Santander Consumer UK plc
Santander Consumer UK plc is a leading financial services company based in Redhill, England. Specializing in car finance and loans, Santander Consumer UK plc provides a range of financial solutions to help customers purchase their dream vehicles. With a commitment to exceptional customer service and competitive rates, Santander Consumer UK plc is a trusted name in the industry.
Introduction to Santander Consumer UK plc
Santander Consumer UK plc is a British company that was established in 2004. They specialize in providing car finance and loans to customers throughout the United Kingdom. The company is unique in that they offer flexible financing options and work with a wide range of customers, including those with poor credit histories.Services & products
Santander Consumer UK plc offers a variety of financing options to help customers purchase a new or used car. They offer Hire Purchase agreements, Personal Contract Purchase agreements, and Lease Purchase agreements. Customers can also choose to finance their vehicle through a Santander Personal Loan. The company also provides insurance and warranty products to protect customers and their vehicles.Location
Santander Consumer UK plc is located in Redhill, England. Redhill is a bustling town in the county of Surrey, known for its shopping and leisure facilities. The area is home to a variety of businesses, including restaurants, cafes, and retail stores. There are several public transportation options available near the Santander Consumer UK plc office, including the Redhill train station, which is only a 5-minute walk away. Other nearby options include the Redhill Bus Station and Merstham Train Station.Benefits
Customers should choose Santander Consumer UK plc because of their flexible financing options and exceptional customer service. The company works with customers with all credit histories and offers competitive interest rates. They also provide a simple and straightforward application process, making it easy for customers to get the financing they need for their dream car.Good to know
Customers should be aware that Santander Consumer UK plc is a responsible lender and encourages customers to only borrow what they can afford to repay. They also offer a range of resources to help customers manage their finances and make informed decisions about their purchases.Reviews
Customers have praised Santander Consumer UK plc for their helpful and friendly customer service. They have also noted that the company provides competitive interest rates and a seamless application process. Some customers have expressed concerns about the high fees associated with some of the financing products offered by the company.Amenities
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online application -
loan calculator
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credit check
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payment plan
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financing options
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online support
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loan approval
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low interest rate
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flexible terms
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fast approval
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personalized service
FAQ
What are the interest rates offered on car loans?
At Santander Consumer UK plc, we offer competitive interest rates for car loans. The exact rate depends on various factors, such as your credit score and the amount you want to borrow. We encourage you to apply online to get a personalized quote.Can I get pre-approved for a car loan?
Yes, you can get pre-approved for a car loan with Santander Consumer UK plc. Pre-approval allows you to know how much you can afford to spend on a car before you start shopping. You can apply for pre-approval online, and it won't affect your credit score.What is the minimum credit score required to qualify for a car loan?
We don't have a specific minimum credit score requirement to qualify for a car loan. We consider various factors when evaluating your application, including your credit score, income, and other financial obligations. We encourage you to apply online, and we'll let you know if you qualify.Are there any penalties for early repayment of the loan?
No, there are no penalties for early repayment of the loan at Santander Consumer UK plc. In fact, we encourage our customers to pay off their loans as soon as possible to save on interest charges.What is the maximum amount I can borrow for a car loan?
We offer car loans ranging from £1,000 to £250,000 at Santander Consumer UK plc. The maximum amount you can borrow depends on various factors, such as your credit score, income, and other financial obligations. We encourage you to apply online to get a personalized quote.Reviews
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Dhvel P
Absolutely nightmare. You contact them to express an upcoming concern, their response is we can't do anything now, talk to us then - lack of logic. Avoid. I've had better.
29-03-2023
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Caitlin Johnston
Absolute joke of a company. Will not let me change my bank details because I’ve changed it once in the last year- customer service is abysmal. How these people have jobs is beyond me. Disgusting company.
29-03-2023
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K F
Absolutely awful company. Not only do they not respond to emails but when on the phone , they are extremely rude and distasteful. Asking for help to then be patronised is not on , anyone would think where are the decent humans in the customer service department. You are the face of the company , zero stars are needed.
28-02-2023
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Brian Bown
Terrible service from this company. When you call they just pass you from pillar to post. Very, very slow to reply to your queries. No e-mail address to write to. On the website there is a link to contact customer services that does not work. Why put something on the site if it is not available. Would never, ever use these people again for car finance. Would sooner walk away mfrom the deal.
28-02-2023
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Brandon-lee185
Cant get hold of no one after requested a settlement letter
29-01-2023
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Omo Akhakielen
29-01-2023
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Mihai Laurentiu
Never had a single issue always best interest rates, easy to get answers, reading the reviews It's shocking I thought it would have 5*
29-01-2023
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jon Fowler 998
A terrible company in all respects for customer service. Its near imposible to ring them, on hold for a very long while. Recording message every day said we are busy. No you are not you just don't employ enough people! The web site payment system in clunky and old fashion. Service very poor
29-12-2022
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Nicci Haywood
After my car was written off my insurance paid a final settlement fee yet they still put a default notice on my credit score. I'd never missed a payment in 4 years. I'd kept them informed via phone and had settled over a week prior to the default!!!
29-12-2022
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Chris Cleaver
I'd agree. I have been trying to make a final payment - the system doesn't work. My bank insist the last payment should be debit card. Just spent fifteen minutes trying to get through on the phone - no joy - just tried that chat function - still a wait. I am tempted to send them a cheque but then the postal service is also unreliable. So frustrating.
29-12-2022
