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Life Insurance Agencies, Financial Planners, Income Protection Insurances

Spectrum Financial Advice

Spectrum Financial Advice is a financial services company based in Harlow, England. They specialize in providing expert financial planning advice and offer a range of services including income protection insurances, life insurance agencies, and other insurance products. With a team of experienced professionals, Spectrum Financial Advice is committed to helping their clients achieve their financial goals and secure their financial future.

Introduction to Spectrum Financial Advice

Spectrum Financial Advice is a financial planning company located in Harlow, England. The company was founded with a mission to provide comprehensive financial services to clients in need. What sets Spectrum Financial Advice apart from its competitors is its commitment to providing personalized services tailored to each client's unique needs.

Services & products

Spectrum Financial Advice offers a wide range of financial services, including income protection insurances, life insurance agencies, and various other financial services. The company's financial planners work closely with clients to develop customized financial plans, which may include investment strategies, retirement planning, and estate planning.

Location

Spectrum Financial Advice is located in the New Horizon Business Centre on Barrows Road in Harlow. The area is home to many other businesses and offers a bustling commercial environment. The business centre is easily accessible by public transportation, with the closest options being Harlow Mill Station (1.4 miles), Harlow Town Station (1.5 miles), and Harlow Stadium Bus Stop (0.2 miles).

Benefits

Spectrum Financial Advice stands out from other financial planning companies due to its personalized approach to financial planning. The company's financial planners take the time to get to know each client and create a customized plan that meets their unique needs. Additionally, the company offers a wide range of services, making it a one-stop-shop for all of their clients' financial needs.

Good to know

One thing to note about Spectrum Financial Advice is that the company does focus heavily on insurance services. While they do offer other financial planning services, insurance is a significant focus of their business.

Reviews

Customers have raved about Spectrum Financial Advice's personalized approach to financial planning. Many note that the company takes the time to get to know each client and creates a plan that is tailored to their specific needs. Additionally, customers appreciate the wide range of services offered by the company, making it a convenient one-stop-shop for all of their financial needs.

Amenities

  • amenity
    financial planning
  • amenity
    investment advice
  • amenity
    retirement planning
  • amenity
    tax planning
  • amenity
    insurance coverage
  • amenity
    wealth management
  • amenity
    online quote
  • amenity
    phone consultation
  • amenity
    financial advice
  • amenity
    tailored plan
  • amenity
    flexible payment options
  • amenity
    life insurance policies
  • amenity
    disability insurance
  • amenity
    long-term care insurance
  • amenity
    group insurance
  • amenity
    estate planning
  • amenity
    free consultation

FAQ

How are premium rates determined for your income protection insurance plans?

Our premium rates for income protection insurance plans are determined based on a variety of factors, including the individual's age, occupation, health status, and the level of coverage they require. We work with each client to assess their unique situation and provide a personalized quote for their insurance policy.

What types of financial planning services do you offer?

We offer a wide range of financial planning services, including retirement planning, investment management, tax planning, estate planning, and more. Our team of experienced financial advisors works closely with each client to develop a customized financial plan that meets their specific needs and goals.

What are your fees and how are they structured?

Our fees for financial planning services vary depending on the specific services provided and the complexity of the client's financial situation. We typically charge a flat fee for our services, which is based on the scope of the work required. We are always transparent about our fees and will provide a detailed breakdown of all costs before any work is done.

Can you provide references or testimonials from satisfied clients?

Absolutely! We are proud of the work we've done for our clients and are happy to provide references or testimonials upon request. We have many satisfied clients who have benefited from our financial planning services and are happy to share their experiences with others.

What happens if I miss a payment or stop paying altogether?

If you miss a payment or stop paying altogether, your insurance policy may be cancelled or suspended. It's important to keep up with your payments to ensure that your coverage remains in place. If you're having trouble making payments, please contact us as soon as possible so we can work with you to find a solution.

Reviews

  • Pauline Hudson

    I have used Spectrum Financial Advice a number of times since 2014. They reviewed my policies and recommended a number of policies for my business and personal needs, including life insurance, critical illness cover and keyman insurance. I have always been very pleased with their advice and support. They are a very trustworthy and approachable company and I have recommended many friends and family to them who have also been happy with their advice.

    27-02-2023
  • DJB Build

    Being a business owner I wanted to put in place a key man insurance policy to protect my business. I spoke to Lewis at Spectrum Financial Advice he explained to me clearly how the policy works and answered a number of questions I had. He advised on various options and recommended what provider would be best to use at an excellent price. Everything was also followed up by email and he dealt with all the paperwork on my behalf. I was surprised how easy he made the process. An excellent service and a great experience and I have already recommended a number of people to use them. They provided me with great advice, thank you.

    27-02-2023
  • Stephanie Eltz

    Lewis has been amazing helping us to get the best insurance. He is the best person out there. We had to get coverage fast and Lewis went above and beyond on several occasions to get us sorted. It was game changing for our company. Thank you!

    27-12-2022
  • AutoTech Remapping LTD

    As a company director, Lewis set up a group life insurance scheme for me and my employees and also key man insurance for the business. An excellent service, very prompt and I was kept updated throughout. I would highly recommend this company and I will be returning in the future.

    27-10-2022
  • Claire Cowper

    I have been a client of Spectrum Financial Advice for many years. Lewis is always at the other end of the phone to answer any questions I have with my policies. He makes me aware of any changes or updates that will benefit me and I have always been extremely satisfied with how professional they are as a business. I would recommend anyone looking for advice on life insurance to speak to this company.

    27-10-2022
  • David C

    Very pleased with the service I received from Lewis at Spectrum Financial Advice. Would highly recommend.

    27-05-2022
  • Liz Simmonds

    I contacted Spectrum Financial Advice and they gave me a number of options at a very good price. Lewis is very friendly and knowledgeable and I was kept updated throughout the process. Thank you for your help and advice.

    27-05-2022
  • flower rose

    I received expert advice from Lewis. He was very helpful and knowledgeable. My cover was in place after no time.

    27-05-2022
  • Jonny Cargill

    I spoke with Lewis and I was very happy with the service and advice I received. He explained various options for life insurance, critical illness insurance and income protection. Every question I had was answered. Lewis was very professional and he assisted with all the paperwork and I was covered very quickly. I would highly recommend.

    27-05-2022
  • Sharon Cowper

    We spoke to Lewis, very friendly professional and knowledgeable, would recommend his services highly. Nothing was to much trouble, very helpful. Everything was explained to us thoroughly, which was so helpful as its very difficult to know what cover is best as there is so much information out there, Lewis guided us through the whole process an gave us reassurance and confidence that our family is now covered with the right life insurance for us. Excellent service

    27-05-2022