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Mortgages

Stone Cross Mortgage Services

Stone Cross Mortgage Services is a financial services company based in Tunbridge Wells, England. They specialize in providing mortgages to their clients. With their expertise in the field, they offer a range of mortgage options to suit the needs of their customers. Stone Cross Mortgage Services is committed to providing excellent customer service and helping their clients achieve their financial goals.

Introduction to Stone Cross Mortgage Services

Stone Cross Mortgage Services is a financial services company based in Tunbridge Wells, England. The company was established with the aim of providing exceptional mortgage services to its clients. What makes this company unique is its commitment to offering personalized services to meet the specific needs of each client.

Services & products

Stone Cross Mortgage Services specializes in mortgages. They offer services such as first-time buyer mortgages, remortgages, buy-to-let mortgages, and commercial mortgages. They also provide insurance products, including life insurance, critical illness cover, and income protection.

Location

Stone Cross Mortgage Services is situated in Tunbridge Wells, a town located in South East England. The area is known for its beautiful parks, historic buildings, and vibrant shopping scene. The town is well-connected to other parts of the country by public transportation. The three closest public transportation options are Tunbridge Wells train station (0.6 miles), High Brooms train station (1.2 miles), and the Tunbridge Wells bus station (0.7 miles).

Benefits

Stone Cross Mortgage Services stands out from other companies in the same industry due to their personalized approach to each client. They take the time to understand each client's specific needs and work to find the best mortgage solution for them. Their team of experienced professionals is dedicated to providing exceptional customer service and ensuring that their clients have a stress-free mortgage experience.

Good to know

Customers should be aware that Stone Cross Mortgage Services only offers mortgage services and insurance products. They do not provide any other financial services.

Reviews

Customers have praised Stone Cross Mortgage Services for their exceptional customer service and for taking the time to understand their needs. They have also been commended for their professionalism and for providing a stress-free mortgage experience.

Amenities

  • amenity
    loan
  • amenity
    refinancing
  • amenity
    mortgage broker
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    online application
  • amenity
    financial advice
  • amenity
    home equity
  • amenity
    closing costs

FAQ

What types of mortgages do you offer, and which one is best suited for my financial situation?

We offer a range of mortgages including fixed-rate, adjustable-rate, and interest-only mortgages. The best type of mortgage for your financial situation will depend on factors such as your income, credit score, and the length of time you plan to stay in the home. Our mortgage experts can help you determine which option is best for you.

What are the interest rates and monthly payments associated with each mortgage option?

Interest rates and monthly payments will vary depending on the type of mortgage you choose, your down payment, and other factors. Our mortgage experts can provide you with a personalized quote based on your financial situation and the home you are interested in purchasing.

Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?

Yes, we can provide you with a breakdown of all fees associated with your mortgage. These may include appraisal fees, origination fees, and closing costs. Our mortgage experts will work with you to ensure you understand all fees before you sign any paperwork.

What is the minimum credit score required to qualify for a mortgage with your company?

The minimum credit score required to qualify for a mortgage with our company will depend on the type of mortgage you choose. Generally, a credit score of 620 or higher is required for conventional mortgages. However, we also offer FHA and VA loans, which may have different credit score requirements.

How long does the mortgage application and approval process typically take?

The mortgage application and approval process can vary depending on several factors, including the complexity of your financial situation and the type of mortgage you choose. Generally, the process can take anywhere from 30 to 60 days. Our mortgage experts can give you a more specific timeline based on your individual circumstances.

Reviews

  • Billy Cook

    I would highly recommend the financial services of Stone Cross Mortgage Services and Paul Fasey. Paul was initially recommended to me by a colleague for a remortgage product that I required. Although my situation required a lot of work on Paul's part he was fantastic and very informative with "whole of market" products and he finally located and advised the best deal for me to proceed with. All went through without any issue and Paul's expertise and experience made the process very easy. I really appreciate your efforts Paul and look forward to using your services in future. Thanks again.

    18-06-2019

  • ColourMeAbi x

    Paul Fasey was initially recommended to us by a family friend, and we have had the pleasure of experiencing his expertise in the mortgage arena for nearly 8 years now. Paul has always been helpful at explaining our mortgage options in terms we lay people can understand, and his knowledge of the ever-changing mortgage market has proved invaluable. We live in the Brighton area, so have always used Paul's services remotely and never met in person. However, from our email exchanges and phone conversations we can vouch for his patience, politeness and professionalism. Buying and selling houses is an extremely stressful process in England, and you can sometimes feel you're drowning in a sea of sharks. So to have someone like Paul Fasey on board who you can truly trust - and who can also navigate the numbers for you - is priceless. Indeed, we think so highly of Paul that we haven't hesitated to employ his skills every time we've needed to re-mortgage, and we are yet again tapping his expertise for our next house move. Paul is an independent mortgage advisor with a team spirit, and we genuinely cannot recommend him enough. If you seek a mortgage through Paul you can consider yourself in safe hands.

    18-06-2017