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Mortgage Lenders

Opal Mortgage Services

Opal Mortgage Services is a UK-based company that specializes in providing mortgage lending and financial services to its clients. With a focus on delivering personalized solutions, Opal Mortgage Services is committed to helping individuals and businesses achieve their financial goals. The company's experienced team of professionals is dedicated to providing exceptional customer service and ensuring that clients receive the best possible advice and support. Whether you are looking to purchase a new home or refinance an existing mortgage, Opal Mortgage Services has the expertise and resources to help you navigate the complex world of finance.

Introduction to Opal Mortgage Services

Opal Mortgage Services is a financial services company that specializes in mortgage lending. The company was founded in 2003 with the goal of providing personalized mortgage solutions to clients. What makes Opal Mortgage Services unique is their commitment to understanding their clients' needs and finding the best mortgage options to fit those needs.

Services & products

Opal Mortgage Services offers a variety of mortgage services, including first-time buyer mortgages, remortgages, buy-to-let mortgages, and more. They work with clients to find the best mortgage option for their specific situation, whether it's finding the lowest interest rate or working with clients who have a poor credit history.

Location

Opal Mortgage Services is located on Kingston Road in Willerby, Hull, England. Willerby is a small town in the East Riding of Yorkshire, and the area is primarily residential with a few local businesses. There are several public transportation options nearby, including the Willerby Square bus stop, which is a 2-minute walk from the company's location. The closest train station is Hull Paragon Interchange, which is approximately 5 miles away.

Benefits

Opal Mortgage Services stands out from other mortgage lenders in the area due to their personalized approach to finding the best mortgage option for each client. They have a team of experienced mortgage advisors who work closely with clients to understand their specific needs and find the best solution. Additionally, they offer a quick and easy online application process, making it simple for clients to get started.

Good to know

Customers should be aware that Opal Mortgage Services only operates in the United Kingdom and does not offer mortgages in other countries. Additionally, they require a minimum credit score of 620 for all mortgage applications.

Reviews

Opal Mortgage Services has received positive reviews from customers, with many praising their personalized approach and helpful mortgage advisors. Clients have also noted that the online application process was quick and easy, and that the company was able to find them the best mortgage option for their needs.

Amenities

  • amenity
    loan
  • amenity
    mortgage
  • amenity
    refinancing
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    down payment
  • amenity
    closing costs
  • amenity
    escrow
  • amenity
    title insurance
  • amenity
    appraisal
  • amenity
    prepayment penalty
  • amenity
    private mortgage insurance

FAQ

What types of mortgages do you offer and what are their rates?

We offer various types of mortgages such as fixed-rate mortgages, adjustable-rate mortgages, jumbo mortgages, and FHA loans. Our mortgage rates depend on the current market conditions and the type of mortgage you choose. You can contact us to get a personalized quote based on your requirements.

What are the terms and conditions of the mortgage?

Our mortgage terms and conditions vary depending on the type of mortgage you choose. However, some common terms and conditions include the loan amount, interest rate, repayment period, prepayment penalties, and closing costs. We provide a clear and transparent explanation of all the terms and conditions associated with your mortgage.

What are the eligibility criteria and application process for the mortgage?

To be eligible for a mortgage, you need to have a good credit score, stable income, and a low debt-to-income ratio. Our application process is straightforward and can be completed online or in-person. You need to fill out an application form, provide the necessary documents, and wait for our team to review your application.

What is the timeline for processing the mortgage application?

The timeline for processing your mortgage application depends on various factors such as the type of mortgage, your credit score, and the documentation provided. Generally, it takes around 30 to 45 days to process a mortgage application. However, we strive to process your application as quickly as possible and keep you informed throughout the process.

What are the fees associated with the mortgage and how are they calculated?

The fees associated with your mortgage depend on the type of mortgage you choose and the lender's policies. Some common fees include application fees, appraisal fees, origination fees, and closing costs. These fees are typically a percentage of the loan amount and can range from 2% to 5% of the total loan amount. We provide a detailed breakdown of all the fees associated with your mortgage so that you can make an informed decision.