Savings Banks

One Savings Bank Plc

One Savings Bank Plc is a financial services company based in Chatham, England. They specialize in savings banks and offer a range of financial services to their customers.

Introduction to One Savings Bank Plc

One Savings Bank Plc is a UK-based savings bank that was founded in 2011. The company's main purpose is to provide financial services to individuals and businesses, including savings and mortgage products. One Savings Bank Plc is unique in its focus on providing niche lending products, such as secured loans, bridging finance, and buy-to-let mortgages.

Services & products

One Savings Bank Plc offers a range of financial services and products, including savings accounts, mortgages, and loans. Customers can choose from a variety of savings accounts, such as easy access accounts, fixed-rate bonds, and ISAs. The company also offers a range of mortgage products, including buy-to-let mortgages, residential mortgages, and shared ownership mortgages. In addition, One Savings Bank Plc provides secured loans, bridging finance, and development finance.

Location

One Savings Bank Plc is located in Chatham, England, in the historic Medway area of Kent. The area is known for its maritime history and is home to several historic dockyards and naval museums. The town of Chatham itself is a bustling commercial center with a variety of shops, restaurants, and other businesses. The company is located near several public transportation options, including the Chatham railway station, which is 0.7 miles away, the Rochester railway station, which is 1.1 miles away, and the Chatham Waterfront bus stop, which is 0.2 miles away.

Benefits

One Savings Bank Plc stands out from other savings banks in the UK due to its focus on niche lending products. The company's products are designed to meet the needs of individuals and businesses who may not be able to access financing from traditional lenders. In addition, One Savings Bank Plc is committed to providing excellent customer service and offers a range of online tools and resources to help customers manage their finances.

Good to know

Customers should be aware that One Savings Bank Plc is a savings bank, not a traditional bank. This means that the company is not covered by the Financial Services Compensation Scheme (FSCS), which provides protection to customers of UK banks and building societies. However, One Savings Bank Plc is regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).

Reviews

Customers have generally been pleased with the products and services offered by One Savings Bank Plc. Many customers have praised the company's focus on niche lending products and its commitment to providing excellent customer service. Some customers have noted that the company's savings accounts offer competitive rates of interest, while others have praised the company's online banking tools and resources.

Amenities

atm
online banking
mobile banking
loan services
investment services
insurance services
credit card services
financial planning
wealth management
cash management
mortgage services
foreign exchange services

FAQ

What is the interest rate on savings accounts?

At One Savings Bank Plc, the interest rate on savings accounts varies depending on the type of account and the current market conditions. We encourage you to visit our website or speak to one of our representatives to learn more about our current interest rates.

Are there any fees associated with opening or maintaining an account?

Yes, there may be fees associated with opening or maintaining an account at One Savings Bank Plc. These fees can vary depending on the type of account and the services you require. We recommend you review our account fee schedule or speak to one of our representatives for more information.

Can I access my account online or through a mobile app?

Yes, you can access your account online or through our mobile app. Our online and mobile banking services allow you to view your account balances, transfer funds, pay bills, and more. You can download our mobile app from the App Store or Google Play.

What types of loans do you offer and what are the interest rates?

We offer a range of loans at One Savings Bank Plc, including personal loans, mortgages, and business loans. The interest rates on these loans vary depending on the type of loan, the amount borrowed, and the term of the loan. We recommend speaking to one of our representatives or visiting our website to learn more about our loan offerings and interest rates.

Do you offer any investment options, such as CDs or mutual funds?

Yes, we offer a range of investment options at One Savings Bank Plc, including certificates of deposit (CDs) and mutual funds. Our investment options allow you to earn interest on your funds while also diversifying your portfolio. We recommend speaking to one of our representatives or visiting our website to learn more about our investment options and their associated risks and benefits.