Mortgages
Smarter Mortgages
Smarter Mortgages is a financial services company based in Ashford, England. They specialize in mortgages and offer a range of services to help their clients find the best mortgage options. With a focus on providing personalized and efficient services, Smarter Mortgages is dedicated to helping their clients achieve their financial goals.
Introduction to Smarter Mortgages
Smarter Mortgages is a financial services company based in Ashford, England. The company was founded with the goal of providing customers with a smarter way to obtain mortgages. Smarter Mortgages prides itself on taking a unique approach to the mortgage industry, striving to simplify the process for customers and provide them with personalized service.Services & products
Smarter Mortgages offers a range of mortgage services to customers, including mortgage advice, mortgage applications, and mortgage refinancing. The company also provides customers with access to a variety of mortgage products, from fixed-rate mortgages to adjustable-rate mortgages. Smarter Mortgages works with customers to find the best mortgage option for their specific needs and financial situation.Location
Smarter Mortgages is located in the Eureka Leisure Park, in Lower Pemberton, Ashford. The area is known for its vibrant business community, with a variety of businesses located nearby. Customers can expect to find restaurants, shops, and entertainment options in the area. For those using public transportation, the closest options include the Ashford International railway station (2.2 miles), the Ashford town center bus station (2.5 miles), and the Ashford International coach station (2.6 miles).Benefits
Customers should choose Smarter Mortgages for their mortgage needs because of the personalized service and simplified process the company provides. Smarter Mortgages works with customers to find the best mortgage option for their specific needs, and provides support throughout the entire mortgage process. The company's unique approach to the mortgage industry sets it apart from other companies in the same industry.Good to know
Customers should be aware that Smarter Mortgages may require additional documentation and information during the mortgage process, in order to provide the best service and mortgage option for each customer.Reviews
Customers have reviewed Smarter Mortgages positively, citing the company's personalized service and simplified process as major benefits. Customers have also noted the helpfulness of the staff during the mortgage process.Amenities
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loan -
refinancing
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mortgage broker
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credit score
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interest rate
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pre-approval
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online application
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financial advice
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home equity
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closing costs
FAQ
What types of mortgages do you offer, and which one is best suited for my financial situation?
We offer a variety of mortgage options including fixed-rate, adjustable-rate, FHA, VA, and jumbo loans. The best option for your financial situation will depend on factors such as your credit score, income, and down payment amount. Our mortgage experts can help you determine which option is the best fit for you.What are the interest rates and monthly payments associated with each mortgage option?
Interest rates and monthly payments can vary depending on the specific mortgage option you choose, as well as factors such as your credit score and down payment amount. Our mortgage experts can provide you with a personalized quote that outlines the interest rate and monthly payment associated with each option.Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?
Yes, we can provide you with a breakdown of all the fees associated with your mortgage, including closing costs, origination fees, and appraisal fees. We believe in transparency and want to ensure that our customers are fully informed about the costs associated with their mortgage.What is the minimum credit score required to qualify for a mortgage with your company?
The minimum credit score required to qualify for a mortgage with our company varies depending on the specific mortgage option you choose. Generally, a credit score of 620 or higher is required for conventional loans, while FHA loans may have lower credit score requirements. Our mortgage experts can help you determine if you meet the credit score requirements for the mortgage option you are interested in.How long does the mortgage application and approval process typically take?
The mortgage application and approval process can vary depending on a variety of factors, such as the specific mortgage option you choose and the complexity of your financial situation. However, we strive to make the process as efficient as possible and typically aim to close on a mortgage within 30-45 days of the application being submitted. Our mortgage experts can provide you with a more detailed timeline based on your individual circumstances.Reviews
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Becca Fowle
I dealt with Kayleigh, who was AMAZING at helping me re-mortgage. She was knowledgeable, on the ball and only ever too happy to help with my huge amount of questions. My situation changed a lot during this time and she was attentive every step of the way. I will only be using Smarter Mortgages going forwards, absolutely FANTASTIC brokers!
27-02-2023
