Oldham Credit Union

Introduction to Oldham Credit Union

Oldham Credit Union has been serving the community since 1999, providing financial services to its members. As a credit union, it is a non-profit organization that is owned and controlled by its members, with the goal of providing affordable financial services to the community. What makes Oldham Credit Union unique is its focus on financial inclusion and social responsibility, with a commitment to helping members improve their financial well-being.

Services & products

Oldham Credit Union offers a variety of financial services to its members, including savings accounts, loans, budgeting advice, and debt management services. Members can also access online banking, mobile banking, and telephone banking services. The credit union also offers a Christmas saving scheme to help members save money for the holiday season.

Location

Oldham Credit Union is located in the heart of Oldham, in the northwest of England. The area is known for its rich history and cultural diversity, with a mix of residential and commercial properties. The town center is just a short walk away from the credit union, where visitors can find a range of shops, restaurants, and entertainment venues. Oldham Central tram stop is just a few minutes' walk from the credit union, and the Oldham Bus Station and Oldham Mumps train station are also nearby.

Benefits

One of the main benefits of choosing Oldham Credit Union over other financial institutions is that it is a not-for-profit organization, with a focus on providing affordable financial services to the community. Members can benefit from lower interest rates on loans and higher interest rates on savings, as well as access to free financial education and advice. The credit union also offers a personal touch, with friendly staff who are committed to helping members achieve their financial goals.

Good to know

Customers should be aware that Oldham Credit Union is a member-based organization, which means that customers need to be a member to access its services. To become a member, customers need to meet certain eligibility criteria, such as living or working in the Oldham area. Additionally, the credit union may not offer the same range of services or products as traditional banks, but it focuses on providing affordable and accessible financial services to its members.

Reviews

Customers have praised Oldham Credit Union for its friendly and helpful staff, as well as its focus on financial inclusion and social responsibility. Many customers have also appreciated the credit union's low interest rates on loans and high interest rates on savings, which have helped them achieve their financial goals. Overall, customers have found Oldham Credit Union to be a reliable and trustworthy financial institution that is committed to serving the community.