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Income Protection Insurances

Summit Financial Services

Summit Financial Services is an insurance company based in Sale, England. They specialize in providing income protection insurances to their clients. With a focus on offering comprehensive coverage and personalized service, Summit Financial Services is dedicated to helping their clients protect their financial well-being.

Introduction to Summit Financial Services

Summit Financial Services is a UK-based company that was established to provide financial services to individuals and businesses. The company was founded with the aim of helping people secure their financial future. What sets Summit Financial Services apart from other companies in the same industry is its commitment to providing personalized services to its clients.

Services & Products

Summit Financial Services offers a range of financial services to its clients. The company specializes in Income Protection Insurances, which are designed to provide financial support to individuals who are unable to work due to illness or injury. The company also offers other types of insurance, including life insurance and critical illness cover. In addition to insurance, Summit Financial Services provides financial planning services to help individuals and businesses achieve their financial goals.

Location

Summit Financial Services is located in Sale, a town in Greater Manchester, England. Sale is a bustling town with a variety of businesses, including shops, restaurants, and cafes. The town is well-connected by public transportation, with several bus and train routes passing through the town. The three closest public transportation options to Summit Financial Services are the Sale Metrolink station (0.3 miles), the Sale Bus Station (0.2 miles), and the Brooklands Metrolink station (1 mile).

Benefits

Customers should choose Summit Financial Services for its personalized services and expertise in Income Protection Insurances. The company's team of experts works closely with clients to understand their needs and provide customized solutions to help them achieve their financial goals. Summit Financial Services also offers competitive rates and top-notch customer service.

Good to Know

Customers should be aware that Summit Financial Services is a reputable company with a track record of delivering high-quality services to its clients. The company is registered with the Financial Conduct Authority (FCA), which means it adheres to strict regulations and guidelines to ensure that customers are protected.

Reviews

Customers have praised Summit Financial Services for its excellent customer service and expertise in Income Protection Insurances. Clients have reported feeling well-informed and confident in the company's ability to provide tailored solutions to meet their needs.

Amenities

  • amenity
    online quote
  • amenity
    phone consultation
  • amenity
    financial advice
  • amenity
    tailored plan
  • amenity
    flexible payment options
  • amenity
    automatic renewal
  • amenity
    accident cover
  • amenity
    disability cover
  • amenity
    illness cover
  • amenity
    redundancy cover
  • amenity
    death cover
  • amenity
    repayment cover
  • amenity
    injury cover
  • amenity
    hospitalization cover

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans can provide coverage for up to 70% of your gross income, subject to a maximum limit of £200,000 per year.

Are there any waiting periods before I can make a claim on my income protection insurance?

Yes, there is typically a waiting period of 4 to 52 weeks before you can make a claim on your income protection insurance, depending on the policy that you choose.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance can cover both partial and total disability, depending on the policy that you choose.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there may be certain exclusions or limitations in our income protection insurance coverage, depending on the policy that you choose. For example, pre-existing medical conditions may not be covered.

How are premium rates determined for your income protection insurance plans?

Premium rates for our income protection insurance plans are determined based on a variety of factors, including your age, occupation, health status, and the level of coverage that you choose.

Reviews

  • Adrian Swinscoe

    I've dealt with Dal for a number of years and I've always received great service and he's always sorted me out. Couldn't recommend him and Summit FS highly enough :)

    29-07-2022
  • Stuart Halford

    Tip Top service from a knowledgeable, personable, swift & efficient advisor. Many Thanks!

    29-05-2022
  • Stephen Dodd

    Summit FS contacted me to arrange a review of my life insurance policy in August 2021 after the company changed their insurance partner from Aviva to Royal London. James Phee carried out the review. James was knowledgeable, listened well to understood my needs (an all year round hillwalker, and occasional climber with aspirations to explore in the Alps) a good communicator. James provided all the relevant information to help me make decisions abut my policy, outlining how to get the best value from the cover options available especially as my situation had changed since I took the policy out. The review was done without any pressure. indeed James arranged a call back at a convenient time the following day to give me time to think over the information and advice he had provided. I would highly recommend Summit Financial Services to anyone who undertakes outdoor activities and who wants the assurance that hey are fully covered for the activities they take part in.

    29-05-2022
  • Aaron Spence

    Positive: Professionalism, Responsiveness

    29-05-2022
  • Chris Brown

    Positive: Professionalism, Quality, Responsiveness

    29-05-2022
  • Alanbek Yussupov

    Positive: Professionalism, Responsiveness, Value

    29-05-2022
  • Mallesh Gali

    I recently bought a flat with the help of Summit Financial Services as mortgage adviser. I am new to all the process but I never felt like doing anything related to mortgage as all the details are explained thoroughly by SummitFinancialServices. They helped us in each step of the process and more importantly they make us understand all important aspects. Moreover, they responded quickly for all my queries.

    29-05-2022
  • Rachel Hatcher

    Positive: Professionalism, Quality, Responsiveness, Value

    29-05-2021
  • Jennifer Hardy

    Dal was great help, talked though all our options at length and sorted out a bargain too! Brilliant service.

    29-05-2021
  • Sean Neary MNB PPC

    Fantastic service from Dal Singh! Pleasure to work with

    29-05-2021