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Mortgage Lenders

Quantum Mortgages

Quantum Mortgages is a financial services company based in Milton Keynes, England. They specialize in providing mortgage lending services to their clients, helping them to secure the financing they need to purchase their dream homes. With a commitment to excellence and a focus on customer satisfaction, Quantum Mortgages is a trusted name in the industry. Whether you are a first-time homebuyer or a seasoned real estate investor, their team of experts can help you navigate the complex world of mortgage lending and find the right solution for your needs.

Introduction to Quantum Mortgages

Quantum Mortgages is a UK-based company that specializes in providing mortgage lending services. The company was founded in the early 2000s by a group of financial experts who wanted to simplify the mortgage lending process for customers. Quantum Mortgages prides itself on offering personalized service with a focus on finding the best mortgage options for each individual customer.

Services & Products

Quantum Mortgages provides a range of services to help customers secure the mortgage that's right for them. The company offers mortgage lending options for both residential and commercial properties, as well as buy-to-let mortgages. Customers can also benefit from the company's remortgaging services, which can help them save money on their current mortgage.

Location

Quantum Mortgages is located on Sherwood Drive in Bletchley, Milton Keynes. The area is known for its thriving business community, with a range of businesses operating in the area. Customers can expect to find a mix of small and large businesses, as well as a variety of retail shops and restaurants. The closest public transportation options are the Bletchley train station (0.7 miles away), the Bletchley bus station (0.6 miles away), and the Fenny Stratford train station (1.3 miles away).

Benefits

Quantum Mortgages stands out from other mortgage lenders because of its commitment to personalized service. The company takes the time to get to know each customer and their unique financial situation, which allows them to find the best mortgage options for each individual. Quantum Mortgages also offers competitive rates and flexible repayment options to make the mortgage lending process as easy as possible for customers.

Good to Know

Customers should be aware that Quantum Mortgages is a regulated financial services company, which means that it adheres to strict regulations and guidelines set by the Financial Conduct Authority. Customers can feel confident that they are working with a reputable company that puts their best interests first.

Reviews

Customers have praised Quantum Mortgages for its personalized service and attention to detail. Many customers have noted that the company was able to find them the best mortgage options for their specific needs, and that the process was smooth and hassle-free. Overall, customers have had positive experiences working with Quantum Mortgages.

Amenities

  • amenity
    loan
  • amenity
    mortgage
  • amenity
    refinancing
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    down payment
  • amenity
    closing costs
  • amenity
    escrow
  • amenity
    title insurance
  • amenity
    appraisal
  • amenity
    lock-in period
  • amenity
    prepayment penalty
  • amenity
    private mortgage insurance

FAQ

What types of mortgages do you offer and what are their rates?

We offer a variety of mortgage options including fixed-rate, adjustable-rate, and interest-only mortgages. Our rates depend on the type of mortgage and the current market conditions. We can provide personalized rate quotes based on your specific financial situation.

What are the terms and conditions of the mortgage?

Our mortgage terms vary depending on the type of mortgage and your financial situation. We offer both short-term and long-term mortgages, with repayment terms ranging from 10 to 30 years. Our mortgages come with specific terms and conditions that will be discussed during the application process.

What are the eligibility criteria and application process for the mortgage?

To be eligible for a mortgage with Quantum Mortgages, you must have a good credit score and a steady source of income. You will need to provide documentation such as bank statements, tax returns, and pay stubs to verify your income and financial situation. The application process involves filling out an application form, submitting documentation, and undergoing a credit check.

What is the timeline for processing the mortgage application?

Our mortgage application process typically takes 30 to 45 days to complete. However, the timeline can vary depending on the complexity of your financial situation and the type of mortgage you are applying for. We work to process applications as quickly as possible while ensuring that all necessary information is properly evaluated.

What are the fees associated with the mortgage and how are they calculated?

Our mortgage fees vary depending on the type of mortgage and your specific financial situation. Some common fees include origination fees, appraisal fees, and closing costs. These fees are typically calculated as a percentage of the loan amount. We will provide you with a detailed breakdown of all fees associated with your mortgage during the application process.