Stewart Financial, Mortgages in Kent
Stewart Financial is a financial services company that specializes in providing mortgages in Kent, England. Their team of experts is dedicated to helping clients find the best mortgage solutions to suit their individual needs. With a focus on personalized service and attention to detail, Stewart Financial is committed to making the mortgage process as smooth and stress-free as possible. Contact them today to learn more about their services.
Introduction to Stewart Financial, Mortgages in Kent
Stewart Financial is a financial services company that specializes in providing mortgages in the Kent area. The company has been in business for over ten years and was founded with the goal of helping people achieve their dreams of owning a home. What makes Stewart Financial unique is their dedication to providing personalized service to each of their clients. They understand that buying a home is a significant investment and strive to make the process as stress-free as possible.Services & products
Stewart Financial offers a range of services related to mortgages. They can help clients find the best mortgage rates, assist with the application process, and provide guidance on the different types of mortgages available. They also offer advice on remortgaging and buy-to-let mortgages.Location
Stewart Financial is located on Sandgate Road in Folkestone, Kent. Folkestone is a charming coastal town that has a mix of residential and commercial properties. The area is known for its beautiful beaches and seaside attractions. Public transportation options near Stewart Financial include the Folkestone Central train station, which is 0.5 miles away, and the Folkestone Harbour station, which is 0.7 miles away. The Folkestone Bus Station is also nearby, just 0.4 miles away.Benefits
Customers should choose Stewart Financial because of their personalized service and expertise in the mortgage industry. They take the time to understand each customer's unique situation and work with them to find the best mortgage options available. Their team of experts has years of experience in the industry, so customers can trust that they are in good hands.Good to know
Customers should be aware that Stewart Financial only offers mortgage services and does not provide other financial services such as insurance or investment advice.Reviews
Customers have praised Stewart Financial for their excellent customer service and ability to find the best mortgage options available. Many customers have also noted that the team at Stewart Financial made the mortgage application process stress-free and straightforward.Amenities
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loan -
refinancing
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mortgage broker
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credit score
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interest rate
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pre-approval
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online application
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financial advice
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home equity
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closing costs
FAQ
What types of mortgages do you offer, and which one is best suited for my financial situation?
We offer various types of mortgages such as fixed-rate, adjustable-rate, FHA, VA, and jumbo loans. The best-suited mortgage for your financial situation will depend on factors such as your credit score, down payment, income, and debt-to-income ratio. Our mortgage advisors will work with you to determine the most suitable option for you.What are the interest rates and monthly payments associated with each mortgage option?
Interest rates and monthly payments vary depending on the type of mortgage and your financial situation. You can contact us to get a personalized rate quote and estimate of monthly payments for each mortgage option.Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?
Yes, we can provide you with a breakdown of all the fees you will be charged throughout the mortgage process. These fees may include appraisal fees, title fees, origination fees, and closing costs. We will provide you with a Loan Estimate form that outlines all fees associated with your mortgage.What is the minimum credit score required to qualify for a mortgage with your company?
The minimum credit score required to qualify for a mortgage with our company varies depending on the type of mortgage. Generally, a credit score of 620 or higher is required to qualify for most mortgage options. However, we also offer FHA loans that require a minimum credit score of 580.How long does the mortgage application and approval process typically take?
The mortgage application and approval process typically takes 30 to 45 days. However, the process may take longer depending on factors such as the type of mortgage, your financial situation, and the documentation required. Our mortgage advisors will keep you informed throughout the process and work to ensure a smooth and timely closing.Reviews
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Natasha Midgley-Haste
I am a year or so late in leaving a review, but I had always intended on doing so. When buying our first home in July last year, we were waiting on a Decision in Principal from another mortgage services company, who unfortunately were taking a long time to complete it, putting our offer at risk. I decided to call Stewart Financial (at the end of the working day just before the weekend) and got through to Lee. He took time to ensure the Decision in Principal came through within the duration of that phone-call, staying on later to ensure we had the documentation we needed to secure our offer. We then continued to use the services at Stewart Financial, both completing mortgage applications and insurances. The team were a pleasure to deal with, and communication was excellent. I can't thank Lee enough for taking the time to help us, and we will certainly be returning to Stewart Financial within the year when the fixed-term time comes to an end on our mortgage.
27-08-2022
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lenka burford
This was my very first house purchase and I fear I was very anxious to the point of annoying client. Lee and Amber found a mortgage that exactly suits my needs. I had a time to consider it and to ask questions. I felt heard and informed every step of the way. Conveyancing was also something I needed a help with. Overall, I could not ask for more straight forward, stress free and quality advice. If I ever find myself in a position of buying another property I will come back.
27-07-2022
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James Bambridge
Lee has been absolutely brilliant, fantastic from start to finish. Lee took the time to understand our position, ask questions, presented different options in an easy-to-understand way and we received great communication throughout the whole process. We found Lee’s advice invaluable, particularly when we came up against an unexpected issue. Lee, and the team are amazing, we highly recommend. Thank you.
27-07-2022
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Bethanie Lewis
This is the second time we have come to Lee at Stewart Financial for mortgage services. Lee and his team are so prompt responding to any queries and ensures you are kept up to date at every stage. It has made buying our second home really easy. We couldn’t recommend any more! Thank you so much again!
27-06-2022
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Tim Burgess
Excellent service for the second mortgage we have arranged through Stewart Financial, Lee has been great at getting us across the line with our application, very helpful and quick to respond - takes the stress out of purchasing a property, highly recommended!
27-05-2022
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George
As a first time buyer I cannot recommend Lee at the Stewart Financial Folkestone branch enough. Lee was able to give me a complete run down as to how the process would work and what exactly a good mortgage, based on my specific circumstance, would look like. Lee kept the process simple, transparent and efficient with regular updates and same-day responses to any enquiries.
27-05-2022
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Vernon
Lee has been more than helpful every time I’ve had the need for mortgage advice. His knowledge, professionalism, friendliness, and time and effort to make the whole process run as smooth as possible, is second to none. Can be hard trying to find the right company for this type of advice, but when you find one this good, you stick with them. I would always go to Lee and Amber for any mortgage advice, and if you want the best in this area, then you should too. Thank you again, Lee and Amber.
27-05-2022
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Y Goode
Excellent professional and quick service from Sam. Have used Sam for the last 10 years and always get excellent & helpful service. Amber is also great with keeping you up to date on process.
27-05-2022
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Laura Tew
We dealt with Sam, she has been my absoloute rock! we have been a difficult case both being self employed & with many obstacles to overcome post covid , she didn't disapoint at all and helped us when another mortgage adviser had left us high and dry , I couldnt recommend more an absoloute star who has gone above and beyond to helps as-well as being our emotional support through the whole process, I honestly hope we never have to move again but if we ever do i will be tracking Sam down
27-05-2022
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Dru
Lee and Amber were very helpful enabling us to secure a mortgage. I recommend their services.
27-05-2022
