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Loan Agencies

Provident Personal Credit Ltd

Provident Personal Credit Ltd is a loan agency and financial services provider based in the United Kingdom. They offer a range of personal loans to customers in need of financial assistance. With a commitment to responsible lending, Provident Personal Credit Ltd aims to provide customers with a fair and transparent service.

Introduction to Provident Personal Credit Ltd

Provident Personal Credit Ltd is a loan agency based in Oldbury, United Kingdom. The company has been in operation for many years and has a great reputation for providing financial services to its customers. Provident Personal Credit Ltd aims to provide their customers with the best loan services and financial assistance to help them manage their finances.

Services & products

Provident Personal Credit Ltd offers a range of loan services to its customers. The company provides personal loans, home credit loans, and cash loans. Customers can visit the company's website to apply for a loan or visit one of their branches for assistance.

Location

Provident Personal Credit Ltd is located in Oldbury, a town in Newark and Sherwood, England. The area is known for its diverse business community, and customers can expect to find a range of businesses in the area. There are also many public transportation options available, including the Oldbury Bus Station, Oldbury Train Station, and the Hagley Road West Bus Stop, all located within a short distance from the company.

Benefits

Provident Personal Credit Ltd offers its customers a range of benefits, including quick and easy loan application processes, flexible repayment options, and competitive interest rates. The company also provides excellent customer service, and their staff are always available to answer any questions or concerns that customers may have.

Good to know

Customers should be aware that Provident Personal Credit Ltd is a loan agency, and as such, customers should carefully consider the terms and conditions of any loan agreement before signing. The company provides customers with all the necessary information about their loans, including interest rates, fees, and repayment schedules.

Reviews

Provident Personal Credit Ltd has received positive reviews from many satisfied customers. Customers have praised the company for its excellent customer service, quick loan approvals, and competitive interest rates. Many customers have also appreciated the flexible repayment options offered by the company.

Amenities

  • amenity
    loan
  • amenity
    mortgage

FAQ

What types of loans do you offer?

We offer personal loans ranging from £100 to £10,000 with repayment terms from 13 to 104 weeks. We also offer home credit loans from £100 to £2,500 with repayment terms from 14 to 52 weeks.

What are the interest rates for your loans?

Our interest rates vary depending on the loan amount, repayment term, and individual circumstances. We offer a representative APR of 399.7%.

What is the application process for a loan?

The application process is simple and straightforward. You can apply online or by phone, and we'll ask you a few questions about your personal and financial circumstances. If approved, we'll arrange for a local Customer Experience Manager to come to your home to complete the application process.

What are the requirements for loan approval?

We have certain requirements for loan approval, including a minimum age of 18, UK residency, and a regular income. We'll also consider your credit history and affordability when making a decision.

What happens if I miss a loan payment?

If you miss a loan payment, it's important to contact us as soon as possible. We'll work with you to find a solution and may be able to offer a payment plan. If you continue to miss payments, it could affect your credit rating and we may take legal action to recover the debt.

Reviews

  • Christopher Hulse

    Used Provident donkeys years ago but they upped their lending rates so a £1000 loan ended up costing £1600, so stopped using them, not surprised they went bust.

    18-06-2022
  • Tommie Aldridge

    18-06-2019
  • Craig Sweeney

    18-06-2019
  • Jane Btyan

    The worst loan company I've ever had they keep u on phone a hour and half and. When u do happen to get thru she puts phone down on u I'm being genreras e with one star because u don't deserve that one but u haven't got one where there's no stars I've had loan company's before and hours is the worst I've ever had u lucky I don't go to trading standards bout you keeping u hanging on a hour and half I've got a good mind to there's not even a number to complane wat a disgusting service u run

    18-06-2018