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Finance Brokers, Mortgage Brokers

SJ Mortgages

SJ Mortgages is a finance and mortgage brokerage company based in Fareham, England. They offer a range of financial services to their clients, including mortgage brokering and other financial services. As experienced finance brokers, SJ Mortgages is committed to providing their clients with the best possible financial solutions.

Introduction to SJ Mortgages

SJ Mortgages is a finance brokerage company located in Fareham, England. The company was founded with the aim of providing exceptional financial services to its clients. SJ Mortgages has a team of experienced mortgage brokers who specialize in finding the best mortgage deals for their clients. What sets this company apart is their commitment to providing personalized services to their clients.

Services & products

SJ Mortgages offers a range of financial services to its clients. These include mortgage brokering, financial planning, and insurance services. The company's mortgage brokers work closely with clients to find the best mortgage deals tailored to their specific needs. SJ Mortgages also offers financial planning services to help clients plan their financial future. Additionally, the company provides insurance services to protect their clients' assets.

Location

SJ Mortgages is located in Steel House, which is situated in the heart of Whiteley, Fareham. Whiteley is a bustling commercial area with a range of businesses, including retail stores, restaurants, and cafes. The area is easily accessible by public transportation, with the nearest bus station, Whiteley Way, located just a few minutes' walk away. The nearest train station is Fareham railway station, which is approximately 15 minutes' drive from the company's office.

Benefits

SJ Mortgages offers a range of benefits to its clients. The company's mortgage brokers are experts in their field and have access to a wide range of mortgage deals. This means that clients can be confident that they are getting the best deal possible. Additionally, SJ Mortgages provides personalized services to its clients, ensuring that their needs are met every step of the way.

Good to know

Clients should be aware that SJ Mortgages is a finance brokerage company and not a lender. The company acts as an intermediary between clients and lenders, helping clients to find the best mortgage deals.

Reviews

SJ Mortgages has received positive reviews from its clients. Customers have praised the company's mortgage brokers for their expertise and personalized services. Clients have also appreciated the company's commitment to finding the best mortgage deals for them.

FAQ

What types of mortgages do you offer?

We offer a variety of mortgage types including fixed rate, variable rate, and adjustable rate mortgages. We also offer government-backed mortgages such as FHA and VA loans.

What are your interest rates?

Our interest rates vary depending on the type of mortgage and other factors such as credit score and down payment. We strive to offer competitive rates and will work with you to find the best option for your financial situation.

How much can I borrow from your company?

The amount you can borrow will depend on several factors such as your income, credit score, and the type of mortgage you are applying for. We will review your financial situation and work with you to determine the maximum amount you can borrow.

How long does it typically take to process a mortgage application with your company?

The time it takes to process a mortgage application can vary depending on several factors such as the complexity of the application and how quickly we receive all necessary documentation. However, we strive to process applications as quickly as possible and will keep you informed throughout the process.

What fees and charges can customers expect when using your services?

There may be fees associated with obtaining a mortgage, such as appraisal fees, credit report fees, and origination fees. We will provide you with a detailed breakdown of any fees and charges before you sign any agreements. We strive to be transparent about our fees and will work with you to find the most cost-effective mortgage option.

Reviews

  • Sarah Corbett

    Could not thanks Scott enough who took care of my case. Zoe was also available anytime I needed. Got great results and was kept up to date all the way from both Scott and Zoe. Stress free process and I highly recommend these guys. Fantastic service from start to finish

    15-05-2023
  • Stuart Chivers

    I can't thank Scott and Zoe enough, They have made my house purchase a breeze!! Being self employed and a first time buyer I thought It would be very stressful but they have made the whole experience a pleasure and have both been so helpful from start to finish.

    08-05-2023
  • Neil Walker

    I used SJ Mortgages for my both my residential and buy to let mortgages, as always very happy with the service provided, they kept me updated at every step and really did go above and beyond to assist me during the journey. Will definitely be using them again and can't recommend enough

    08-05-2023
  • Bukky Bolaji-Gibson

    Scott was great at explaining all the terms of a mortgage. and help me t make my decision. i was looked after by Zoe following that and she kept me undated as my application and purchase progressed

    29-04-2023
  • C Jensen

    Absolutely brilliant, cannot fault their service. I have had trouble before with brokers so I was sceptical to say the least but Scott and the team were amazing I really can not thank them enough. I had a tight deadline with multiple moving parts in order to get my remortgage sorted and during the Bank of England base rate hikes. Scott worked absolute magic and I managed to get a good rates despite the odds and get the remortgage completed all in the nick of time. They pushed when the new provider was slow, guided everything through underwriting on my behalf, more than once, kept in contact with my solicitors, kept me informed every step of the way and when I had queries or concerns they were always on the end of the phone. I know a lot of work went into my case specifically so I honestly want to thank the team personally, you really did make all the difference and I know I would not be where I am without your help. I know I will be using your services again in the future, as i'm sure will the rest of my family members that you have already helped. Thank you!

    29-04-2023
  • Eleanor Newell

    I can never say thank you enough to this company. My first time buying a house and I was very overwhelmed and this company helped me more then I can say. The process from start to finish was flawless and I new that I could phone them at any time and be reassured. They made what I thought would be a very stressful process very easy and enjoyable. I’m now in my new home (stress free) and can’t thank you enough!! Highly recommend and will definitely be using them again.. if I ever decide to move 😊.

    29-04-2023
  • Kasia Lukomska

    We cannot be more grateful to Scott and Zoe. They have been amazing throughout the whole re-mortgaging process. When we had any concerns they have always been prompt to respond. I would definitely recommend SJ Mortgages.

    29-04-2023
  • Lyndon Harrison

    Excellent service throughout. Scott is very experienced and knowledgeable and knows mortgage products and suitability very well. Scott always seems to be updated quickly on a fast changing mortgage market which is perfect in the current environment. Zoe is excellent at taking the process through to completion keeping in close contact and checking everything is going well. As we neared exchange of contracts interest rates had dropped on certain products. Zoe and Scott together helped us trim our mortgage interest down by £100 per month. SJ Mortgages have experienced individuals with excellent expertise who work very well as a team making them the perfect choice for mortgages.

    29-03-2023
  • Danielle Holland

    Just recently became a homeowner and couldn’t recommend these guys enough. Zoe is fab, she’s very attentive and always happy to help! She’s really lovely and nothing is too much trouble, same goes for Jack also! He started the process off for us and he was great, again nothing was too much trouble. They’re always available on the phone or email if you’re worried about anything. We had a lengthy purchase almost going into 6 months and we never once lost contact with them. Excellent service and will always recommend them going forward. Thank you guys, looking forward to dealing with you again in 5 years time ❤️

    29-03-2023
  • Nate

    Scott and his team have helped me with two mortgages. On both occasions they were able to find products that other brokers weren't, the staff was friendly & communication was strong. I wouldn't hesitate recommending them and will definitely return! Thanks guys

    29-03-2023