Income Protection Insurances
PG Mutual
PG Mutual is a UK-based company that specializes in income protection insurances. With a focus on providing financial security for its clients, PG Mutual offers a range of insurance products to meet individual needs. As a trusted provider of insurance solutions, PG Mutual is committed to delivering excellent customer service and support.
Introduction to PG Mutual
PG Mutual is a UK-based mutual insurance company that was founded in 1928. The company's purpose is to provide affordable and flexible income protection insurances to its members. What makes PG Mutual unique is that it is a not-for-profit organization, meaning that any profits made are reinvested back into the company to benefit its members.Services & products
PG Mutual offers a range of income protection insurances, including personal income protection, business overheads protection, and self-employed income protection. These insurances are designed to provide financial support to members in the event of illness or injury that prevents them from working.Location
PG Mutual is located in St Albans, England. St Albans is a historic city located in Hertfordshire, just outside of London. The area is known for its beautiful architecture, restaurants, and shops. The closest public transportation options to PG Mutual are St Albans City station (1.5 miles), St Albans Abbey station (1.5 miles), and St Albans Bus Station (1.3 miles).Benefits
Customers should choose PG Mutual because of their commitment to providing affordable and flexible income protection insurances. Unlike other insurance companies, PG Mutual is a not-for-profit organization, which means that they are focused on providing value to their members rather than generating profits for shareholders.Good to know
Customers should be aware that PG Mutual is a mutual insurance company, which means that members are also owners of the company. This gives members a say in how the company is run and ensures that their interests are always taken into account.Reviews
Customers have praised PG Mutual for their excellent customer service and affordable premiums. Members appreciate the fact that the company is focused on providing value to its members rather than generating profits. Overall, PG Mutual is highly recommended for anyone looking for flexible and affordable income protection insurances.Amenities
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online quote -
phone consultation
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financial advice
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tailored plan
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flexible payment options
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automatic renewal
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accident cover
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disability cover
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illness cover
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redundancy cover
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death cover
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repayment cover
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injury cover
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hospitalization cover
FAQ
What is the maximum coverage amount for your income protection insurance plans?
Our income protection insurance plans offer a maximum coverage amount of up to 70% of your gross income, subject to a limit of £1,200 per week. This amount can vary depending on your occupation and individual circumstances.Are there any waiting periods before I can make a claim on my income protection insurance?
Yes, there is a waiting period of four weeks before you can make a claim on your income protection insurance. This waiting period is designed to ensure that the insurance is used to cover long-term illnesses or injuries rather than short-term illnesses or injuries.Does your income protection insurance cover partial disability or only total disability?
Our income protection insurance covers both partial and total disability. If you are partially disabled and unable to work, you will receive a percentage of your income based on the severity of your disability. If you are totally disabled and unable to work, you will receive the full coverage amount.Are there any exclusions or limitations in your income protection insurance coverage?
Yes, there are some exclusions and limitations in our income protection insurance coverage. For example, we do not cover pre-existing medical conditions or injuries that occur as a result of dangerous activities. We also have specific exclusions for mental health conditions and substance abuse.How are premium rates determined for your income protection insurance plans?
Premium rates for our income protection insurance plans are determined based on a variety of factors, including your age, occupation, lifestyle, and health. We offer personalized quotes based on your individual circumstances to ensure that you receive coverage that meets your needs and budget.Reviews
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Aileen Crossin
Have been a member for over 30 yrs. Excellent service , wonderful cover for community pharmacists especially sole contractors. Couldn't fault at all. Cover worth every single penny.
29-07-2022
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James Toffer
Have been waiting for an advisor to call me back for 3 days. I call in morning and am told someone will call me back which they never do. Receptionist was apologetic. Not a great start.
29-06-2022
