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Federal Credit Unions

Retail Credit Union

Retail Credit Union is a financial services company based in Manchester, England. As a Federal Credit Union, they offer a range of financial products and services to their members. Their mission is to provide affordable and accessible financial services to their community.

Introduction to Retail Credit Union

Retail Credit Union is a Federal Credit Union in Manchester, England that offers financial services to its members. The company was founded with the purpose of providing affordable and accessible financial services to individuals and businesses in their local community. What sets Retail Credit Union apart from other financial institutions is their commitment to their members, and their mission to improve the financial wellbeing of their community.

Services & products

Retail Credit Union offers a variety of financial services to their members, including savings and checking accounts, loans, mortgages, and credit cards. They also offer financial planning and investment services to help their members achieve their financial goals. Members can also take advantage of online banking and mobile banking services for easy and convenient access to their accounts.

Location

Retail Credit Union is located in the Hyde Road Depot area of Ardwick in Manchester, England. The area is known for its industrial history and is home to a variety of businesses, including warehouses, factories, and small businesses. Customers can expect to experience a vibrant and diverse community in this area. The closest public transportation options include the Ardwick Rail Station (0.3 miles), the Hyde Road Bus Stop (0.1 miles), and the Pollard Street Bus Stop (0.2 miles).

Benefits

Customers should choose Retail Credit Union because of their commitment to their members and their community. Unlike traditional banks, Retail Credit Union is a not-for-profit financial cooperative, which means that their profits are returned to their members in the form of lower fees, better interest rates, and improved services. Members can also take advantage of their financial planning and investment services to help them achieve their financial goals.

Good to know

Customers should be aware that in order to become a member of Retail Credit Union, they must meet certain eligibility requirements, such as living or working in the local area. However, Retail Credit Union is committed to ensuring that their services are accessible to as many people as possible, and they are always looking for ways to expand their membership.

Reviews

Customers have praised Retail Credit Union for their friendly and helpful staff, as well as their commitment to their members and their community. Many customers appreciate the personal touch that Retail Credit Union offers, and feel that they are more than just a number to the company. Overall, customers feel that Retail Credit Union is a trustworthy and reliable financial institution that truly cares about its members.

Amenities

  • amenity
    atm
  • amenity
    online banking
  • amenity
    mobile banking
  • amenity
    loan services
  • amenity
    savings account
  • amenity
    checking account
  • amenity
    credit card services
  • amenity
    insurance services
  • amenity
    financial planning
  • amenity
    money transfer services
  • amenity
    online bill pay
  • amenity
    online statements
  • amenity
    financial education
  • amenity
    secure login
  • amenity
    24-hour member support

FAQ

What types of loans and credit services are offered by your federal credit union?

At Retail Credit Union, we offer a variety of loans and credit services, including personal loans, auto loans, credit cards, and mortgages.

What are the eligibility requirements for becoming a member of your federal credit union?

To become a member of Retail Credit Union, you must live or work within our field of membership, which includes the Greater Manchester area. You can also become a member if you are an employee or retiree of one of our select employer groups.

What fees or charges apply to using your credit union's services?

We strive to keep our fees and charges as low as possible for our members. Some fees may apply for certain services, such as ATM withdrawals, but we provide full disclosure of all fees and charges in our fee schedule.

What are the interest rates for savings accounts and loans at your federal credit union?

Our interest rates vary depending on the type of account or loan you have. We offer competitive rates for savings accounts and loans, and we encourage you to check our current rates on our website or by speaking with one of our representatives.

What online and mobile banking services are available for members of your federal credit union?

We offer a variety of online and mobile banking services for our members, including online account access, mobile check deposit, bill pay, and account transfers. We also have a mobile app that allows you to manage your accounts on-the-go.

Reviews

  • Rita Bailes

    Have had large sum in an account for over a year and been told the interest rate is zero. Have now closed my account after it was made dormant again and could not access my own money! Disgusting company.

    27-05-2021

  • Jim Hen

    They do not respond to emails, they do not pick up the phone. Theres no way of contacting them. You give them all you're personal information and do not hear anything back what so ever. This is a big fraud scam to get your personal details in my eyes. They dont even use HTTPS on the website, so none of your information is encrypted and every one can see it. STAY AWAY! BE WARNED! Try using their complaints info on there website and check out complaint procedure through their parent company. They have a link on their website at the bottom of the website says 'complaints'. If not complaint to Financial Ombudsman/ FCA/ FCSC.

    27-05-2021

  • Andrea Mochan

    I have emailed on 3 separate occasions to join and have had no response at all... I wouldn't join now as they do not fulfil any sort of basic professionalism

    27-05-2021

  • Kelly Gray

    Duscusting company, locked out of account, can not get through on phone or email, money goes missing, absolutely piss poor service, avoid!

    27-05-2020

  • Carol Marshall

    Really disappointed disgusting service Since changing there system I've been locked out of my account numerous times and I'm locked out now 😩. I'm try phoning no one picks the phone up it just rings out. No one responses to emails it been 3 weeks now! I just want to take my money out and close the account. Awful service. The company I work for Trpg. recommend this for us to use but I'm sure they won't be recommending when I tell them about the service I had Going to report this..

    27-05-2020

  • matthew kench

    Since they changed how to log in to my online account I have been unabłe to access. Have tried calling the one number provided, but that just rings out. And emails go unanswered. Not sure how to get my money now. Even thinking about calling the police for theft.

    27-05-2020

  • Team F.C.

    The only telephone number on the website either just rings and rings or the number isnt recognised! No response to emails, barred from my online account for too many attempts logging in, yet I have NOT forgot my passwords or memorable info, I have it written down. I cannot access MY money and the company is inaccessible!

    27-05-2020

  • Darren Spiers

    Waste of time get a payday loan quicker and easier

    27-05-2019

  • Adz K

    27-05-2018

  • jonathan glennon

    Great benefit for the millions of people working in retail!

    27-05-2018