South West Mortgages
South West Mortgages is a financial services company based in Swindon, England. They specialize in providing mortgage services to their clients. With a team of experienced professionals, South West Mortgages is dedicated to helping their clients find the best mortgage solutions for their needs.
Introduction to South West Mortgages
South West Mortgages is a financial services company based in Swindon, England. The company was founded with the goal of providing affordable and accessible mortgage solutions to individuals and families in the South West region. With over 20 years of industry experience, South West Mortgages has become a trusted name in the mortgage industry. What sets this company apart from others is their commitment to personalized service and finding the right mortgage solution for each individual customer.Services & Products
South West Mortgages offers a variety of mortgage services, including first-time buyer mortgages, remortgages, buy-to-let mortgages, and more. They also provide advice and guidance throughout the mortgage process to ensure that customers are fully informed and confident in their decision. In addition, they offer protection services such as life insurance, critical illness cover, and income protection.Location
South West Mortgages is located on Victoria Road in Swindon, a bustling town in the South West of England. The area is home to a variety of businesses, including shops, restaurants, and cafes. Customers can expect a friendly and welcoming atmosphere in the town center, with plenty of amenities and attractions to enjoy. The nearest public transportation options are Swindon Railway Station (0.8 miles), Swindon Bus Station (0.6 miles), and Swindon Designer Outlet Bus Stop (0.2 miles).Benefits
Customers should choose South West Mortgages because of their commitment to personalized service and finding the right mortgage solution for each individual customer. They have a team of experienced mortgage advisors who work closely with customers to ensure that they have the information and guidance they need to make informed decisions. In addition, they offer a range of protection services to help customers protect their investment and ensure their financial security.Good to know
Customers should be aware that South West Mortgages is a member of the Financial Conduct Authority (FCA) and is regulated by them. This ensures that they operate to the highest standards and provide safe and secure financial services to their customers.Reviews
Customers have praised South West Mortgages for their friendly and professional service, as well as their ability to find the right mortgage solution for their individual needs. Many have commented on the ease and simplicity of the mortgage process, as well as the helpfulness of the advisors. Overall, customers have expressed high levels of satisfaction with the service provided by South West Mortgages.Amenities
-
loan -
refinancing
-
mortgage broker
-
credit score
-
interest rate
-
pre-approval
-
online application
-
financial advice
-
home equity
-
closing costs
FAQ
What types of mortgages do you offer, and which one is best suited for my financial situation?
We offer a variety of mortgages, including fixed-rate, adjustable-rate, and government-backed loans. The best type of mortgage for your financial situation depends on factors such as your credit score, income, and down payment amount. Our mortgage experts can help you determine which option is best for you.What are the interest rates and monthly payments associated with each mortgage option?
Interest rates and monthly payments vary depending on the type of mortgage you choose, as well as your individual financial situation. Our mortgage experts can provide you with a personalized quote based on your specific needs and qualifications.Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?
Yes, we can provide you with a detailed breakdown of all fees associated with your mortgage, including origination fees, appraisal fees, and closing costs. Our mortgage experts will ensure that you understand each fee and why it is necessary.What is the minimum credit score required to qualify for a mortgage with your company?
The minimum credit score required to qualify for a mortgage with our company varies depending on the type of loan you are applying for. However, generally, a credit score of at least 620 is required for conventional loans. Our mortgage experts can provide you with more information on credit score requirements for specific loan types.How long does the mortgage application and approval process typically take?
The mortgage application and approval process can vary depending on factors such as the type of loan you are applying for and your individual financial situation. However, the process typically takes between 30 and 45 days. Our mortgage experts will work with you to ensure that the process is as smooth and efficient as possible.Reviews
-
Emily Last
Ryan has been amazing, he is so thorough and has helped us get the best mortgage deal. We then used Ryan for insurance to coincide with the mortgage. I have been trying to sort this for over a year with a different insurance broker, and with Ryan I had a policy in 2 days, superb! Thank you 😊
26-05-2023
-
Charlotte King
I can not recommend Sw mortgages enough from Mike dealing with our mortgage to Samantha and Leanne with our insurance they were beyond helpful Thank You all at SW mortgages
13-05-2023
-
Sam Riley
I recently purchased my first property which was very daunting at first as I was pretty clueless to the whole process. However, Matt @ SW Mortgages was absolutely brilliant every step of the way. He simplified everything and made things very clear and did all the ground work. Matt was completely on it at every stage and really showed that he wanted to provide a perfect service. His knowledge is exceptional and he always offered me options that were suited to my needs. I can’t recommend him enough. Thank you so much Matt!!
13-05-2023
-
Neil Williamson
Recently completed on a 3 person mortgage using South West Mortgages and had a first class service. Richard was our advisor and did a great job with helping us choice the right deals and offers for our specific requirements.. We always felt in really good hands and nothing was too much trouble for him and the team. Richard’s administrator Jo was especially helpful and always at hand for queries. I also liked the way we were able to have a ‘What’s App’ group chat setup with Richard, which meant we were able to ask any questions at any time and know we would get a prompt response. I would highly recommend them :)
27-04-2023
-
Derrick Osei
We've used Gemma at SW Mortgages recently for mortgage and Gemma was exceptionally knowledgeable, understanding and professional. SW Mortgages have access to very competitive mortgage rates and Gemma carefully listened to our situation and secured us a very good mortgage rate available. She even worked on weekend/Saturday to get our application submitted in time to avoid rates hike/product withdrawal in October 2022. We are absolutely delighted that we found Gemma and will use her services again and again. Thank you for all the hard work Gemma and we are very pleased with your services and not forgotten your wonderful surprised card you sent us in our new home! Thank you also to Sarah and rest of the team who stepped in whiles you were away to ensure continuity. We will highly recommend your services to families, friends and anyone who wants honest and efficient mortgage or life insurance covers. Thank you once again Gemma and rest of the SW Mortgage team.
27-04-2023
-
Alex Odell
My partner and I used Richard and Jo at south west mortgages to buy our first home after being recommended by so many other people. They helped us all the way through, securing our mortgage and helping us to completion alongside our many questions. We cannot recommend them enough and we will definitely be back when our fixed rate expires. Thank you so much to you both! Emily & Alex
27-04-2023
-
Jason Monteiro
Richard was insightful and helpful with the remortgage. However, the soliciting partners used by South West Mortgages ( Sort Legal ) were painful and laborious. Considering the remortgage process was initiated around mid January, it wasn't completed until mid April. To add Sort Legal weren't very clear on the documentation needed which ended in costing us further additional cash that was not accounted for at the start of the procedure. In closing, I would definitely recommend Richard however I am on the fence with the soliciting company they partner with.
27-04-2023
-
Mirjana De Souza
Good service! Richard is very professional and explained every step of the mortgage process in detail. He got involved entirely to make sure our remortgage was catered to our needs. The only disappointment was Sort Legal ( Solicitors ) who helped with the remortgage process. Poor communication and no promptness but Richard helped with that and we got there.
27-04-2023
-
Thorsten-Tobias Heinze
We used South West Mortgages for our new house,and the team has been very professional, open, and transparent throughout the process. The friendly and professional help from Ryan Keys and Leannne Ridgers throughout the whole process made it easy to prepare and have all boxes ticked before the application had been submitted. All required insurances and services to check had been explained in detail, and they were always happy to explain more where we needed the information.
27-04-2023
-
Becky Miles
Myself and my partner have recently used South West Mortgages to help us in finding the right mortgage for us and they have been fantastic! As first time buyers our knowledge regarding mortgages wasn’t great but our service from Mike O Connor was outstanding and the whole process was so easy. Even after getting a mortgage offer accepted, SW Mortgages continue to provide assistance with advice on home insurance and mortgage protection which has been really useful! Highly recommend!
27-04-2023
