Income Protection Insurances

Richard Clayton Financial Services

Richard Clayton Financial Services is a UK-based company that specializes in providing income protection insurances and other insurance products. With a focus on customer satisfaction, the company offers personalized solutions to meet the unique needs of each client. Their team of experienced professionals is dedicated to providing expert advice and guidance to help clients make informed decisions about their insurance needs. Richard Clayton Financial Services is committed to delivering high-quality services and building long-lasting relationships with their clients.

Introduction to Richard Clayton Financial Services

Richard Clayton Financial Services is a reputable company based in Birmingham, England. The company has been in operation for over 20 years, providing its clients with exceptional financial services. The company's main goal is to offer comprehensive and customized financial solutions to individuals, families, and businesses. Richard Clayton Financial Services stands out from its competitors due to its personalized approach to each client.

Services & Products

Richard Clayton Financial Services offers a wide range of services, including income protection insurances and other insurance products. The company understands that every client's needs are different, and that is why they provide customized solutions that meet each client's unique requirements. Whether it's protecting income or providing coverage for assets, Richard Clayton Financial Services has a solution for everyone.

Location

The company is located in Calthorpe Rd, Birmingham B15 1TH, United Kingdom. The area is a bustling business district with a wide range of businesses, including restaurants, cafes, and shops. Clients can expect a vibrant atmosphere in the area. The closest public transportation options are Birmingham New Street Station (1.6 miles), Five Ways Station (0.3 miles), and University Station (0.8 miles).

Benefits

Clients should choose Richard Clayton Financial Services because of their personalized approach to financial solutions. The company's experienced team takes the time to understand each client's needs and goals, and then provides customized solutions that meet those needs. Richard Clayton Financial Services also has an excellent reputation for delivering exceptional customer service.

Good to Know

Clients should be aware that Richard Clayton Financial Services only provides financial services and insurance products. The company does not offer any other type of services or products.

Reviews

Customers have praised Richard Clayton Financial Services for their exceptional customer service and personalized approach to financial solutions. Clients have noted that the company takes the time to understand their unique needs and provides customized solutions that meet those needs. The company's team is also highly knowledgeable and experienced in the financial industry. Overall, customers have had a positive experience with Richard Clayton Financial Services.

Amenities

online quote
phone consultation
financial advice
tailored plan
flexible payment options
accident cover
disability cover
illness cover
redundancy cover
death cover
repayment cover
injury cover
hospitalization cover

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans provide coverage up to 70% of your gross income, with a maximum monthly benefit of £5,000.

Are there any waiting periods before I can make a claim on my income protection insurance?

Yes, there is a waiting period of 4 weeks before you can make a claim on your income protection insurance. This waiting period ensures that the policy is designed to cover long-term disabilities.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance plans cover both partial and total disabilities, providing you with financial protection in case you are unable to work due to an illness or injury.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there are some exclusions and limitations in our income protection insurance coverage, including pre-existing medical conditions, self-inflicted injuries, and disabilities caused by drug or alcohol abuse. We recommend reviewing the policy terms and conditions for a full understanding of the exclusions and limitations.

How are premium rates determined for your income protection insurance plans?

The premium rates for our income protection insurance plans are determined based on various factors, including your age, health, occupation, and the level of coverage you choose. We offer personalized quotes to ensure that you receive a policy that fits your needs and budget.