PCF Bank
PCF Bank is a private sector bank based in London, England. They offer a range of financial services to their customers, including savings accounts, loans, and asset finance. With a focus on providing excellent customer service, PCF Bank strives to meet the needs of their clients and help them achieve their financial goals.
Introduction to PCF Bank
PCF Bank is a private sector bank located in London, England. The bank was established in 1994 and has been providing financial services to individuals and businesses for over 25 years. What makes PCF Bank unique is their focus on providing specialized financing options to customers, such as vehicle financing and asset financing.Services & products
PCF Bank offers a range of financial services to their customers. They specialize in vehicle and asset financing, but also offer savings accounts and business finance options. Customers can expect competitive rates and flexible repayment options when working with PCF Bank.Location
PCF Bank is located in the heart of London's financial district, on Old Broad Street. The area is filled with other financial businesses and is a hub for business professionals in the city. Customers can expect to experience the hustle and bustle of the city when visiting PCF Bank. The closest public transportation options include Bank Station (0.2 miles), Liverpool Street Station (0.4 miles), and Moorgate Station (0.4 miles).Benefits
Customers should choose PCF Bank for their specialized financing options and competitive rates. The bank has a strong reputation for excellent customer service and flexible repayment options. Additionally, PCF Bank has a strong commitment to responsible lending and ensures that all customers receive fair and transparent treatment.Good to know
Customers should be aware that PCF Bank primarily operates in the UK and may not be able to provide financing options for customers outside of the country. Additionally, customers should be aware of the bank's eligibility criteria when applying for financing options.Reviews
Customers have praised PCF Bank for their competitive rates and excellent customer service. Many customers have noted that the bank's specialized financing options have been a great help in securing financing for specific needs. Overall, customers have had a positive experience working with PCF Bank.Amenities
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online banking -
mobile banking
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credit card
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debit card
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loan
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investment
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insurance
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wealth management
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financial advisory
FAQ
What are the interest rates for savings and checking accounts?
At PCF Bank, our interest rates for savings and checking accounts vary based on the type of account and current market conditions. We encourage you to visit our website or contact one of our representatives to learn more about our current rates.Do you offer online banking services and how secure are they?
Yes, we offer online banking services to our customers. Our online banking system is secure and we take great measures to protect our customers' information. We use industry-standard encryption and multi-factor authentication to ensure the security of our customers' accounts.What type of loans do you offer and what are the interest rates?
We offer a variety of loans including personal loans, car loans, and home improvement loans. Our interest rates vary based on the type of loan and other factors such as credit score and loan amount. We encourage you to visit our website or contact one of our representatives to learn more about our loan options and current interest rates.Are there any fees for using ATMs or for account maintenance?
We do not charge fees for using ATMs or for account maintenance. However, there may be fees associated with certain transactions such as wire transfers or overdrafts. We encourage you to review your account terms and conditions or contact one of our representatives to learn more about any potential fees.What measures do you have in place to protect customer information and prevent fraud?
At PCF Bank, we take the security of our customers' information very seriously. We use industry-standard encryption and multi-factor authentication to protect our customers' accounts. We also monitor our systems for any suspicious activity and have measures in place to prevent fraud. In the event that fraud does occur, we have a team dedicated to investigating and resolving these issues.Reviews
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Anand Singh
Had a previous car loan with them which went smoothly - recently thought of contacting them for a new quote for a used car and they offered almost the same rate as my previous rate which was fantastic, beating all comparison sites and other popular lenders. Spoke directly to Lauren who sorted everything within a matter of days. Absolutely top class! Will go direct again when I change my car in the future.
27-12-2022
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Kev 2106
Avoid ! Paid off my vehicle in full in 2018 only to find out in 2022 its on my file as in default ! Experian trying to resolve with little Progress. Not fit for purpose!
27-10-2022
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FQ Grimm
Bought my first car through them. A 1.2 VW polo. I had a year and a half without payment issues til I lost my job due to covid in 2020. And thats when it all when downhil. I requested a payment holiday in order to buy so time til I got back into work. My first was approved but the second wasn't. Causing me to built up mis payments with interest and penalties stacking up. Now even with a full pay they still report mispayments on my credit due to the months of interest that's now in the 2000's. 0 help from them and the 1 guy that tried was quickly replaced with a policy robot. The car ran into transmission issues within the first year. A 3000 pound fix. No assistance even though the cars age shouldn't have had those issues. I was told its upkeep and my responsibility. But really it was the dealership responsibility. Not knowing that at the time cost me. So I paid for my vehicle for over a year while it was sat waiting for me to accumulate the money needed to fix it. All this while unemployed. Eventually I got my car fixed with family help. Now trying to complete the agreement so I don't lose the funds I've already put into it in hopes of being able to get another vehicle soon. Never ever again will I use PCF or advise anyone too. Horrible folk's
27-07-2022
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SAM HEWITT
27-05-2022
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Peter White
Very helpful and personable over the phone. Obliging and good to arrange a loan with. Terms can be adjusted to suit and easy to make overpayment.
27-05-2022
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Mohammad Aksar
27-05-2022
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John Monaghan
I have bought five cars through this bank and they were always extremely helpful. There have changed their processes and I was refused a loan after about 8 years with them and never defaulting. It was the old attitude of 'the computer says no'. Therefore after all these years I have gone elsewhere. Their loss not mine, I saved money on my deal. Look around.
27-05-2021
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Auto Electrix
Overall very poor experience. Paid vehicle off early and they then put on my experian credit file that missed direct debts even though they had actually still tried taking them despite vehicle been paid in full. They haven't removed the agreement or marked as paid on my file either so unable to obtain a new vehicle because of the problems.
27-05-2021
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Tim Kirton
Bad service emailed me a while ago saying becoz I had an an excellent payment record with them I could get a better rate when extending my car loan and a better Apr. so I tried to extend my loan agreement with them but now there telling me I cant have a loan extension becoz my information does not fit there criteria.strange becoz its not changed at all in 4yrs so its still the same as b4 but it was plenty good enough the first time they are the worst bank I have delt with
27-05-2021
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Paul Cockerham
Had two caravans on finance now with PCF bank and would highly recommend. Just settled my latest agreement with a healthy rebate . Always easy to contact
27-05-2021
