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Building Societies

Stafford Railway Building Society

Stafford Railway Building Society is a building society based in Stafford, England. They provide a range of financial services to their customers, with a focus on savings and mortgages. As a building society, they are owned by their members and operate for their benefit, rather than for the benefit of shareholders. Stafford Railway Building Society is committed to providing excellent customer service and helping their members achieve their financial goals.

Introduction to Stafford Railway Building Society

Stafford Railway Building Society is a UK-based building society that has been serving its community for over 140 years. The company was founded in 1877 to help railway workers save and borrow money, but today, its services are open to everyone. What makes this company unique is its commitment to providing personalized service and helping its customers achieve their financial goals.

Services & Products

Stafford Railway Building Society offers a range of financial services, including savings accounts, mortgages, and insurance products. Customers can choose from a variety of savings accounts, such as easy access, fixed rate, and cash ISAs. They also offer mortgages for first-time buyers, home movers, and remortgages, and insurance products such as home insurance and life insurance.

Location

The Stafford Railway Building Society is located in the heart of Stafford, a historic town in the West Midlands region of England. The area is known for its beautiful architecture, including the Stafford Castle and Ancient High House. Customers can expect to find a mix of independent and chain stores in the area, as well as restaurants and cafes. The closest public transportation options are Stafford railway station (0.4 miles), Stafford bus station (0.2 miles), and Stafford taxi rank (0.2 miles).

Benefits

Customers should choose Stafford Railway Building Society because of its personalized service and commitment to helping customers achieve their financial goals. The company offers competitive rates on its savings accounts and mortgages, and its insurance products provide peace of mind to customers. Additionally, because Stafford Railway Building Society is a building society, it is owned by its members, meaning that profits are reinvested back into the business for the benefit of its customers.

Good to Know

Customers should be aware that Stafford Railway Building Society is a smaller company compared to some of the larger banks in the UK. However, this means that customers can expect more personalized service and a focus on the customer experience.

Reviews

Customers have praised Stafford Railway Building Society for its friendly and helpful staff, competitive rates, and ease of use. Many customers have also commented on the company's commitment to the local community and its focus on reinvesting profits back into the business for the benefit of its members.

Amenities

  • amenity
    atm
  • amenity
    online banking
  • amenity
    savings account
  • amenity
    loan
  • amenity
    mortgage
  • amenity
    insurance
  • amenity
    debit card

FAQ

What are your interest rates for savings accounts and mortgages?

Our interest rates for savings accounts and mortgages vary depending on the specific product and current market conditions. We recommend contacting us directly or visiting our website for up-to-date information on our interest rates.

What are the fees and charges associated with your products and services?

The fees and charges associated with our products and services also vary depending on the specific product and service. We strive to be transparent about any fees and charges and provide this information upfront. We recommend reviewing the terms and conditions of each product or service or contacting us directly for more information.

What is your policy on early repayment of mortgages or loans?

We generally allow for early repayment of mortgages or loans, but this may be subject to certain conditions or fees. We recommend reviewing the terms and conditions of your specific mortgage or loan or contacting us directly for more information.

Do you offer online banking services and how secure are they?

Yes, we offer online banking services for our customers. We take the security of our customers' information very seriously and have implemented various measures to ensure the safety and security of our online banking services. This includes encryption, two-factor authentication, and regular monitoring for any suspicious activity.

How long have you been established as a building society and what is your financial stability rating?

We have been established as a building society since 1877, making us one of the oldest building societies in the UK. Our financial stability rating is strong, and we are regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We are also a member of the Financial Services Compensation Scheme, which means that eligible deposits with us are protected up to a certain amount.

Reviews

  • Billy Dexter

    Had an issue with a mortgage offer and having to change solicitors, it could have been a real headache but Alison Tarling on the mortgage administration team was on hand to do all she could to help with the situation, keeping constant communication throughout. Absolute God send thank you for all your help

    29-04-2023
  • Garry Coles

    Thank you to Mandy Holmes and all the staff at SRBS for my recent mortgage. Mandy work tirelessly in a professional and friendly way to get me the perfect product in the current challenging market place. I would not hesitate to recommend Mandy and the SRBS to anyone. Truly excellent! Thanks again Mandy!

    29-03-2023
  • James Scollard

    I bought a property that was difficult to obtain lending, due to a mix of commercial and residence (3 acre site with campsite). I must say Stafford Railway were great, very straight forward and simple. The staff are really friendly, happy and I enjoy dealing them. Overall really great. (From someone with 25 yrs in the property business, dealing with hundreds of lenders, SRBS is certainly among the best of them).

    29-01-2023
  • Adam

    29-09-2022
  • Mr G

    Recently arranged a mortgage with SRBS. From start to finish Nicola Beaumont provided exceptional customer service. I would highly recommend.

    29-06-2022
  • Mo Ali

    Antiquated systems meant I had to wait quite a while for a decision only to be told the lender will not accept. Complete waste of time really. I went to one of their competitors and realised how slow and old Stafford Railway BS is, I managed to get an application and decision in 2 days. This place is probably okay if you go in, but if you do it over the phone/web then be prepared to speak for ages on the phone, send then printed letters with signature, poor communication, and an absolute age for a decision.

    29-06-2022
  • Stephen Beck

    29-05-2021
  • claire douglas

    29-05-2019
  • Greg Dean

    Old bank still open

    29-05-2018
  • Patrick Tedstone

    The Staffordshire Railway is an exceeding well run building society - nothing like your average bank. It is a place where local people in particular can trust their savings and my firm has no difficulty in recommending it to our clients.

    29-05-2018