Featured image
Mortgage Lenders

Pickering Mortgage Services

Pickering Mortgage Services is a reputable company that provides mortgage lending services and financial solutions. Based in Bexley, England, the company is committed to helping clients achieve their financial goals by offering personalized and professional services. With a team of experienced professionals, Pickering Mortgage Services is dedicated to providing clients with the best possible solutions to meet their needs. Whether it's purchasing a new home or refinancing an existing one, Pickering Mortgage Services is the go-to company for all mortgage lending needs.

Introduction to Pickering Mortgage Services

Pickering Mortgage Services is a financial services company that specializes in providing mortgage lending services to customers in Bexley, England. Established in 1999, the company has been serving the community for over two decades, offering personalized services to meet the unique needs of its customers. What sets Pickering Mortgage Services apart from others in the industry is its commitment to providing exceptional customer service and its ability to offer competitive rates for its products and services.

Services & Products

Pickering Mortgage Services offers a range of mortgage lending services, including first-time buyer mortgages, remortgages, buy-to-let mortgages, and commercial mortgages. The company works with a variety of lenders to ensure that its customers have access to the most competitive rates and terms available in the market. In addition to its mortgage lending services, Pickering Mortgage Services also offers insurance products and financial planning services to help customers manage their finances more effectively.

Location

Pickering Mortgage Services is located at 3 Bourne Rd, Bexley DA5 1LG, United Kingdom. Bexley is a bustling town in South East London, known for its historic landmarks and vibrant cultural scene. The area is home to a variety of businesses, including restaurants, cafes, shops, and entertainment venues. Customers visiting Pickering Mortgage Services can expect to experience the charm of Bexley, with its picturesque streets and friendly locals. The nearest public transportation options are the Bexley Train Station (0.3 miles), the Albany Park Train Station (1 mile), and the Bexleyheath Train Station (1.4 miles).

Benefits

Customers should choose Pickering Mortgage Services for its personalized service, competitive rates, and extensive range of products and services. The company's team of experienced professionals is committed to helping customers find the best mortgage solutions to fit their individual needs. Additionally, Pickering Mortgage Services works with a variety of lenders to offer customers a wide range of products and services, ensuring that they can find the best rates and terms available in the market.

Good to Know

Customers should be aware that Pickering Mortgage Services is a mortgage lending company that specializes in providing financial services to customers in Bexley, England.

Reviews

Customers have praised Pickering Mortgage Services for its exceptional customer service and personalized approach to mortgage lending. Many customers have commented on the company's ability to find the best rates and terms available in the market, as well as its commitment to working with customers to find the best solutions to meet their individual needs. Overall, Pickering Mortgage Services has received high marks from customers for its professionalism, expertise, and commitment to customer satisfaction.

Amenities

  • amenity
    loan
  • amenity
    mortgage
  • amenity
    refinancing
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    down payment
  • amenity
    closing costs
  • amenity
    escrow
  • amenity
    title insurance
  • amenity
    appraisal
  • amenity
    lock-in period
  • amenity
    prepayment penalty
  • amenity
    private mortgage insurance

FAQ

What types of mortgages do you offer and what are their rates?

We offer a range of mortgage options, including fixed-rate mortgages and adjustable-rate mortgages. Our rates vary depending on the type of mortgage and your individual financial situation. Please contact us to discuss your options and receive a personalized rate quote.

What are the terms and conditions of the mortgage?

Our mortgage terms and conditions vary depending on the type of mortgage you choose. Generally, our mortgages have a term of 15 to 30 years and require a down payment of at least 5%. We also require mortgage insurance if your down payment is less than 20%. Please contact us to discuss the specific terms and conditions of your chosen mortgage.

What are the eligibility criteria and application process for the mortgage?

To be eligible for a mortgage, you must have a stable income, a good credit score, and a down payment. The application process involves filling out an application, providing documentation of your income and assets, and undergoing a credit check. We will then review your application and determine your eligibility. Please contact us to begin the application process.

What is the timeline for processing the mortgage application?

The timeline for processing a mortgage application varies depending on a number of factors, such as the type of mortgage you choose and how quickly you provide the necessary documentation. Generally, the process takes between 30 and 45 days. We will keep you updated throughout the process and let you know if there are any delays.

What are the fees associated with the mortgage and how are they calculated?

The fees associated with a mortgage include origination fees, appraisal fees, and title fees, among others. These fees vary depending on the type of mortgage and the lender. We will provide you with a full breakdown of the fees associated with your chosen mortgage before you commit to anything. The fees are typically calculated as a percentage of the loan amount.

Reviews

  • Matthew Woodhead

    Terrible service. Asked for a simple job that would only take a few hours. I was quoted £400 which I agreed to as they had been recommended. 4 days later I called and asked how much longer and was advised tomorrow or the day after latest. After then I had all my emails and calls ignored. Since then I contacted a different company who actually did the job the same day for free. Honestly baffled by their behaviour

    18-11-2022
  • graeme Harris

    Paul and Pickering were amazing! Very helpful, professional and friendly. I’d highly recommend Pickering Mortgage Services, you will not be disappointed. Many thanks Graeme H

    18-06-2022
  • Lisa Dayman

    A massive thank you to Paul at Pickering Mortgage for the excellent advice and help you gave us with our mortgage. With access to so many more lenders you went out of our way to find the best deals for us. I have recommended Pickering Mortgages to family and friends and will continue to do so.

    18-06-2021
  • Victor

    I’ve used this family run business for over 10 years on my personal mortgages and for my property portfolio. I have always been very satisfied with the service I have received from them, as have the people I have recommended to use them. The fact that they are not tied to a particular lender means that they have been able to search the whole of the lender market for the best possible deals for my particular needs at the time. I’m happy to keep using them and to keep recommending them to my family and friends.

    18-06-2021
  • Richard Bould

    3 of my staff have used Paul's services - he's an excellent mortgage broker and I wouldn't hesitate to refer him.

    18-06-2021
  • Ethan Jefferies

    Paul and his team are very knowledgeable and provide fantastic customer service. I highly recommend them to anyone looking who is looking for a 'hard to get' mortgage!

    18-06-2021
  • Josh hollier

    Absolutely useless

    18-06-2019
  • Alex Cleater

    These guys are fantastic mortgage brokers! Paul is a true gentleman and very easy to deal with. He knows his stuff and we've felt in very safe hands the whole way through our mortgage application. You can use Pickerings with confidence!

    18-06-2014