Unify Credit Union Ltd
Unify Credit Union Ltd is a Federal Credit Union based in Wigan, England. They offer a range of financial services to their members, including savings accounts, loans, and other financial products. With a commitment to providing excellent customer service and competitive rates, Unify Credit Union Ltd is a trusted choice for those seeking reliable and affordable financial solutions.
Introduction to Unify Credit Union Ltd
Unify Credit Union Ltd is a financial services company based in Wigan, England. Founded in 2002, their mission is to provide responsible and affordable financial services to their members. Unify Credit Union Ltd is unique in that it is a Federal Credit Union, meaning that it is regulated by the Financial Conduct Authority and the Prudential Regulation Authority. This ensures that their members receive the highest level of protection and security when it comes to their finances.Services & Products
Unify Credit Union Ltd offers a variety of financial services to their members, including savings accounts, loans, and budgeting advice. They also provide a prepaid debit card that can be used anywhere that accepts Mastercard. Their loans are available for a variety of purposes, including home improvements, car purchases, and debt consolidation. Unify Credit Union Ltd prides themselves on offering fair and affordable interest rates to their members.Location
Unify Credit Union Ltd is located in the heart of Wigan, a bustling town in Greater Manchester. The area is known for its vibrant nightlife and rich cultural history. The town is home to a variety of businesses, including restaurants, shops, and entertainment venues. The closest public transportation options to Unify Credit Union Ltd are the Wigan Wallgate train station, which is 0.3 miles away, the Wigan North Western train station, which is 0.4 miles away, and the Wigan bus station, which is 0.2 miles away.Benefits
Customers should choose Unify Credit Union Ltd because of their commitment to providing responsible and affordable financial services. They offer fair interest rates on loans and provide budgeting advice to help their members manage their finances. Additionally, their prepaid debit card is a convenient and secure way to make purchases anywhere that accepts Mastercard.Good to Know
Customers should be aware that Unify Credit Union Ltd is a not-for-profit organization, meaning that any profits they make are reinvested back into the company for the benefit of their members. They are also dedicated to educating their members about financial responsibility and offer a variety of resources to help them achieve their financial goals.Reviews
Customers have overwhelmingly positive reviews of Unify Credit Union Ltd, citing their friendly and knowledgeable staff, fair interest rates, and convenient location as reasons why they would recommend the company to others. Many customers also appreciate the budgeting advice and financial education resources that are available to them through Unify Credit Union Ltd.Amenities
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atm -
online banking
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mobile banking
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loan services
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savings account
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checking account
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credit card services
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money transfer services
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online bill pay
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online statements
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secure login
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24-hour member support
FAQ
What types of loans and credit services are offered by your federal credit union?
We offer a variety of loans and credit services, including personal loans, auto loans, mortgages, and credit cards. We also offer student loans and small business loans. Our loans come with competitive interest rates and flexible repayment terms.What are the eligibility requirements for becoming a member of your federal credit union?
To become a member of our credit union, you must live, work, worship, or attend school in our designated geographic area. You can also become a member if you are an immediate family member of an existing member. Additionally, you must open and maintain a share savings account with a minimum deposit of £5.What fees or charges apply to using your credit union's services?
We strive to keep our fees and charges as low as possible for our members. Some fees may apply for certain transactions, such as overdrafts, wire transfers, and late loan payments. However, we always disclose any fees upfront and work with our members to find the best solutions for their financial needs.What are the interest rates for savings accounts and loans at your federal credit union?
Our savings account interest rates are competitive and vary based on the type of account you have. We also offer higher interest rates for our certificate of deposit accounts. Our loan interest rates depend on the type of loan and your creditworthiness. We always strive to offer the best rates possible for our members.What online and mobile banking services are available for members of your federal credit union?
We offer a range of online and mobile banking services for our members, including online account access, mobile check deposit, bill pay, and person-to-person payments. We also offer text and email alerts to help you stay on top of your finances. Our online and mobile banking services are secure and easy to use, making it convenient for you to manage your finances from anywhere.Reviews
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laura Smith
Have always been very helpful used thus place over 10 years
30-04-2023
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I'm from Wigan me
Love this place helped us out so many times with loans.
30-10-2022
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Linda Campbell
30-07-2022
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David Kennedy
30-05-2022
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Merzal “Mergal” Gummage
30-05-2022
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philip taylor
30-05-2022
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Andrea Barnes
30-05-2022
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Dawnk k
Does not work like the credit union no help what so ever better of using a loan shark considering I was paying in 200 a month it wasn't enough for a loan absolutely shocking company nothing like the credit union that actually used to help people
30-05-2022
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Kayleigh Gregory
30-05-2020
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Kayleigh Gregory
30-05-2020
