Income Protection Insurances

So Smart Money

So Smart Money is a UK-based company that specializes in income protection insurances. They are committed to providing their clients with the best insurance options to protect their income. With their expertise in the insurance industry, So Smart Money is dedicated to helping individuals and businesses find the right coverage to meet their needs.

Introduction to So Smart Money

So Smart Money is a UK-based company that specializes in providing income protection insurances to its customers. Founded in 2012, the company has a background in finance and insurance, and its purpose is to offer tailored financial protection products to individuals and businesses. What makes So Smart Money unique is its commitment to providing personalized service to each of its customers, ensuring that their specific needs are met.

Services & products

So Smart Money offers a range of income protection insurances to its customers, including short-term and long-term policies. Customers can also choose from a variety of different coverage options, including accident and illness cover, redundancy cover, and more. In addition to its income protection products, the company also offers life insurance policies to its customers.

Location

So Smart Money is located in the heart of Chester, a historic city in northwest England. The area around the company's office is home to a variety of businesses, including restaurants, cafes, and shops. Customers can expect to experience the charm of this picturesque city while visiting the company. The three closest public transportation options to the office are the Chester Bus Interchange (0.2 miles), Chester Train Station (0.7 miles), and Chester Cathedral Bus Stop (0.2 miles).

Benefits

Customers should choose So Smart Money for their income protection needs because of the company's focus on personalized service. The company takes the time to understand each customer's unique situation and provides tailored coverage options to meet their specific needs. Additionally, So Smart Money offers competitive pricing and a range of different coverage options to choose from.

Good to know

Customers should be aware that So Smart Money specializes in income protection insurances and may not offer other types of insurance products. Additionally, the company requires customers to undergo a medical examination as part of the application process.

Reviews

Customers have praised So Smart Money for their excellent customer service and personalized approach to income protection insurance. Many customers have noted that the company's agents take the time to explain the different coverage options available and work with customers to find the best policy for their needs. Overall, customers have had a positive experience with So Smart Money and would recommend the company to others.

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans offer coverage up to 70% of your pre-tax income, with a maximum coverage amount of £250,000 per year.

Are there any waiting periods before I can make a claim on my income protection insurance?

Yes, there is typically a waiting period of 4 to 52 weeks before you can make a claim on your income protection insurance, depending on the policy you choose.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance covers both total and partial disability, depending on the policy you choose. We understand that even a partial disability can have a significant impact on your ability to work and earn a living.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there may be some exclusions or limitations in our income protection insurance coverage, such as pre-existing medical conditions or certain high-risk occupations. It's important to review the policy details carefully before purchasing.

How are premium rates determined for your income protection insurance plans?

Premium rates for our income protection insurance plans are determined based on a variety of factors, including your age, occupation, health status, and the level of coverage you choose. We offer personalized quotes to help you find the most affordable policy that meets your needs.