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Federal Credit Unions

South Oxfordshire Credit Union

South Oxfordshire Credit Union is a financial services company based in Southern United Kingdom. As a Federal Credit Union, they offer a range of financial products and services to their members. Their mission is to provide affordable financial services to their community while promoting financial literacy and responsibility.

Introduction to South Oxfordshire Credit Union

South Oxfordshire Credit Union is a financial services company that has been serving the community since 1990. It was founded with the purpose of providing affordable financial services to its members, who are also its owners. What makes this company unique is that it is a federal credit union, which means it operates as a not-for-profit organization, and all profits are returned to its members in the form of better rates and services.

Services & Products

South Oxfordshire Credit Union offers a range of financial services to its members, including savings accounts, loans, and other financial products. Members can access these services online, over the phone, or in-person at one of their branches.

Location

The company is located in Town Centre House, 7 8 Mercers Row, Southern OX6 2QL, United Kingdom. The area is bustling with activity, and customers can expect to find a mix of businesses, including restaurants, shops, and entertainment venues. Public transportation options in the area include the Didcot Parkway Station, located 5 miles away, the Oxford Bus Station, located 10 miles away, and the Reading Railway Station, located 18 miles away.

Benefits

Customers should choose South Oxfordshire Credit Union because they offer competitive rates, personalized service, and a commitment to helping their members achieve financial stability. As a federal credit union, the company is also insured by the National Credit Union Administration, which means that deposits are insured up to $250,000 per account.

Good to know

Customers should be aware that in order to become a member of South Oxfordshire Credit Union, they must live or work in the area, or be related to someone who does. Membership is also subject to a one-time membership fee.

Reviews

Customers have praised South Oxfordshire Credit Union for their friendly and helpful staff, as well as their commitment to providing affordable financial services to the community. Some customers have also noted that the online banking system could be improved.

Amenities

  • amenity
    online banking
  • amenity
    mobile banking
  • amenity
    loan services
  • amenity
    savings account
  • amenity
    checking account
  • amenity
    online bill pay
  • amenity
    online statements
  • amenity
    financial education
  • amenity
    secure login

FAQ

What types of loans and credit services are offered by your federal credit union?

We offer a variety of loans and credit services, including personal loans, car loans, home improvement loans, credit cards, and mortgage loans.

What are the eligibility requirements for becoming a member of your federal credit union?

To become a member of our credit union, you must live, work, or study in South Oxfordshire or have a family member who is already a member. You will also need to provide identification and a minimum deposit to open an account.

What fees or charges apply to using your credit union's services?

We strive to keep our fees and charges as low as possible for our members. Some services may have nominal fees, but we aim to be transparent about all costs associated with our services.

What are the interest rates for savings accounts and loans at your federal credit union?

Our interest rates for savings accounts and loans vary depending on the type of account or loan you have. We encourage members to check our website or speak with a representative for current rates.

What online and mobile banking services are available for members of your federal credit union?

Our online and mobile banking services allow members to check account balances, transfer funds, pay bills, and deposit checks remotely. We also offer mobile app and text banking options for added convenience.