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Income Protection Insurances

The Mortgages Company - Tapper Financial Services

Introduction to The Mortgages Company Tapper Financial Services

The Mortgages Company Tapper Financial Services has been providing financial solutions to the people of Colchester, England for over a decade. The company was founded with the purpose of helping individuals and businesses achieve financial security and stability. What sets this company apart from others in the industry is their commitment to personalized service and attention to detail.

Services & products

The Mortgages Company Tapper Financial Services offers a range of services to their clients. They specialize in Income Protection Insurances and Insurance solutions. Customers can purchase various types of insurance policies including life insurance, mortgage protection insurance, and critical illness cover. The company also offers expert advice on mortgages, remortgages, and other financial products.

Location

The Mortgages Company Tapper Financial Services is located on Birch St in Colchester, England. The area is known for its vibrant business community with a mix of retail, hospitality, and professional services. Customers can expect to experience a warm and friendly environment when visiting the company. The nearest public transportation options are Colchester Town Train Station (0.5 miles), Colchester Bus Station (0.7 miles), and Colchester North Train Station (1.5 miles).

Benefits

Customers should choose The Mortgages Company Tapper Financial Services because of their expert knowledge, personalized service, and commitment to finding the best solutions for their clients. The company takes the time to understand each client's unique needs and tailors their services accordingly. They also have a reputation for providing excellent customer service.

Good to know

Customers should be aware that The Mortgages Company Tapper Financial Services is a registered financial advisor and is regulated by the Financial Conduct Authority. The company is committed to ethical business practices and transparency in all of their dealings.

Reviews

Customers have given The Mortgages Company Tapper Financial Services high praise for their professionalism, knowledge, and customer service. They appreciate the company's willingness to go above and beyond to find the best solutions for their individual needs.

Amenities

  • amenity
    online quote
  • amenity
    phone consultation
  • amenity
    financial advice
  • amenity
    tailored plan
  • amenity
    flexible payment options

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans offer coverage up to 60% of your gross monthly income. However, the maximum coverage amount varies depending on individual circumstances and needs. Our team can help determine the appropriate coverage amount for you.

Are there any waiting periods before I can make a claim on my income protection insurance?

Yes, there is typically a waiting period of 4 to 26 weeks before you can make a claim on your income protection insurance. The waiting period will depend on the specific policy you choose. Our team can help you select a policy with a waiting period that fits your needs.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance covers both total and partial disability. If you become partially disabled and are unable to work, your insurance policy will pay a portion of your monthly income to help you financially until you can return to work.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there are certain exclusions and limitations in our income protection insurance coverage. For example, pre-existing medical conditions may not be covered. Additionally, policies may have exclusions for certain high-risk activities or occupations. Our team can help you understand the specific exclusions and limitations of your policy.

How are premium rates determined for your income protection insurance plans?

The premium rates for our income protection insurance plans are determined based on several factors, including your age, occupation, health status, and the coverage amount you select. Our team can help you understand how these factors affect your premium rates and can provide personalized quotes for different policy options.

Reviews

  • Viola Degirolami

    My partner and I have recently worked with Martin to create an insurance plan for our family. We couldn't be happier! Martin has been extremely thorough and detailed in his explanations and advise. This was a new process for us and he has been very helpful through the whole journey, always patient and available for any questions. We would strongly recommend him to anyone seeking a reliable and knowledgable advisor!

    29-04-2023
  • Jack Anderson

    Martin and Loess helped us so much as first time buyers. Their friendly manner and professional advice were invaluable as we negotiated our way through all aspects of getting ourselves on the property ladder. I especially want to thank Martin for finding us a mortgage slap bang in the middle of the mini-budget chaos of September 2022 and keeping us calm and reassured in a highly stressful moment!

    29-03-2023
  • Steve Fleming

    We were looking to change our life insurance and were given Martin's details. Martin is a very down to earth chap who knows his onions. We weren't given the hard sell, Martin listened to our needs and tailored a package that ticked all the boxes. Martin worked around us and our schedules which were often out of hours which we greatly appreciated. We will definitely be using Martin's services again in the future and will not hesitate to recommend his business to friends and family!.

    29-01-2023
  • Lauren

    Martin and Loess have been amazing, I can’t recommend them enough! I contacted Martin in August 21 and he was incredibly helpful, explaining everything to me and going over my options given my situation. I was a first-time buyer so the guidance was much appreciated. I initially found them through a Google search as no one I knew who had recently moved could confidently recommend anyone. I would usually call a few companies when needing a service, as you do, but after the initial call with Martin, he was so friendly and knowledgable that I didn't contact anyone else. He came to my house to discuss the paperwork and go through things, and I felt very at ease about the whole buying/mortgage process during our chat. As a first-time buyer buying alone, it was very reassuring to have Martin involved. It took me almost 11 months to find a property as the market has been rubbish, however, Martin has always been there to answer any questions I had - and I had a lot! There was also quite a bit of back and forth as it took me four and a half months from offer acceptance to completion, during that time I moved jobs and had a few delays for various reasons, but Martin and Loess were nothing but supportive during that time. Martin also helped me find alternative insurance as I wasn’t eligible for standard insurance which gave me great peace of mind. When I move on from my new home - which I have finally moved to! - I will definitely use them again. Really lovely people who I’m really glad I found tbh!

    29-12-2022
  • Leanne Walkden

    Once again THANK YOU!! For helping us to change various mortgage and insurances over. Cannot recommend you enough! Will not go anywhere else for anything financial! This has been the second time we have dealt with Martin in the past year and both times he has been excellent, punctual on replying to emails and arranging our mortgage and insurance with us, we have saved £1000's with his expertise and finding us the best products. Will be recommending him to all our friends and family and will be using him again. Thank you so much Martin and co for all your hard work 😊

    29-11-2022
  • Daniel Jones

    We first met Martin 6 to 7 years ago whilst looking for a remortgage. All I can say is I would never go anywhere else for any future advice on mortgages and associated insurances. I can’t put an exact number on it but Martin has saved us a lot of money through his astute understanding of his industry, mortgage companies and his ability to secure the best deals on the market, this takes away the stress of phone calls and completing long arduous forms placing trust in him to get the job done. Highly recommended. We look forward to future dealings.

    29-09-2022
  • Holly Springett

    Martin was extremely helpful with us buying our first home, he went over and above to make sure we were aware of everything and took time to explain anything we did not understand. I will always use them now as the service was first class. Would highly recommend!

    29-09-2022
  • Liberty cooper

    29-08-2022
  • Robin Welch

    I've used Martin's services when arranging mortgages on a couple of buy-to-let properties, a self-build project and a probate sale. He works tirelessly to see the job through. As a freelance contractor without a 'normal' employment record and salary, I expected things to be tricky, but Martin dealt with everything professionally, diligently and with good humour. I would recommend Martin without hesitation and am looking forward to dealing with him in future.

    29-05-2022
  • Justin Andrew

    Fantastic experience, Martin was extremely helpful and always responded quickly to messages making the whole remortgaging process very simple. Highly recommend.

    29-05-2022