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Mortuaries, Mortgages

Precise Mortgages

Precise Mortgages is a UK-based company that specializes in providing mortgage and financial services. With a focus on precision and attention to detail, the company is committed to helping its clients navigate the complex world of mortgages and financial planning. While the company's name may suggest a connection to the healthcare and medicine industry, it is important to note that Precise Mortgages does not provide services related to mortuaries or healthcare. Instead, the company is solely focused on providing high-quality financial services to its clients.

Introduction to Precise Mortgages

Precise Mortgages is a financial services company based in Wolverhampton, England. The company was founded with the purpose of providing innovative and flexible mortgage solutions to customers who may have been overlooked by traditional lenders. Precise Mortgages is unique in that it specializes in providing mortgages to customers who have complex financial situations, such as self-employed individuals or those with poor credit histories.

Services & products

Precise Mortgages offers a range of mortgage products to suit the needs of its diverse customer base. These include buy-to-let mortgages, residential mortgages, and bridging loans. The company also provides mortgages for customers who are looking to purchase properties that may be considered non-standard, such as properties with multiple units or those that are undergoing renovations.

Location

Precise Mortgages is located in the Broadlands area of Wolverhampton. This area is home to a number of businesses, including retail stores, restaurants, and healthcare facilities. Customers can expect to experience a vibrant and diverse community when visiting Precise Mortgages. There are several public transportation options available in the area, including the Wolverhampton bus station, which is located approximately 2 miles away from the company's offices.

Benefits

Customers should choose Precise Mortgages because of the company's commitment to providing flexible and innovative mortgage solutions. The company understands that every customer is unique and works hard to create mortgage products that meet their specific needs. Precise Mortgages also offers competitive rates and excellent customer service.

Good to know

Customers should be aware that Precise Mortgages specializes in providing mortgages to customers who have complex financial situations. This means that the company's mortgage products may not be suitable for everyone.

Reviews

Customers have praised Precise Mortgages for its excellent customer service and flexible mortgage solutions. Many customers have stated that the company was able to provide them with a mortgage when other lenders had turned them down. However, some customers have expressed frustration with the application process, stating that it can be lengthy and complicated. Overall, customers have given Precise Mortgages positive reviews for its commitment to providing innovative and flexible mortgage solutions.

Amenities

  • amenity
    loan
  • amenity
    refinancing
  • amenity
    mortgage broker
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    online application
  • amenity
    financial advice
  • amenity
    home equity
  • amenity
    closing costs

FAQ

What types of mortgages do you offer, and which one is best suited for my financial situation?

We offer a variety of mortgages including fixed-rate, tracker, and buy-to-let mortgages. The best type of mortgage for you depends on your financial situation and goals. We recommend speaking with one of our mortgage advisors to determine which option is best for you.

What are the interest rates and monthly payments associated with each mortgage option?

Interest rates and monthly payments vary depending on the type of mortgage you choose and your individual financial circumstances. Our mortgage advisors can provide you with personalized quotes and help you understand the costs associated with each option.

What is the minimum credit score required to qualify for a mortgage with your company?

We do not have a set minimum credit score requirement. We consider a range of factors when assessing mortgage applications, including credit history, income, and expenses. We recommend speaking with one of our mortgage advisors to discuss your individual situation.

How long does the mortgage application and approval process typically take?

The length of the mortgage application and approval process can vary depending on your individual circumstances and the type of mortgage you are applying for. However, our aim is to make the process as efficient as possible, and we will keep you informed at every stage of the process.

Can I make arrangements for my own funeral in advance with your mortuary?

We are a mortgage provider and do not offer mortuary services. Our focus is on helping you secure the right mortgage for your needs. If you are looking for mortuary services, we recommend contacting a local funeral home or mortuary.

Reviews

  • nathan curcher

    Wish I could leave no stars joke of a company keep saying they have sent a fax so I can re mortgage have asked 4 times they just don't bother it's 2023 and they do t use email come on avoid at all costs

    27-04-2023
  • Robin Wallace

    Thankfully we're not directly a Precise customer per se, however the buyer of our house was. I can honestly say they put us through a really stressful time, they carried out their own valuation, structural survey and ultimately also wanted a drain survey because of a crack in the wall, even though we carried out our own home report valuation and structural inspection. I appreciate they've got their own procedures however Precise don't appreciate the delays and stress they cause their clients and sellers, breaking down the chain in the process with their unacceptable turnaround times, would never expedite anything! Ultimately because of their delays and last minute requests, the sale of our house fell through. I'd avoid Precise at all costs, they're a nightmare to deal with. How they get any mortgages over the line I do not know!

    27-03-2023
  • Chris Hoole

    After using a number of mortgage companies over the years, i can honestly day I had a truly woeful and awful experience. They are very difficult to get in contact with. They don't listen to customer complaints and are totally inept at accepting even the smallest level of responsibility for their mistakes. They make it very difficult to leave them and take as long as possible to process anything to ensure you keep making very high interest payments to them. I wouldn't recommend Precise to anyone and I would be actively vocal to ensure I warn anyone who i heard was about to use them. Read all the other comments below this and I can assure you that all the negative press is justified.

    27-12-2022
  • Duncan Hines

    Total joke. They don't have any staff to answer calls and no online self service. Waited 1H and gave up as there was no answer just to request broker authority. They don't even have a cue length or estimated time to answer feature, just waste your time.

    27-10-2022
  • Ali T

    Avoid at all costs, ripping off the customer with their super high rates. not helping or supporting their customers in any way! Customer service is the worst part, have been calling for two days and more than 2 HOURS of waiting time! when I mentioned that the waiting time is more than 90 minutes, the customer service replied we are aware of this!!!! you are aware of this and doing nothing!!!!

    27-10-2022
  • Ben Chambers

    I've tried calling on 4 occasions now to change a DD. Simple task right?! Well, i've waited for over half an hour each time and not got through, i went on online chat and they can't do it but promised a call back next day but it wasn't forthcoming. I then call and press option 1 for a new mortgage and my call is answered in seconds!! but they can't even help, and just promised another call back from this so called 'service department' citing high call volumes as the reason - just be honest and say we have no staff!! Clearly Precise only care about bringing in new customers and have ZERO interest in helping existing customers. Ridiculously poor service!

    27-10-2022
  • Oliver S

    Avoid at all costs. Holding up the sale of my property due to it taking '3-5 days' to send a simple fax in 2022.

    27-10-2022
  • Aaron Higgins

    Never had problems with the lender, always had great communication, they’ve been responsive at every call.

    27-09-2022
  • Rae Sremmurd

    Really poor customer service They don't respond to emails and they don't answer the phone I will not be getting another mortgage with this company again.

    27-09-2022
  • Donna Bailey

    I have only just started a mortgage with Precise this week , I have tried to call to change my direct debit , so this is very important , i AM FURIOUS , 3 wait times of over an hour and still cant get through to anyone ,,, really if this is the service I'm really worried

    27-08-2022