Richard Spiers Black and Golds Mortgages
Richard Spiers Black and Golds Mortgages is a leading mortgage brokerage firm based in Birmingham, England. They offer a range of financial services, including mortgage brokering, to help clients secure the best possible deals. With a team of experienced professionals, Richard Spiers Black and Golds Mortgages is committed to providing exceptional customer service and tailored solutions to meet the unique needs of each client. As trusted experts in the industry, they are dedicated to helping individuals and families achieve their financial goals.
Introduction to Richard Spiers Black and Golds Mortgages
Richard Spiers Black and Golds Mortgages is a mortgage brokering company based in Birmingham, England. Established in 2014, the company has been providing financial services to clients who are looking for mortgage options that fit their needs. What makes the company unique is their personalized approach to their clients. They prioritize understanding their clients' financial situations and goals, which enables them to provide tailored recommendations.Services & Products
Richard Spiers Black and Golds Mortgages offer a wide range of financial services. The company specializes in mortgage brokering, which means they connect clients with lenders who can provide mortgages. They also provide advice on mortgage options, insurance, and other financial products.Location
The company's office is located in The Bakery House, Alcester Rd, Wythall, Shirley, Birmingham B47 6AJ, United Kingdom. The area is a mix of residential and commercial properties. Clients can expect to find various businesses in the area ranging from small shops to large corporations. The location is accessible via public transportation. The closest public transportation options are Wythall railway station (1.3 miles), Whitlocks End railway station (1.6 miles), and Earlswood (West Midlands) railway station (2.2 miles).Benefits
What sets Richard Spiers Black and Golds Mortgages apart from other mortgage brokers is their personalized approach to clients. They work closely with clients to understand their financial situations and goals, enabling them to provide tailored recommendations. The company also has a team of experienced professionals who are knowledgeable in the field of mortgage brokering.Good to know
Clients should be aware that Richard Spiers Black and Golds Mortgages is a mortgage brokering company, and not a lender. They do not provide mortgages directly, but rather help clients find lenders that can provide mortgages.Reviews
Customers have praised Richard Spiers Black and Golds Mortgages for their excellent customer service and personalized approach to clients. Many clients have also noted that the company has helped them find mortgage options that were not available elsewhere.Amenities
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free consultation -
online application
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financial advice
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home loan pre-approval
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low interest rates
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fast approval
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flexible repayment options
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personalized service
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refinancing options
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home equity loans
FAQ
What types of mortgages do you offer?
We offer a variety of mortgages, including fixed-rate, variable-rate, and adjustable-rate mortgages. We also offer specialized mortgages, such as buy-to-let and self-employed mortgages.What are your interest rates?
Our interest rates vary depending on the type of mortgage and the current market conditions. We strive to offer competitive rates to all of our clients.How much can I borrow from your company?
The amount you can borrow from our company depends on several factors, including your credit score, income, and the value of the property you are interested in purchasing. We will work with you to determine the maximum amount you can borrow.What are the fees associated with your services?
We charge a fee for our mortgage brokerage services, which will be disclosed to you upfront. We also may charge additional fees for services such as property valuations and legal fees. We will provide you with a full breakdown of all fees associated with your mortgage.How long does it typically take to process a mortgage application with your company?
The length of time it takes to process a mortgage application can vary depending on several factors, such as the complexity of the application and the responsiveness of third-party providers such as solicitors and surveyors. However, we aim to process all applications as quickly as possible and will keep you updated throughout the process.Reviews
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Emma Culey
It was lovely working with Rich, he explained all our options clearly throughout the whole process and was hugely supportive during the bumps along the way! I would recommend Rich to anyone looking for a knowledgeable and friendly mortgage adviser.
27-01-2023
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Felicity Walker
Richard guided us through the whole process. Very knowledgable and worked to get us to the best rate in a difficult market.
27-12-2022
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farhan raja
I think we were so lucky once a property agent recommended Mr Richard to us about some months back, from start to the end through ups and downs, we found Mr Richard very professional, very experienced dealt with the whole procedure with so much patience & most importantly no Greed at all, His fees/costs are the most reasonable we could have ever come across. He worked for our mortgage with so much concern and care and in the end got us the Best Mortgage offer. One of the best professional experience we had by dealing with Mr Richard Spiers!!!! I would Highly highly recommend Richard to anyone who’s looking for a very good & reasonable Mortgage broker 👍😊
27-12-2022
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Salim Aalyah
Solid guy. Explained every little thing about mortgages to help me make an informed choice. Very polite and professional. Its been a pleasure having had my mortgage done from him.
27-12-2022
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Debbie Sanghera
Richard dealt with my new mortgage application throughly from start to finish, keeping me posted at each step along the way. Excellent communication throughout the process. Would highly recommend him. Thanks again, Richard Debbie
27-08-2022
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Nick E
We consider ourselves very fortunate to have been introduced to Richard a couple of years ago & he's helped us several times since then. Richard is so knowledgeable, trustworthy, honest, communicative, efficient & incredibly helpful. All this & such a nice guy too. If you're looking for financial advice, look no further, Richard is your man.
27-08-2022
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Heather Elder
I can’t recommend Richard enough, he is honest, realistic and extremely helpful and made my first time buying a property stress free and got everything in place.
27-06-2022
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Richard McGarry
An excellent professional experience remortgaging. As well as finding a great deal for me; Richard was helpful, knowledgeable and was always quick to help/respond. Highly recommend.
27-06-2022
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Claire Turner
Richard is an absolute pleasure to deal with. He has assisted me many times over the years, most recently for a brand new mortgage which wasn't without it's problems! He is always patient, informative, professional and always with his clients best interest at the forefront of this mind. I have regularly recommended Richard to colleagues, family and friends and will continue to do so without hesitation!
27-06-2022
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Abby Nascimento
I have used Richard for various mortgages and life insurance products - he is conscientious, efficient and will also update you regularly throughout the process. To top it off, he is also a genuinely lovely guy. Highly recommend!
27-06-2022
