable financial services to the underserved individuals and businesses in the area. What makes this company unique is its focus on community development and its commitment to providing personalized services to its customers.

Services & products

Wessex Community Bank offers a range of banking services including savings accounts, checking accounts, loans, mortgages, and credit cards. They also provide financial planning services to help customers achieve their financial goals.

Location

Wessex Community Bank is located on Fratton Road in Portsmouth, England. The area is known for its diverse community and vibrant local businesses. Customers can expect to find a variety of shops, restaurants, and community organizations in the area. The closest public transportation options are Fratton train station (0.2 miles), Portsmouth & Southsea train station (1.2 miles), and Portsmouth Harbour train station (1.4 miles).

Benefits

Customers should choose Wessex Community Bank because of its commitment to community development and personalized services. Unlike larger banks, they take the time to get to know their customers and provide tailored solutions to meet their needs. They also offer competitive rates and low fees, making it a more affordable option for banking services.

Good to know

Customers should be aware that Wessex Community Bank is a credit union, which means that it is owned by its members. This allows for a more democratic decision-making process and ensures that the interests of the members are always put first.

Reviews

Customers have praised Wessex Community Bank for its friendly and knowledgeable staff, competitive rates, and commitment to community development. Many have noted that the personalized services make them feel valued and appreciated as customers. Overall, the reviews are overwhelmingly positive and demonstrate the strong reputation that Wessex Community Bank has built within the community.

FAQ

What interest rates do you offer on savings accounts and loans?

We offer competitive interest rates on both savings accounts and loans. Our rates vary depending on the type of account or loan you have, so please visit our website or speak to a representative for specific information.

What fees or charges apply to using your credit union's services?

We have a range of fees and charges that may apply to certain services. These fees are disclosed in our fee schedule and may vary depending on the type of account or service you are using. Please refer to our website or speak to a representative for more information.

Can I access my account online or through a mobile app?

Yes, we offer both online and mobile app access to your account. Our online banking platform allows you to view account balances, transfer funds, pay bills, and much more. Our mobile app offers similar features and can be downloaded for free from the app store.

What is the timeline for processing the mortgage application?

Our mortgage application process typically takes 30-45 days from start to finish. However, this timeline may vary depending on the complexity of the application and the responsiveness of the applicant. Our representatives will keep you informed throughout the process.

What fees do you charge for your services and how do they compare to other credit unions and banks?

Our fees are competitive with other credit unions and banks in the area. We strive to keep our fees reasonable and transparent, and we regularly review them to ensure that they remain competitive. Please refer to our fee schedule or speak to a representative for more information on specific fees.

Reviews

  • Sunshine V04

    Very helpful staff, I would like to thank you for the support you provided.

    26-05-2023
  • Simon Cook

    Wonderful company to deal with, very friendly and professional staff, easy loan application process, start to finish about 48 hours, I could not be happier, I would highly recommend. Update 2023, I am now a repeat customer, and again, the second go round was just as painless as the first, even faster responses this time! I have recommended the Wessex Community Bank to my fellow minimum wage co workers, and they can see the effect of the experience on my face. I can not sing their praises highly enough. Run out of superlatives.

    09-05-2023
  • Femi Amasha

    My experience was satisfactory and encouraging

    30-04-2023
  • Martin Hollins

    The whole process was extremely easy and stress free, absolutely brilliant service and the cashback idea is fantastic!! Would highly recommend.

    30-04-2023
  • Robert Jones

    Excellent customer service but Engaging Account is Very Poor and needy to change it

    30-04-2023
  • Chris Caton

    Quality members of staff always helpful and resolve problems asap within 24 hours loans credited within less than 48 hours as long as you make regular payments I've never been refused a loan and I like that when I pay my loan I get cash back which is now worth £1700 no other bank offers you this as Wessex community bank is a none Profitable bank , highly recommend joining

    30-04-2023
  • susan parkinson

    The staff are amazing and I feel lucky that I can always phone with any query and it's dealt with in a friendly and professional way.

    30-04-2023
  • Femi Martin

    Very helpful bank. Their loan application is simple and straightforward. No hidden details or cost. I even gets a cash pot after my loan is paid finish. I would recommend them to anyone struggling.

    30-04-2023
  • Lisa Murphy

    30-04-2023
  • fiona kennedy

    Perfect consistency great bank NEVER had a problem thanks so much 🙏

    30-03-2023