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Mortgages

VIBE Specialist Finance Ltd

VIBE Specialist Finance Ltd is a UK-based company that specializes in providing mortgages and financial services. With a focus on meeting the unique needs of each client, VIBE offers a range of tailored solutions to help individuals and businesses achieve their financial goals. Located in Lee-on-the-Solent, England, VIBE is committed to providing exceptional customer service and expert advice to its clients.

Introduction to VIBE Specialist Finance Ltd

VIBE Specialist Finance Ltd is a financial services company based in Lee-on-the-Solent, England. The company was founded in 2018 with a mission to provide specialized finance solutions to customers seeking mortgages. VIBE Specialist Finance Ltd prides itself on its ability to provide tailor-made solutions that fit each customer's unique needs. The company's unique selling point is its personalized approach to finance, which sets it apart from others in the industry.

Services & Products

VIBE Specialist Finance Ltd offers a range of services to its customers, including mortgages, bridging finance, commercial finance, and development finance. The company specializes in providing bespoke finance solutions to customers in need of finance for property purchases. VIBE Specialist Finance Ltd works with a wide range of lenders, which gives it the flexibility to find the best deals for its customers.

Location

VIBE Specialist Finance Ltd is located in Daedalus Park, Lee-on-the-Solent. The area is known for its beautiful coastline and is a popular destination for tourists. In terms of businesses, the area is home to a mix of retail stores, restaurants, and cafes. Customers can expect to experience a friendly and welcoming atmosphere when visiting VIBE Specialist Finance Ltd. The closest public transportation options to the company are the X5, X4, and X9 buses, which are all within a 10-minute walk.

Benefits

Customers should choose VIBE Specialist Finance Ltd because of its personalized approach to finance. The company works closely with each customer to understand their unique needs and find the best finance solutions for them. VIBE Specialist Finance Ltd has a team of experienced professionals who are knowledgeable about the finance industry and can provide expert advice to customers. The company's wide range of lenders means that it can find the best deals for its customers.

Good to Know

Customers should be aware that VIBE Specialist Finance Ltd specializes in mortgages and may not be able to provide finance solutions for other types of purchases. Additionally, the company may require customers to provide detailed financial information as part of the application process.

Reviews

Customers have praised VIBE Specialist Finance Ltd for its personalized approach to finance and its ability to find the best deals for its customers. Many customers have also noted the professionalism and expertise of the company's staff. Overall, customers have had positive experiences with VIBE Specialist Finance Ltd.

Amenities

  • amenity
    loan
  • amenity
    refinancing
  • amenity
    mortgage broker
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    online application
  • amenity
    financial advice
  • amenity
    home equity
  • amenity
    closing costs

FAQ

What types of mortgages do you offer, and which one is best suited for my financial situation?

We offer a range of mortgages including fixed-rate, adjustable-rate, and interest-only mortgages. The best mortgage option for your financial situation will depend on factors such as your credit score, income, and the amount you can afford for a down payment. We recommend speaking with one of our mortgage specialists to determine which option is best for you.

What are the interest rates and monthly payments associated with each mortgage option?

Interest rates and monthly payments vary depending on the type of mortgage you choose, the amount you borrow, and the term of the loan. Our mortgage specialists can provide you with a personalized rate quote and estimate of your monthly payments based on your specific financial situation.

Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?

Yes, we can provide you with a detailed breakdown of all fees associated with your mortgage, including any origination fees, appraisal fees, and closing costs. Our mortgage specialists will go over these fees with you during the application process to ensure you have a clear understanding of all costs.

What is the minimum credit score required to qualify for a mortgage with your company?

The minimum credit score required to qualify for a mortgage with our company varies depending on the type of mortgage you are applying for. However, in general, a credit score of 620 or higher is typically required. Keep in mind that other factors, such as income and debt-to-income ratio, are also considered when determining eligibility.

How long does the mortgage application and approval process typically take?

The mortgage application and approval process can vary in length depending on a variety of factors, including the complexity of the application, the responsiveness of the borrower, and the type of mortgage being applied for. However, our goal is to provide a decision on your application within 30 days of submission. We stay in close communication with our clients throughout the process to ensure a smooth and timely closing.

Reviews

  • Luke Ashton

    Kim and Ellie worked on a recent mortgage for my company and we were very pleased with the result. They managed to jump through a number of hoops caused by our slightly unconventional deal and pulled together a solution better than our expectations. Will be using again !

    28-02-2023

  • Abbas Ali

    Great service and pleasure working with Ellie, Ciara, George, the whole team is very helpful and I am a returning customer. I have also recommend Vibe to my friend Ugur

    28-02-2023

  • Universitas Property Mgt Ltd

    Vibe helped secure the best obtainable rates for 2 property deals in 2022 despite the volatile market and off the back of a disappointing experience with another broker. Have to call out George and Beth in particular for their great efforts supporting us through the transactions.

    30-01-2023

  • Ben Olds

    30-01-2023

  • Jonathan Rees

    Excellent service from Kim, Beth and the team at Vibe. They successfully pushed through our lending when needed. Great advice too.

    30-10-2022

  • Rajesh Rai

    Its our Second experience with Vibe and there Team and I must say that's the best and smooth transaction we ever have, we never experience before Highly advance and proper communication start to finish. Specially George, Ellie has a very deep knowledge which make us to help to chose right product Highly recommended to every one, Thanks to Vibe Team.

    30-09-2022

  • Holby Dunn

    Absolutely outstanding service. Constantly putting the customer first. If I could rate Vibe 10 stars I would.

    30-08-2022

  • Dragos Mardale

    Specialists indeed. Not for the average buyer I would say but priceless Some buyers that get rejected by regular banks.

    30-06-2022

  • Mark Stetson (Mark)

    Thanks a lot! Perfect, exactly what I needed.

    30-05-2022

  • Delores Coombs

    Vibes team has worked very hard to get us through a number of mortgages they have been really great with reminding us of the paper work outstanding. Have also checked in on how our paper work is going. this is great for me as I need reminding due to running a number of business it can get a lot to remember every thing all the time. Beth has been particular very helpful from the team.

    30-05-2022