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Mortgage Lenders

Perenna

Perenna is a financial services company based in London, England. They specialize in mortgage lending and provide a range of financial services to their clients. Perenna is committed to providing their customers with the best possible service and helping them achieve their financial goals.

Introduction to Perenna

Perenna is a UK-based mortgage lender that was established in 2019. The company aims to offer its customers a better and more flexible mortgage experience compared to traditional lenders. Perenna is unique in that it uses technology to provide personalized mortgage solutions for its customers, which is a departure from the standardized approach of traditional lenders.

Services & products

Perenna offers a range of mortgage services to its customers, including fixed-rate and variable-rate mortgages, as well as buy-to-let mortgages. The company's mortgages are designed to be flexible and tailored to the needs of each individual customer. In addition to its mortgage products, Perenna also offers financial services such as mortgage advice and financial planning.

Location

Perenna's headquarters is located in London's Eastbourne Terrace, a bustling area known for its diverse mix of businesses and shops. The area is easily accessible by public transportation, with the Paddington station being the closest at just a 5-minute walk away. Other nearby stations include Lancaster Gate and Edgware Road, both of which are within a 10-minute walk.

Benefits

Perenna stands out from other mortgage lenders in the industry due to its use of technology to provide personalized mortgage solutions. This means that customers can expect a mortgage that is tailored to their specific needs and circumstances. Additionally, Perenna's mortgages are designed to be flexible and can be adjusted to suit the changing needs of its customers.

Good to know

Customers should be aware that Perenna is a relatively new company, having only been established in 2019. However, despite its short time in the industry, the company has already gained a reputation for providing innovative and customer-centric mortgage solutions.

Reviews

Customers have praised Perenna for its innovative approach to mortgage lending, with many noting that the company's personalized approach to mortgages has made the process much easier and less stressful. Additionally, customers have praised the company's customer service, noting that the staff are knowledgeable and helpful.

Amenities

  • amenity
    loan
  • amenity
    mortgage
  • amenity
    refinancing
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    down payment
  • amenity
    closing costs
  • amenity
    escrow
  • amenity
    title insurance
  • amenity
    appraisal
  • amenity
    lock-in period
  • amenity
    prepayment penalty
  • amenity
    private mortgage insurance

FAQ

What types of mortgages do you offer and what are their rates?

We offer fixed-rate mortgages with terms of up to 30 years. Our rates vary depending on the loan amount, creditworthiness, and other factors. Contact us for a personalized rate quote.

What are the terms and conditions of the mortgage?

Our mortgages have competitive rates and flexible terms, with options for prepayment and early repayment. We also offer a range of features such as online account management and the ability to switch to a new rate during the term of the mortgage.

What are the eligibility criteria and application process for the mortgage?

To be eligible for a Perenna mortgage, you must be a UK resident and meet certain credit and income requirements. To apply, you can fill out an application online or speak with one of our mortgage advisors who will guide you through the process.

What is the timeline for processing the mortgage application?

Our mortgage application process typically takes 4-6 weeks from the time you submit your application to the time you receive a decision. However, this timeline can vary depending on individual circumstances.

What are the fees associated with the mortgage and how are they calculated?

We charge an arrangement fee for our mortgages, which varies depending on the loan amount and other factors. We also charge a valuation fee to cover the cost of a survey of the property. Other fees may apply, such as early repayment fees or legal fees. Contact us for a complete breakdown of fees and how they are calculated.