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Mortgage Lenders, Loan Agencies

Positive Lending

Positive Lending is a financial services company based in Ringwood, England. They specialize in loan agencies and mortgage lending, providing their clients with the necessary financial support to achieve their goals. Positive Lending is committed to delivering exceptional customer service and helping their clients navigate the complex world of finance.

Introduction to Positive Lending

Positive Lending is a UK-based loan agency and mortgage lender that has been in operation for over a decade. The company's primary purpose is to provide financial services to individuals who need loans or mortgages. One of the unique features of Positive Lending is their commitment to helping customers find the right financial solution for their specific needs, rather than simply offering a one-size-fits-all approach.

Services & Products

Positive Lending offers a range of financial services, including secured and unsecured loans, bridging loans, and buy-to-let mortgages. Additionally, they provide commercial finance and development funding for businesses. Customers can expect personalized service from experienced financial experts who will work with them to find the most suitable financial solution.

Location

Positive Lending is located in Ringwood, England, in the Positive House building, which is situated in the GP Centre on Yeoman Road. Ringwood is a vibrant town with a mix of independent and chain stores, restaurants, and cafes. The town is easily accessible by train, with the closest station being Ringwood Railway Station, which is just over a mile away. Additionally, there are several bus stops within walking distance of Positive House, including the Ringwood, Meeting House Lane stop, which is just a three-minute walk away.

Benefits

Customers should choose Positive Lending because of their commitment to personalized service and finding the right financial solution for each individual customer. The company has an excellent reputation for providing transparent and fair financial products, and they have a team of experts who are knowledgeable and experienced in the financial industry.

Good to Know

Customers should be aware that Positive Lending is a regulated financial services provider, and all of their products and services are subject to regulation and oversight by the Financial Conduct Authority.

Reviews

Positive Lending has a strong reputation for providing excellent financial services, and their customer reviews reflect this. Customers praise the company for their personalized service, transparency, and commitment to finding the right financial solution for each individual customer. Overall, customers have a positive experience with Positive Lending and feel confident in the financial products and services that they provide.

Amenities

  • amenity
    loan
  • amenity
    credit card
  • amenity
    online banking
  • amenity
    investment advice
  • amenity
    financial planning
  • amenity
    insurance
  • amenity
    mortgage
  • amenity
    cash advance
  • amenity
    debt consolidation
  • amenity
    refinancing
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    down payment
  • amenity
    closing costs
  • amenity
    escrow
  • amenity
    title insurance
  • amenity
    appraisal
  • amenity
    lock-in period
  • amenity
    prepayment penalty
  • amenity
    private mortgage insurance

FAQ

What types of loans do you offer?

We offer a variety of loans including personal loans, business loans, and car loans.

What types of mortgages do you offer and what are their rates?

We offer fixed rate, adjustable rate, and interest-only mortgages. Our rates vary depending on the type of mortgage and current market conditions.

What are the eligibility criteria and application process for the mortgage?

Eligibility criteria include credit score, income, and debt-to-income ratio. The application process involves filling out an online application, submitting documentation, and undergoing a credit check.

What is the timeline for processing the mortgage application?

The timeline for processing a mortgage application varies depending on the complexity of the application and the responsiveness of the borrower. On average, it takes 30 to 45 days to process a mortgage application.

What are the fees associated with the mortgage and how are they calculated?

Fees associated with a mortgage include origination fees, appraisal fees, and closing costs. These fees are typically calculated as a percentage of the loan amount. Exact fees and calculations will be provided during the application process.