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Mortgages

Select Mortgages

Select Mortgages is a UK-based company that offers financial services related to mortgages. With a focus on providing tailored solutions to their clients, Select Mortgages is committed to helping individuals and businesses find the right mortgage to suit their needs. Their team of experts has extensive knowledge and experience in the industry, ensuring that clients receive the best possible advice and support. Whether you are a first-time buyer or looking to remortgage, Select Mortgages can help you navigate the complex world of mortgages and find the right solution for you.

Introduction to Select Mortgages

Select Mortgages is a British company that specializes in providing mortgages and other financial services. Founded in 2004, the company has been helping people find the perfect mortgage for their needs for over 17 years. What makes Select Mortgages unique is its commitment to customer service and its ability to find the best possible deals for its customers.

Services & Products

Select Mortgages offers a range of services, including mortgage advice, mortgage brokering, and financial planning. Customers can choose from a variety of mortgage options, including fixed-rate, variable-rate, and buy-to-let mortgages. The company also offers remortgaging services, as well as advice on insurance and protection.

Location

Select Mortgages is located in Yalding, a small village in the heart of Kent, England. The village is known for its beautiful countryside and historic buildings, and is home to a number of small businesses and shops. The nearest train station is Paddock Wood, which is approximately 4 miles away. Other nearby stations include Beltring and Wateringbury.

Benefits

Customers should choose Select Mortgages because of the company's commitment to providing excellent customer service and its ability to find the best deals for its customers. The company has a team of experienced mortgage advisors who can offer expert advice and guidance throughout the mortgage application process. Select Mortgages also has access to a wide range of lenders, which means customers can be confident that they are getting the best deal possible.

Good to know

Customers should be aware that Select Mortgages is a mortgage broker, which means that the company does not lend money directly. Instead, the company works with a panel of lenders to find the best possible deal for its customers.

Reviews

Customers have praised Select Mortgages for its exceptional customer service and its ability to find the best possible deals. Many customers have commented on the company's friendly and knowledgeable staff, and have appreciated the level of support provided throughout the mortgage application process. Overall, customers have been very satisfied with their experience with Select Mortgages.

Amenities

  • amenity
    loan
  • amenity
    refinancing
  • amenity
    mortgage broker
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    online application
  • amenity
    financial advice
  • amenity
    closing costs

FAQ

What types of mortgages do you offer, and which one is best suited for my financial situation?

At Select Mortgages, we offer a variety of mortgage options including fixed-rate, variable-rate, and interest-only mortgages. The best option for your financial situation will depend on various factors such as your income, credit score, and the amount of down payment you can afford.

What are the interest rates and monthly payments associated with each mortgage option?

Interest rates and monthly payments will vary depending on the type of mortgage you choose and your individual financial situation. We can provide you with a personalized quote based on your specific needs and qualifications.

Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?

Yes, we can provide you with a breakdown of all the fees associated with your mortgage, including application fees, appraisal fees, and closing costs. It's important to note that these fees may vary depending on the type of mortgage you choose and your individual circumstances.

What is the minimum credit score required to qualify for a mortgage with your company?

At Select Mortgages, we don't have a specific minimum credit score required to qualify for a mortgage. However, a higher credit score is generally seen as more favorable and may qualify you for better interest rates and terms.

How long does the mortgage application and approval process typically take?

The mortgage application and approval process can vary depending on a variety of factors, including the type of mortgage you choose and the complexity of your financial situation. Generally, the process can take anywhere from a few weeks to a few months. We will work with you to ensure the process is as smooth and efficient as possible.