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Income Protection Insurances

Realm Protection Ltd

Realm Protection Ltd is a London-based company that specializes in Income Protection Insurances. With a team of experienced professionals, they provide top-notch insurance services to their clients. The company is committed to ensuring that their clients are well-protected and have peace of mind. Whether it's protecting their income or safeguarding their assets, Realm Protection Ltd has got them covered.

Introduction to Realm Protection Ltd

Realm Protection Ltd is an insurance company that was established in 2010 in London, England. The company's primary goal is to provide income protection insurances to individuals and businesses to ensure they have financial security in the event of an unforeseen circumstance. Realm Protection Ltd is unique because they prioritize customer satisfaction and go the extra mile to ensure their clients are protected.

Services & Products

Realm Protection Ltd offers a range of income protection insurances for individuals and businesses. Their services include long-term illness cover, accident and sickness cover, and redundancy cover. Additionally, they offer group income protection policies for employers looking to protect their employees.

Location

Realm Protection Ltd is located in the heart of London on Lombard Street. The area is known for its financial institutions and is home to many banks and insurance companies. Customers can expect to experience a bustling business district with plenty of cafes and restaurants nearby. The closest public transportation options are Bank Station, Monument Station, and Cannon Street Station, all within a 5-minute walk.

Benefits

Customers should choose Realm Protection Ltd because they are dedicated to providing their clients with the best possible coverage and service. The company offers competitive rates and their team is always available to answer any questions or concerns. Additionally, they offer customizable policies to meet the unique needs of each individual or business.

Good to Know

Customers should be aware that Realm Protection Ltd only specializes in income protection insurances and does not offer any other types of insurance coverage.

Reviews

Customers have praised Realm Protection Ltd for their prompt and efficient service. They appreciate the company's efforts to ensure their clients fully understand their policy and the coverage it provides. Additionally, customers have reported feeling more secure knowing their income is protected in the event of an unforeseen circumstance.

Amenities

  • amenity
    online quote
  • amenity
    phone consultation
  • amenity
    financial advice
  • amenity
    tailored plan
  • amenity
    flexible payment options
  • amenity
    accident cover
  • amenity
    disability cover
  • amenity
    illness cover
  • amenity
    death cover
  • amenity
    injury cover
  • amenity
    hospitalization cover

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans offer coverage up to 70% of your pre-tax income, subject to a maximum amount of £200,000 per year.

Are there any waiting periods before I can make a claim on my income protection insurance?

Yes, there is a waiting period of 4 to 52 weeks depending on the policy you choose. This means you will need to wait for a specified period of time before you can make a claim on your income protection insurance.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance covers both total and partial disability, depending on the policy you choose. We offer plans that cover you if you're unable to work in your own occupation or any occupation.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there are certain exclusions and limitations in our income protection insurance coverage. For instance, we don't cover pre-existing medical conditions, self-inflicted injuries, and injuries caused by illegal activities. Please refer to the policy document for a full list of exclusions and limitations.

How are premium rates determined for your income protection insurance plans?

Our premium rates are determined based on several factors, such as your age, occupation, health status, and the level of coverage you choose. We offer flexible payment options, including monthly, quarterly, and annual payments. Please contact us for a personalized quote.

Reviews

  • Rodger Mellor

    29-05-2020
  • robin smith

    Very responsive customer service but please be sure to read the small print as it is no good for short term unemployment insurance as even if you pay for a short excess period you will be waiting a while to get paid. I had a 60 day excess but would still have had to wait 5 months after leaving work to get a payment. For longer term periods it may be better but check the tasks you are expected to perform while being off. There are quite a few gotchas that could prevent payout, don't go paying in for years to discover these.

    29-05-2018