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Mortgages

The Mortgage Mom

The Mortgage Mom is a financial services company based in Sutton Coldfield, England. They specialize in providing mortgages to their clients.

Introduction to The Mortgage Mom

The Mortgage Mom is a financial services company based in Sutton Coldfield, England. The company was founded with the goal of helping people navigate the often-complicated world of mortgages. The Mortgage Mom is unique in that it is run by a team of women who understand the challenges faced by families when it comes to buying a home.

Services & Products

The Mortgage Mom offers a range of services related to mortgages, including mortgage advice and assistance with the application process. Customers can also receive help with remortgaging, equity release, and other related financial services.

Location

The Mortgage Mom is located on Chester Road in the Streetly area of Sutton Coldfield. The area is primarily residential, with a mix of single-family homes and apartments. There are also several small businesses in the area, including cafes, restaurants, and convenience stores. The company is easily accessible by public transportation, with several bus stops located nearby. The closest bus stops are Streetly, Chester Road (0.1 miles), Chester Road, Little Hardwick Road (0.1 miles), and Chester Road, Little Sutton Road (0.2 miles).

Benefits

Customers should choose The Mortgage Mom because of the company's expertise and commitment to customer service. The team at The Mortgage Mom is dedicated to helping customers find the best mortgage options for their unique financial situation. The company is also known for its transparency and honesty, ensuring that customers are fully informed throughout the mortgage process.

Good to Know

Customers should be aware that The Mortgage Mom is a small, independent company. As such, the company may not have the same resources as larger financial services firms. However, the team at The Mortgage Mom is committed to providing personalized service to each and every customer.

Reviews

Customer reviews of The Mortgage Mom are overwhelmingly positive. Customers praise the company's knowledgeable and friendly staff, as well as its commitment to transparency and honesty. Many customers also appreciate the personalized service they receive when working with The Mortgage Mom.

Amenities

  • amenity
    loan
  • amenity
    refinancing
  • amenity
    mortgage broker
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    online application
  • amenity
    financial advice
  • amenity
    home equity
  • amenity
    closing costs

FAQ

What types of mortgages do you offer, and which one is best suited for my financial situation?

At The Mortgage Mom, we offer a variety of mortgage options, including fixed-rate, adjustable-rate, FHA, VA, and USDA loans. The best mortgage option for your financial situation will depend on several factors, including your credit score, income, and down payment amount. Our team of experts can help you determine which mortgage option is best suited for your specific needs.

What are the interest rates and monthly payments associated with each mortgage option?

The interest rates and monthly payments associated with each mortgage option will vary depending on several factors, including the type of loan, the loan amount, and your credit score. We can provide you with personalized quotes and help you understand the costs associated with each option.

Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?

Yes, we can provide you with a detailed breakdown of all the fees associated with your mortgage, including origination fees, appraisal fees, title fees, and more. Our team believes in full transparency and will make sure you understand all the costs associated with your mortgage.

What is the minimum credit score required to qualify for a mortgage with your company?

The minimum credit score required to qualify for a mortgage with our company will depend on the type of loan you are applying for. However, we work with clients with a wide range of credit scores and can help you find a loan that fits your needs, even if you have less-than-perfect credit.

How long does the mortgage application and approval process typically take?

The mortgage application and approval process can vary depending on several factors, including the type of loan, your financial situation, and the lender's requirements. However, our team works diligently to ensure a smooth and efficient process, and we will keep you informed every step of the way. Typically, the process can take anywhere from a few weeks to a few months.

Reviews

  • Robert Williams

    I can't recommend Kelly enough. She's so much better than the last person we used it's ridiculous and she'll be who we continue to use from here on in, no question!

    18-05-2023
  • Adonis Muronzi

    Worked with the mortgage mom for our mortgage. Great communication throughout, quick to answer questions and gave us great advice. I never felt I had to worry about anything. All went smoothly.

    18-05-2023
  • Anthony Willetts

    18-04-2023
  • Ella Ebanks

    Kelly has been incredible since we first used her in 2021, helping us buy our first home and then continuing to advise and support us with all our mortgage needs. Have already recommended her to friends!

    18-04-2023
  • Paul Cowdrill

    The Mortgage Mom (Kelly) IS Amazing!!! That's all anyone needs to know. When we knew our mortgage was up for renewal in May and with the cost of living crisis upon us we knew there was only one place to go to get our mortgage sorted. My wife and myself want to do some home improvements now too and having Kelly to advise the best possible lenders and to sort it all out for us was a dream. I didn't need to do any chasing of lenders as Kelly does all that for you, she even went on holiday but still kept me in the loop with what was happening and when the lender was being difficult Kelly again sorted it all out and spoke with them direct. I know it's possible to do switches on your own but genuinely I wouldn't ever bother, using "The Mortgage Mom" really is the only way forward. Thank you!

    18-04-2023
  • L M

    Kelly has been very supportive and guided us through the mortgage applications. Despite the ever changing rates and offers during this turbulent economy, Kelly always ensured the best available offers and affordability were in our best interests. It was greatly appreciated and reassuring to know any questions we had or the need to check details, Kelly was happy to be messaged anytime and would reply as soon as possible. Thank you very much Kelly for your perseverance and hard work.

    18-12-2022
  • Sophie Hillyer

    We are so glad that we found Kelly before starting our house move journey. She managed to secure us a great decision in principle amount, above the amount we'd have got from a high street estate agents in-house broker. We always felt well supported, knowing we'd always got someone at the end of a text or email to contact with all our (many!) queries. Our application was submitted super quickly and we got the offer we needed in a matter of weeks for our next home despite the difficult market circumstances and lender delays. We would not hesitate in recommending Kelly to anyone and everyone! Safe to say we'll be back once our new fixed rate ends :-) Sophie & Laurence x

    18-11-2022
  • April Boulton

    Kelly was amazing at sorting out and explaining all the legal jargon I don't understand, I feel I have the protection me and my family need now, so can stop worrying!

    18-11-2022
  • Izzy Arcoleo

    Can't recommend Kelly highly enough. Our mortgage wasn't an easy case from the start, and then some unexpected curveballs were thrown into the mix to make it even more complicated - but Kelly stuck with us, was a calming and patient presence amidst the chaos, and really did go above and beyond to get us our mortgage. So grateful and encourage anyone considering Kelly's broker services to absolutely go for it!

    18-11-2022
  • simon buxton

    Kelly has been so helpful in helping me get a mortgage. My poor credit was no problem for her, she went above and beyond and came up with an offer for me. Can't reccomed her highly enough.

    18-11-2022