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Federal Credit Unions

Waltham Forest Community Credit Union

Waltham Forest Community Credit Union is a financial services company located in London, England. As a Federal Credit Union, they offer a range of financial services to their members.

Introduction to Waltham Forest Community Credit Union

Waltham Forest Community Credit Union has been providing financial services to the local community in London, England for over 25 years. The company was established with the aim of promoting thrift among its members and creating a source of credit at a reasonable rate. Waltham Forest Community Credit Union prides itself on being a Federal Credit Union, which means that it is owned and operated by its members. This unique aspect allows the company to offer competitive interest rates and low fees.

Services & products

Waltham Forest Community Credit Union offers a range of financial services to its members, including savings accounts, loans, mortgages, and insurance products. Members can also benefit from financial education and counselling services to help them make informed decisions about their money.

Location

Waltham Forest Community Credit Union is located in the heart of London, in the Walthamstow area. The area is known for its vibrant community and diverse range of businesses. Customers can expect to find a mix of independent shops, cafes, and restaurants. The nearest public transportation options are the Walthamstow Central Tube station, which is a 10-minute walk away, and the Walthamstow Bus Station, which is a 5-minute walk away.

Benefits

Customers should choose Waltham Forest Community Credit Union because of its commitment to serving its members. As a Federal Credit Union, the company is owned and operated by its members, which means that it is able to offer low interest rates and low fees. Additionally, the company places a strong emphasis on financial education and counselling, which means that its members have access to valuable resources that can help them make informed decisions about their money.

Good to know

Customers should be aware that Waltham Forest Community Credit Union is a not-for-profit financial institution, which means that all profits are returned to its members in the form of dividends and improved services. Additionally, the company is regulated by the Financial Conduct Authority, which means that its members can trust that their money is safe and secure.

Reviews

Customers have praised Waltham Forest Community Credit Union for its friendly and knowledgeable staff, competitive interest rates, and commitment to serving the local community. Many customers have noted that the company has helped them to achieve their financial goals and improve their financial literacy. Overall, customers have had a positive experience with Waltham Forest Community Credit Union and would recommend it to others.

Amenities

  • amenity
    online banking
  • amenity
    mobile banking
  • amenity
    loan services
  • amenity
    savings account
  • amenity
    checking account
  • amenity
    money transfer services
  • amenity
    online bill pay
  • amenity
    online statements
  • amenity
    financial education
  • amenity
    secure login
  • amenity
    24-hour member support

FAQ

What types of loans and credit services are offered by your federal credit union?

We offer various types of loans including personal loans, car loans, and home improvement loans. We also offer credit services such as credit cards and overdraft protection.

What are the eligibility requirements for becoming a member of your federal credit union?

To become a member, you must live, work or study in Waltham Forest or have a family member who is already a member. You must also complete a membership application and provide identification and proof of address.

What fees or charges apply to using your credit union's services?

We strive to keep our fees and charges as low as possible for our members. Some fees may apply for specific services such as overdrafts, but we always aim to be transparent and communicate any fees clearly.

What are the interest rates for savings accounts and loans at your federal credit union?

Our interest rates for savings accounts and loans vary depending on the product and current market conditions. We always offer competitive rates and encourage members to check our website or speak with a representative for current rates.

What online and mobile banking services are available for members of your federal credit union?

We offer a full suite of online and mobile banking services that allow members to manage their accounts and transactions from anywhere. This includes online account access, mobile check deposit, bill pay, and money transfers. We also have a mobile app for convenient access on-the-go.