Income Protection Insurances

Novae

Novae is an insurance company based in London, England. They specialize in providing income protection insurances to their clients. With a focus on protecting their clients' financial well-being, Novae offers a range of insurance options to meet their needs.

Introduction to Novae

Novae is a London-based company that was founded in 1986. The company specializes in providing a wide range of insurance services, including Income Protection Insurances. Novae is unique in that they focus on providing tailored insurance solutions to meet the specific needs of their clients.

Services & products

Novae offers a variety of insurance products, including Income Protection Insurances. With their expertise in the insurance industry, they are able to provide customized solutions to meet the unique needs of their clients. They also offer exceptional customer service to ensure that their clients are satisfied with their insurance policies.

Location

Novae is located in the heart of London, on Lombard Street. The area is known for its bustling financial district, with many banks and financial institutions nearby. There are also plenty of restaurants, cafes, and shops in the area. The closest public transportation options are Bank Station (0.1 miles), Monument Station (0.2 miles), and Cannon Street Station (0.3 miles).

Benefits

Customers should choose Novae because of their expertise in the insurance industry and their commitment to providing tailored solutions to meet the unique needs of their clients. Additionally, their exceptional customer service ensures that clients are satisfied with their insurance policies.

Good to know

Customers should be aware that Novae specializes in providing customized insurance solutions, so it may take longer to get a policy in place than with other insurance providers. However, the extra time spent ensuring that the policy meets the client's specific needs is well worth it.

Reviews

Customers have praised Novae for their exceptional customer service and their ability to provide tailored insurance solutions. They appreciate the personalized attention they receive and feel that their insurance policies meet their unique needs.

Amenities

online quote
phone consultation
financial advice
tailored plan
flexible payment options
automatic renewal
accident cover
disability cover
illness cover
redundancy cover
death cover
repayment cover
injury cover
hospitalization cover

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans offer a maximum coverage amount of £150,000 per year.

Are there any waiting periods before I can make a claim on my income protection insurance?

Yes, there is a waiting period of 4 weeks before you can make a claim on our income protection insurance.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance covers both partial and total disability.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there are some exclusions and limitations in our income protection insurance coverage. For example, we do not cover pre-existing medical conditions and injuries resulting from illegal activities.

How are premium rates determined for your income protection insurance plans?

Our premium rates for income protection insurance plans are determined based on various factors, including age, occupation, health status, and coverage amount. We also offer discounts for non-smokers and those who maintain a healthy lifestyle.