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Federal Credit Unions

South Manchester Credit Union

South Manchester Credit Union is a financial services company located in Manchester, England. As a federal credit union, they offer a range of financial products and services to their members. Their mission is to provide affordable financial services to their community while promoting financial literacy and responsibility.

Introduction to South Manchester Credit Union

South Manchester Credit Union is a financial services company founded in 1999. It is a member-owned, not-for-profit credit union that aims to provide financial services to its members. What sets this company apart is that it is part of the Federal Credit Unions network, which means it is regulated by the National Credit Union Administration (NCUA). This ensures that the company operates under strict guidelines and is dedicated to serving the members rather than generating profits.

Services & products

South Manchester Credit Union offers a range of financial services, including savings accounts, loans, and mortgages. Members can also access online banking, mobile banking, and other financial tools to help them manage their finances. The company's savings accounts offer competitive interest rates, and members can borrow at affordable rates.

Location

South Manchester Credit Union is located at 187 Fog Ln, Burnage, Manchester M20 6FJ, United Kingdom. The area is predominantly residential, with a few local shops and businesses nearby. The company is easily accessible by public transportation, with the Burnage train station just a 10-minute walk away. The closest bus stops are Fog Lane and Mauldeth Road, both within a 5-minute walk from the office.

Benefits

South Manchester Credit Union is a great choice for anyone looking for a financial institution that puts its members first. As a member-owned credit union, the company is dedicated to providing affordable financial services to its members. Members can enjoy competitive interest rates on savings accounts and loans, as well as access to online banking and other financial tools.

Good to know

Customers should be aware that South Manchester Credit Union is a member-owned, not-for-profit credit union. This means that the company operates differently from traditional banks and financial institutions. Members have a say in how the company is run, and profits are returned to the members in the form of lower loan rates and higher interest rates on savings accounts.

Reviews

Customers have praised South Manchester Credit Union for its friendly and helpful staff, competitive interest rates, and easy-to-use online banking platform. Members appreciate the company's commitment to serving its members and providing affordable financial services. Overall, South Manchester Credit Union is a great choice for anyone looking for a reliable and trustworthy financial institution.

Amenities

  • amenity
    atm
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    online banking
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    mobile banking
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    loan services
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    savings account
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    checking account
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    money transfer services
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    online bill pay
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    online statements
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    financial education
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    secure login
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    24-hour member support

FAQ

What types of loans and credit services are offered by your federal credit union?

We offer a variety of loans and credit services, including personal loans, car loans, mortgages, and credit cards. Our loans have competitive interest rates and flexible repayment terms to meet our members' needs.

What are the eligibility requirements for becoming a member of your federal credit union?

To become a member, you must live, work, study, or worship within our field of membership, which includes specific areas in Manchester. You will need to provide identification and a minimum deposit to open an account.

What fees or charges apply to using your credit union's services?

We strive to keep our fees and charges low for our members. Some of our services, such as online banking and bill pay, are free of charge. Other services may have a small fee, such as a fee for a stop payment on a check or a fee for a wire transfer.

What are the interest rates for savings accounts and loans at your federal credit union?

Our interest rates for savings accounts and loans vary depending on the specific product and current market conditions. We offer competitive rates for our members and strive to provide the best value for their financial needs.

What online and mobile banking services are available for members of your federal credit union?

We offer a variety of online and mobile banking services for our members, including online account access, bill pay, mobile check deposit, and transfer services. Members can also sign up for account alerts and manage their accounts on-the-go with our mobile app.

Reviews

  • Nick Money

    Great to interact with a real person using normal words and sounding cheerful!

    22-05-2023

  • Media12o6

    I have been with SMCU for over 7 years now. They have consistently improved in service and technology. The staff (Amy) have displayed excellent customer service, speed and thoroughness in their approach. Overall, great service, great experience. Thanks

    15-05-2023

  • Isha M

    Thoroughly empressed with SMCU, so helpful, caring, and supportive throughout the whole application process. A lovely lady Andrea was dealing with my application. It was so nice to see a union treat applicants fairly, as individuals and genuinely want to help people. They have utterly restored my faith in union's, my only regret is that I didn't join sooner, especially around covid time, however I had no idea I qualified. I have found other unions to be the opposite and behaving like payday loan companies, and some not even getting back to you. SMCU deal with applicants as people. I completely understand why they have such high score reviews. If you are able to join, do it. Thankyou to the staff especially Andea, she was so encouraging when I spoke to her on the phone, incredibly sweet and helpful. Communication is A1. They use the NIVO system which is convient and efficient, the process is straightforward. Proud to be a member so far. God bless them all.

    08-05-2023

  • donna edwards

    Great experience from start to finish

    29-04-2023

  • josie rushton williams

    29-04-2023

  • Sil

    Very good service response is very quick.

    29-04-2023

  • Rob Birch

    Friendly non-judgemental quick service with welcome reassurance and support. Lovely people great organisation to be a proud member of. Thank you

    29-04-2023

  • Kerry Hill

    They are very helpful and always there to help me like to say again thank for all the help you give me and others in this bad times of hard ship x

    29-04-2023

  • Amie Joshua

    Great services always. If you build your credit, everything else will run smoothly… I mean when it comes to securing a loan. Very helpful even for small businesses

    29-04-2023

  • Amanda Morgan

    Can't say enough nice things about SMCU. The staff are very professional, polite and approachable. Dealt with my loan application promptly and efficiently. Thank you Aimee 😌

    29-04-2023